1. Name and Address of Reporting Person
DAVIS, JR, ROY J.
10200 DAVID TAYLOR DRIVE
PO BOX 37937
CHARLOTTE, NC 28237-7937
2. Issuer Name and Ticker or Trading Symbol
FIRST CHARTER CORPORATION (FCTR)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year
4/2003
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner
( ) Officer (give title below) ( ) Other (specify below)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
TABLE I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
+---------------------------------+----------+-------------+-----------------------------+----------------+-----------+------------+
|1. Title of Security |2. Trans- |3. Trans- |4. Securities Acquired (A) |5. Amount of |6. Owner- |7. Nature |
| | action | action | or Disposed of (D) | Securities | ship | of In- |
| | Date | Code | | Beneficially | Form: | direct |
| | | | | Owned at | Direct | Bene- |
| | (Month/ | | | End of | (D) or | ficial |
| | Day/ +-------+-----+-----------+------+----------+ Month | Indirect| Owner- |
| | Year) |Code |V |Amount |A/D |Price | | (I) | ship |
+---------------------------------+----------+-------+-----+-----------+------+----------+----------------+-----------+------------+
Common Stock 20797.3008 D
Common Stock - Street Name 13524 D
TABLE II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
+-------------+--------+----------+---------+-----------+---------------------+----------------+----------+--------+-------+-------+
|1. |2. |3. |4. |5. |6. |7. |8. |9. |10. |11. |
| | | | | | | | |Number |Owner- | |
| | | | | | | | |of |ship | |
| | | | | | | | |Deriv- |Form of| |
| | | | | | |Title and Amount| |ative |Deriv- | |
| | | | | | |of Underlying | |Secur- |ative |Nature |
| |Conver- | | |Number of | |Securities | |ities |Secur- |of |
| |sion or | | |Derivative |Date Exercisable +-------+--------+ |Benefi- |ity: |In- |
| |Exercise| | |Securities |and Expiration Date | |Amount | |cially |Direct |direct |
| |Price of|Transac- |Transac- |Acquired(A)|(Month/Day/Year) | |or | |Owned |(D) or |Bene- |
|Title of |Deriv- |tion Date |tion Code|Disposed(D)+----------+----------+ |Number |Price of |at End |In- |ficial |
|Derivative |ative |(Month/ +------+--+-----+-----+Date Exer-|Expira- | |of |Derivative|of |direct |Owner- |
|Security |Security|Day/Year) |Code |V |(A) |(D) |cisable |tion Date |Title |Shares |Security |Month |(I) |ship |
+-------------+--------+----------+------+--+-----+-----+----------+----------+-------+--------+----------+--------+-------+-------+
Stock Option $14.5 01/20/2010 Common 1800 D
Stock
Stock Option $15.75 01/17/2011 Common 1800 D
Stock
Stock Option $17.37 01/16/2012 Common 3500 D
Stock
Stock Option $17.708 02/20/2007 Common 600 D
Stock
Stock Option $18 10/14/2010 Common 1800 D
Stock
Stock Option $18.854 05/19/2007 Common 1200 D
Stock
Stock Option $26.75 04/29/2008 Common 1000 D
Stock
DEFERRED $0 Common 2149.072 D
COMPENSATION Stock 1
PLAN
DEFERRED $12.8125 03/31/2010 Common 97.561 D
COMPENSATION Stock
PLAN
DEFERRED $13.125 04/13/2010 Common 41.1445 D
COMPENSATION Stock
PLAN
DEFERRED $13.7188 01/31/2010 Common 80.1822 D
COMPENSATION Stock
PLAN
DEFERRED $13.875 04/28/2010 Common 79.2793 D
COMPENSATION Stock
PLAN
DEFERRED $14.455 01/14/2010 Common 34.8584 D
COMPENSATION Stock
PLAN
DEFERRED $14.563 07/31/2010 Common 58.3671 D
COMPENSATION Stock
PLAN
DEFERRED $14.703 12/31/2010 Common 401.73 D
COMPENSATION Stock
PLAN
DEFERRED $14.8438 12/31/2009 Common 43.7895 D
COMPENSATION Stock
PLAN
DEFERRED $15.75 06/30/2010 Common 79.3651 D
COMPENSATION Stock
PLAN
DEFERRED $15.9063 07/13/2010 Common 36.4194 D
COMPENSATION Stock
PLAN
DEFERRED $16 05/31/2010 Common 31.25 D
COMPENSATION Stock
PLAN
DEFERRED $16.125 11/30/2009 Common 37.2093 D
COMPENSATION Stock
PLAN
DEFERRED $16.45 10/10/2012 Common 56.94 D
COMPENSATION Stock
PLAN
DEFERRED $16.76 08/01/2012 Common 53.7 D
COMPENSATION Stock
PLAN
DEFERRED $16.85 10/02/2012 Common 100.89 D
COMPENSATION Stock
PLAN
DEFERRED $16.91 08/29/2012 Common 23.65 D
COMPENSATION Stock
PLAN
DEFERRED $17.063 Preferr 73.2601 D
COMPENSATION ed
PLAN Stock
DEFERRED $17.09 02/13/2013 Common 116.6345 D
COMPENSATION Stock
PLAN
DEFERRED $17.25 Common 23.1884 D
COMPENSATION Stock
PLAN
DEFERRED $17.44 01/30/2012 Common 68.81 D
COMPENSATION Stock
PLAN
DEFERRED $17.5 09/30/2009 Common 48.5714 D
COMPENSATION Stock
PLAN
DEFERRED $17.7293 01/17/2012 Common 46.12 D
COMPENSATION Stock
PLAN
DEFERRED $17.7557 Common 22.7199 D
COMPENSATION Stock
PLAN
DEFERRED $17.817 04/22/2003 N 125.8 05/01/2003 04/22/2013 Common 125.8839 $17.8170 125.8839 D
COMPENSATION 839 Stock
PLAN
DEFERRED $17.8387 07/11/2012 Common 49.02 D
COMPENSATION Stock
PLAN
DEFERRED $17.884 Common 18.5774 D
COMPENSATION Stock
PLAN
DEFERRED $17.89 12/17/2010 Common 105.77 D
COMPENSATION Stock
PLAN
DEFERRED $18.13 04/02/2012 Common 93.77 D
COMPENSATION Stock
PLAN
DEFERRED $18.15 03/04/2012 Common 55.1 D
COMPENSATION Stock
PLAN
DEFERRED $18.1875 Common 65.9794 D
COMPENSATION Stock
PLAN
DEFERRED $18.23 12/19/2012 Common 185.842 D
COMPENSATION Stock
PLAN
DEFERRED $18.563 Common 43.0976 D
COMPENSATION Stock
PLAN
DEFERRED $18.6875 Common 42.8094 D
COMPENSATION Stock
PLAN
DEFERRED $18.78 03/04/2013 Common 79.1538 D
COMPENSATION Stock
PLAN
DEFERRED $18.98 10/14/2009 Common 25.2069 D
COMPENSATION Stock
PLAN
DEFERRED $19 Common 121.0527 D
COMPENSATION Stock
PLAN
DEFERRED $19 10/31/2009 Common 42.1053 D
COMPENSATION Stock
PLAN
DEFERRED $19.5 06/28/2012 Common 102.56 D
COMPENSATION Stock
PLAN
DEFERRED $19.52 05/23/2012 Common 15.37 D
COMPENSATION Stock
PLAN
DEFERRED $19.6614 Common 22.1326 D
COMPENSATION Stock
PLAN
DEFERRED $19.778 04/11/2012 Common 42.9 D
COMPENSATION Stock
PLAN
DEFERRED $20.22 05/01/2012 Common 29.67 D
COMPENSATION Stock
PLAN
DEFERRED $21.625 Common 36.9942 D
COMPENSATION Stock
PLAN
DEFERRED $22.68 07/15/2009 Common 52.8926 D
COMPENSATION Stock
PLAN
DEFERRED $23.16 07/15/2009 Common 19.7708 D
COMPENSATION Stock
PLAN
DEFERRED $24.21 Common 33.0319 D
COMPENSATION Stock
PLAN
DEFERRED $24.6875 Common 42.5316 D
COMPENSATION Stock
PLAN
Explanation of Responses:
Common Stock units acquired under First Charter Corporation Deferred
Compensation Plan for Non-Employee Directors.
Non-Employee directors may withdraw common stock from the deferred comp plan the
1st day of the calendar month following retirement, death, or termination.
No expiration date
SIGNATURE OF REPORTING PERSON
/s/ ROY J. DAVIS, JR
DATE
04/24/2003