1. Name and Address of Reporting Person
JONES, JR., WALTER H.
10200 DAVID TAYLOR DRIVE
PO BOX 37937
CHARLOTTE, NC 28237-7937
2. Issuer Name and Ticker or Trading Symbol
FIRST CHARTER CORPORATION (FCTR)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year
4/2003
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner
( ) Officer (give title below) ( ) Other (specify below)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
TABLE I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
+---------------------------------+----------+-------------+-----------------------------+----------------+-----------+------------+
|1. Title of Security |2. Trans- |3. Trans- |4. Securities Acquired (A) |5. Amount of |6. Owner- |7. Nature |
| | action | action | or Disposed of (D) | Securities | ship | of In- |
| | Date | Code | | Beneficially | Form: | direct |
| | | | | Owned at | Direct | Bene- |
| | (Month/ | | | End of | (D) or | ficial |
| | Day/ +-------+-----+-----------+------+----------+ Month | Indirect| Owner- |
| | Year) |Code |V |Amount |A/D |Price | | (I) | ship |
+---------------------------------+----------+-------+-----+-----------+------+----------+----------------+-----------+------------+
Common Stock 286.4997 D
Common Stock 585.4014 I Joint -
Walter and
Margaret
Common Stock 600 I Spouse IRA -
Margaret
Jones
Common Stock 26278 I Spouse Street
Name -
Margaret
Jones
Common Stock - IRA 6542 D
Common Stock - Street Name 3757.5222 D
TABLE II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
+-------------+--------+----------+---------+-----------+---------------------+----------------+----------+--------+-------+-------+
|1. |2. |3. |4. |5. |6. |7. |8. |9. |10. |11. |
| | | | | | | | |Number |Owner- | |
| | | | | | | | |of |ship | |
| | | | | | | | |Deriv- |Form of| |
| | | | | | |Title and Amount| |ative |Deriv- | |
| | | | | | |of Underlying | |Secur- |ative |Nature |
| |Conver- | | |Number of | |Securities | |ities |Secur- |of |
| |sion or | | |Derivative |Date Exercisable +-------+--------+ |Benefi- |ity: |In- |
| |Exercise| | |Securities |and Expiration Date | |Amount | |cially |Direct |direct |
| |Price of|Transac- |Transac- |Acquired(A)|(Month/Day/Year) | |or | |Owned |(D) or |Bene- |
|Title of |Deriv- |tion Date |tion Code|Disposed(D)+----------+----------+ |Number |Price of |at End |In- |ficial |
|Derivative |ative |(Month/ +------+--+-----+-----+Date Exer-|Expira- | |of |Derivative|of |direct |Owner- |
|Security |Security|Day/Year) |Code |V |(A) |(D) |cisable |tion Date |Title |Shares |Security |Month |(I) |ship |
+-------------+--------+----------+------+--+-----+-----+----------+----------+-------+--------+----------+--------+-------+-------+
Stock Option $15.75 01/17/2011 Common 1800 D
Stock
Stock Option $17.37 01/16/2012 Common 3500 D
Stock
DEFERRED $16.45 10/10/2012 Common 74.05 D
COMPENSATION Stock
PLAN
DEFERRED $16.76 08/01/2012 Common 53.7 D
COMPENSATION Stock
PLAN
DEFERRED $16.85 10/02/2012 Common 91.9881 D
COMPENSATION Stock
PLAN
DEFERRED $16.91 08/29/2012 Common 23.65 D
COMPENSATION Stock
PLAN
DEFERRED $17.09 02/13/2013 Common 189.531 D
COMPENSATION Stock
PLAN
DEFERRED $17.44 01/30/2012 Common 68.81 D
COMPENSATION Stock
PLAN
DEFERRED $17.66 04/25/2003 N 98.65 05/01/2003 04/25/2013 Common 98.6588 $17.6600 98.6588 D
COMPENSATION 88 Stock
PLAN
DEFERRED $17.7293 01/17/2012 Common 61.6245 D
COMPENSATION Stock
PLAN
DEFERRED $17.817 04/22/2003 N 181.8 05/01/2003 04/22/2013 Common 181.8323 $17.8170 181.8323 D
COMPENSATION 323 Stock
PLAN
DEFERRED $17.8387 07/11/2012 Common 64.3849 D
COMPENSATION Stock
PLAN
DEFERRED $18.13 04/02/2012 Common 93.77 D
COMPENSATION Stock
PLAN
DEFERRED $18.15 03/04/2012 Common 22.04 D
COMPENSATION Stock
PLAN
DEFERRED $18.23 12/19/2012 Common 169.444 D
COMPENSATION Stock
PLAN
DEFERRED $18.78 03/04/2013 Common 52.7692 D
COMPENSATION Stock
PLAN
DEFERRED $19.5 06/28/2012 Common 102.56 D
COMPENSATION Stock
PLAN
DEFERRED $19.52 05/23/2012 Common 15.37 D
COMPENSATION Stock
PLAN
DEFERRED $19.778 04/11/2012 Common 56.82 D
COMPENSATION Stock
PLAN
DEFERRED $20.22 05/01/2012 Common 44.51 D
COMPENSATION Stock
PLAN
Explanation of Responses:
Common Stock units acquired under First Charter Corporation Deferred
Compensation Plan for Non-Employee Directors.
Non-Employee directors may withdraw common stock from the deferred comp plan the
1st day of the calendar month following retirement, death, or termination.
No expiration date
SIGNATURE OF REPORTING PERSON
/s/ WALTER H. JONES, JR.
DATE
04/29/2003