INVESTMENT
                                                                      SHARES OF DISCRETION
                                              CUSIP     FAIR MARKET   PRINCIPAL (A) (B) (C) MANAGERS    VOTING AUTHORITY (SHARES)
NAME OF ISSUER                 TITLE OF CLASS NUMBER       VALUE      AMOUNT    SOL SHR OTH INSTR. V   (A) SOLE (B)SHARED  (C) NONE
---------------------------    -------------- --------- -----------   --------- --- --- --- --------  --------- --------- ---------

COOPER INDS LTD                CL A           G24182100     229,635       6,300  X          1              6200       100         0
                                                             14,580         400      X   X  1               400         0         0
                                                        -----------   ---------
                                                            244,215       6,700

GLOBALSANTAFE CORP             SHS            G3930E101     226,446       9,311  X          1              8214      1097         0
                                                            115,277       4,740      X   X  1              4740         0         0
                                                              6,469         266  X          2               266         0         0
                                                        -----------   ---------
                                                            348,192      14,317

INGERSOLL-RAND COMPANY LTD     CL A           G4776G101   1,364,358      31,685  X          1             31685         0         0
                                                            607,147      14,100      X   X  1              9500      4600         0
                                                        -----------   ---------
                                                          1,971,505      45,785

NOBLE CORPORATION              SHS            G65422100     230,235       6,550  X          1              5450      1100         0
                                                            108,088       3,075      X   X  1              3075         0         0
                                                              8,788         250  X          2               250         0         0
                                                        -----------   ---------
                                                            347,111       9,875

XL CAP LTD                     CL A           G98255105   4,894,181      63,355  X          1             57101      6000       254
                                                            249,132       3,225      X   X  1               775      2450         0
                                                        -----------   ---------
                                                          5,143,313      66,580

FLEXTRONICS INTL LTD           ORD            Y2573F102     223,409      27,278  X          1             24878      2400         0
                                                             70,763       8,640      X   X  1              7965       675         0
                                                              4,505         550  X          2               550         0         0
                                                        -----------   ---------
                                                            298,677      36,468

AFLAC INC                      COM            001055102   3,326,994     110,458  X          1            109417         0      1041
                                                            408,126      13,550      X   X  1              8050      5500         0
                                                        -----------   ---------
                                                          3,735,120     124,008

AGCO CORP                      COM            001084102     293,930      13,300  X          1             13300         0         0
                                                        -----------   ---------
                                                            293,930      13,300

AOL TIME WARNER INC            COM            00184A105     111,311       8,497  X          1              7957         0       540
                                                             20,633       1,575      X   X  1               425      1150         0
                                                        -----------   ---------
                                                            131,944      10,072

AT&T CORP                      COM NEW        001957505     369,272      14,143  X          1             13928       215         0
                                                            147,157       5,636      X   X  1              3492      2033       111
                                                        -----------   ---------
                                                            516,429      19,779

AT&T WIRELESS SVCS INC         COM            00209A106     111,497      19,734  X          1             19436       298         0
                                                             32,371       5,729      X   X  1              2006      3545       178
                                                        -----------   ---------
                                                            143,868      25,463

ABBOTT LABS                    COM            002824100   3,438,080      85,952  X          1             83777      2175         0
                                                          1,428,120      35,703      X   X  1             17453     18250         0
                                                             12,000         300  X          2               300         0         0
                                                        -----------   ---------
                                                          4,878,200     121,955

ADAMS EXPRESS CO               COM            006212104       1,659         157  X          1               157         0         0
                                                            213,767      20,224      X   X  1              7378     12846         0
                                                        -----------   ---------
                                                            215,426      20,381

ADVANCED MICRO DEVICES INC     COM            007903107     102,714      15,900  X          1             15900         0         0
                                                        -----------   ---------
                                                            102,714      15,900

AEGON N V                      ORD AMER REG   007924103     252,340      19,668  X          1             19668         0         0
                                                             20,207       1,575      X   X  1              1575         0         0
                                                        -----------   ---------
                                                            272,547      21,243

AIR PRODS & CHEMS INC          COM            009158106     939,222      21,970  X          1             21770       200         0
                                                            171,000       4,000      X   X  1               800      3200         0
                                                        -----------   ---------
                                                          1,110,222      25,970

ALBERTO CULVER CO              CL A           013068200     721,563      14,850  X          1             14450       400         0
                                                            255,098       5,250      X   X  1              1550      3700         0
                                                        -----------   ---------
                                                            976,661      20,100

ALCOA INC                      COM            013817101   1,186,294      52,076  X          1             51226       850         0
                                                            819,604      35,979      X   X  1             31600      4379         0
                                                              3,417         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,009,315      88,205

ALLEN TELECOM INC              COM            018091108     118,375      12,500  X          1             12500         0         0
                                                        -----------   ---------
                                                            118,375      12,500

ALLSTATE CORP                  COM            020002101     290,482       7,853  X          1              6653         0      1200
                                                            122,363       3,308      X   X  1              1318      1990         0
                                                        -----------   ---------
                                                            412,845      11,161

ALLTEL CORP                    COM            020039103     647,904      12,704  X          1             11829       875         0
                                                            310,029       6,079      X   X  1              4600      1479         0
                                                              7,650         150  X          2               150         0         0
                                                        -----------   ---------
                                                            965,583      18,933

AMERICAN ELEC PWR INC          COM            025537101     261,794       9,579  X          1              8879       700         0
                                                             19,131         700      X   X  1               400       300         0
                                                        -----------   ---------
                                                            280,925      10,279

AMERICAN EXPRESS CO            COM            025816109     652,775      18,466  X          1             18466         0         0
                                                            680,842      19,260      X   X  1              8600     10660         0
                                                        -----------   ---------
                                                          1,333,617      37,726

AMERICAN INTL GROUP INC        COM            026874107   7,206,453     124,571  X          1            111771      9380      3420
                                                          1,541,242      26,642      X   X  1             16986      9656         0
                                                             10,124         175  X          2               175         0         0
                                                        -----------   ---------
                                                          8,757,819     151,388

AMERICAN PWR CONVERSION CORP   COM            029066107     546,542      36,075  X          1             31725      4350         0
                                                            169,680      11,200      X   X  1             11200         0         0
                                                             10,226         675  X          2               675         0         0
                                                        -----------   ---------
                                                            726,448      47,950

AMGEN INC                      COM            031162100     284,336       5,882  X          1              5582         0       300
                                                             69,369       1,435      X   X  1               840       595         0
                                                        -----------   ---------
                                                            353,705       7,317

AMSOUTH BANCORPORATION         COM            032165102   4,232,276     220,431  X          1            212150      8281         0
                                                          1,935,071     100,785      X   X  1             80479     20306         0
                                                        -----------   ---------
                                                          6,167,347     321,216

ANADARKO PETE CORP             COM            032511107     261,582       5,461  X          1              5461         0         0
                                                             52,211       1,090      X   X  1               602       488         0
                                                        -----------   ---------
                                                            313,793       6,551

ANHEUSER BUSCH COS INC         COM            035229103   1,306,896      27,002  X          1             26602       400         0
                                                            832,287      17,196      X   X  1             15196      2000         0
                                                        -----------   ---------
                                                          2,139,183      44,198

APPLIED MATLS INC              COM            038222105     610,003      46,815  X          1             43215      3600         0
                                                            142,355      10,925      X   X  1             10125       800         0
                                                              8,470         650  X          2               650         0         0
                                                        -----------   ---------
                                                            760,828      58,390

ARCHER DANIELS MIDLAND CO      COM            039483102     397,110      32,025  X          1             31584       441         0
                                                             78,492       6,330      X   X  1                 0      6330         0
                                                        -----------   ---------
                                                            475,602      38,355

ATLANTIS PLASTICS INC          COM            049156102      84,760      16,300  X          1             16300         0         0
                                                        -----------   ---------
                                                             84,760      16,300

AUTOMATIC DATA PROCESSING IN   COM            053015103     463,425      11,807  X          1             11807         0         0
                                                            631,690      16,094      X   X  1             16094         0         0
                                                        -----------   ---------
                                                          1,095,115      27,901

AVON PRODS INC                 COM            054303102   2,031,227      37,706  X          1             37706         0         0
                                                             67,338       1,250      X   X  1              1250         0         0
                                                        -----------   ---------
                                                          2,098,565      38,956

BB&T CORP                      COM            054937107     289,447       7,825  X          1              7825         0         0
                                                              5,031         136      X   X  1                 0       136         0
                                                        -----------   ---------
                                                            294,478       7,961

BP PLC                         SPONSORED ADR  055622104   4,669,104     114,861  X          1            112535      1734       592
                                                          2,962,125      72,869      X   X  1             53900     18969         0
                                                              7,114         175  X          2               175         0         0
                                                        -----------   ---------
                                                          7,638,343     187,905

BANK OF AMERICA CORPORATION    COM            060505104   2,619,314      37,650  X          1             35772      1428       450
                                                          1,012,802      14,558      X   X  1              9319      5239         0
                                                              8,766         126  X          2               126         0         0
                                                        -----------   ---------
                                                          3,640,882      52,334

BANK ONE CORP                  COM            06423A103   1,277,394      34,949  X          1             33128      1821         0
                                                            528,586      14,462      X   X  1             13162      1300         0
                                                             10,965         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,816,945      49,711

BARD C R INC                   COM            067383109     372,650       6,425  X          1              6425         0         0
                                                            226,200       3,900      X   X  1               600      3300         0
                                                        -----------   ---------
                                                            598,850      10,325

BAXTER INTL INC                COM            071813109     629,916      22,497  X          1             21597       900         0
                                                            822,164      29,363      X   X  1             28938       425         0
                                                              5,600         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,457,680      52,060

BECTON DICKINSON & CO          COM            075887109     210,995       6,875  X          1              5875      1000         0
                                                             83,631       2,725      X   X  1              2725         0         0
                                                              6,138         200  X          2               200         0         0
                                                        -----------   ---------
                                                            300,764       9,800

BELDEN INC                     COM            077459105     238,193      15,650  X          1             15350       300         0
                                                             18,264       1,200      X   X  1              1200         0         0
                                                        -----------   ---------
                                                            256,457      16,850

BELLSOUTH CORP                 COM            079860102   6,072,905     234,747  X          1            224022      6400      4325
                                                          2,696,174     104,220      X   X  1             45822     58398         0
                                                        -----------   ---------
                                                          8,769,079     338,967

BERKSHIRE HATHAWAY INC DEL     CL B           084670207     336,797         139  X          1               139         0         0
                                                             50,883          21      X   X  1                21         0         0
                                                        -----------   ---------
                                                            387,680         160

BEST BUY INC                   COM            086516101     181,418       7,512  X          1              6537       975         0
                                                             89,357       3,700      X   X  1              3375       325         0
                                                              3,623         150  X          2               150         0         0
                                                        -----------   ---------
                                                            274,398      11,362

BOEING CO                      COM            097023105     942,364      28,565  X          1             28365       200         0
                                                            669,369      20,290      X   X  1             13690      6600         0
                                                        -----------   ---------
                                                          1,611,733      48,855

BRISTOL MYERS SQUIBB CO        COM            110122108   5,653,102     244,194  X          1            233794     10400         0
                                                          3,468,683     149,835      X   X  1             74475     75360         0
                                                             10,418         450  X          2               450         0         0
                                                        -----------   ---------
                                                          9,132,203     394,479

CBL & ASSOC PPTYS INC          COM            124830100     519,449      12,970  X          1             12970         0         0
                                                            136,170       3,400      X   X  1              1200      2200         0
                                                        -----------   ---------
                                                            655,619      16,370

CIGNA CORP                     COM            125509109     225,749       5,490  X          1              5490         0         0
                                                             15,420         375      X   X  1                 0       375         0
                                                        -----------   ---------
                                                            241,169       5,865

CSX CORP                       COM            126408103     278,968       9,854  X          1              9854         0         0
                                                            135,095       4,772      X   X  1              3572      1200         0
                                                        -----------   ---------
                                                            414,063      14,626

CAPITAL ONE FINL CORP          COM            14040H105   3,228,216     108,621  X          1             99499      8500       622
                                                            135,226       4,550      X   X  1              3000      1550         0
                                                        -----------   ---------
                                                          3,363,442     113,171

CARAUSTAR INDS INC             COM            140909102     121,344      12,800  X          1             12800         0         0
                                                        -----------   ---------
                                                            121,344      12,800

CARDINAL HEALTH INC            COM            14149Y108      83,102       1,404  X          1              1404         0         0
                                                            261,323       4,415      X   X  1              4415         0         0
                                                        -----------   ---------
                                                            344,425       5,819

CASCADE CORP                   COM            147195101     207,350      13,000  X          1             13000         0         0
                                                        -----------   ---------
                                                            207,350      13,000

CATERPILLAR INC DEL            COM            149123101     188,183       4,116  X          1              3916       200         0
                                                            133,045       2,910      X   X  1              2910         0         0
                                                        -----------   ---------
                                                            321,228       7,026

CENDANT CORP                   COM            151313103     314,002      29,962  X          1             26937      3025         0
                                                            127,332      12,150      X   X  1             12150         0         0
                                                              6,288         600  X          2               600         0         0
                                                        -----------   ---------
                                                            447,622      42,712

CENTERPOINT ENERGY INC         COM            15189T107      57,911       6,813  X          1              6813         0         0
                                                             58,650       6,900      X   X  1              4100      2800         0
                                                        -----------   ---------
                                                            116,561      13,713

CHEVRONTEXACO CORP             COM            166764100   4,016,730      60,420  X          1             55307      3773      1340
                                                          1,484,700      22,333      X   X  1             12608      9725         0
                                                        -----------   ---------
                                                          5,501,430      82,753

CHUBB CORP                     COM            171232101     348,748       6,681  X          1              5856       825         0
                                                            173,565       3,325      X   X  1              3325         0         0
                                                             10,440         200  X          2               200         0         0
                                                        -----------   ---------
                                                            532,753      10,206

CISCO SYS INC                  COM            17275R102   6,102,865     465,867  X          1            421304     40875      3688
                                                          1,173,933      89,613      X   X  1             51842     37771         0
                                                              9,498         725  X          2               725         0         0
                                                        -----------   ---------
                                                          7,286,296     556,205

CITIGROUP INC                  COM            172967101   2,837,202      80,625  X          1             77951      1674      1000
                                                          1,052,040      29,896      X   X  1             28323      1573         0
                                                              7,284         207  X          2               207         0         0
                                                        -----------   ---------
                                                          3,896,526     110,728

CLAYTON HOMES INC              COM            184190106     170,983      14,038  X          1             14038         0         0
                                                             22,497       1,847      X   X  1              1847         0         0
                                                        -----------   ---------
                                                            193,480      15,885

COCA COLA CO                   COM            191216100   6,699,455     152,816  X          1            151141      1375       300
                                                          6,160,528     140,523      X   X  1             90318     50205         0
                                                              8,768         200  X          2               200         0         0
                                                        -----------   ---------
                                                         12,868,751     293,539

COLGATE PALMOLIVE CO           COM            194162103     538,142      10,264  X          1             10264         0         0
                                                            172,232       3,285      X   X  1              2000      1285         0
                                                        -----------   ---------
                                                            710,374      13,549

COMCAST CORP NEW               CL A           20030N101     560,275      23,771  X          1             22834       348       589
                                                            241,355      10,240      X   X  1              6289      3772       179
                                                        -----------   ---------
                                                            801,630      34,011

COMCAST CORP NEW               CL A SPL       20030N200   4,961,880     219,649  X          1            203724     15425       500
                                                            552,305      24,449      X   X  1             18049      6400         0
                                                             12,425         550  X          2               550         0         0
                                                        -----------   ---------
                                                          5,526,610     244,648

COMPUTER ASSOC INTL INC        COM            204912109     250,553      18,559  X          1             16762      1797         0
                                                             96,569       7,153      X   X  1              6853       300         0
                                                              4,928         365  X          2               365         0         0
                                                        -----------   ---------
                                                            352,050      26,077

COMPUTER SCIENCES CORP         COM            205363104     305,227       8,860  X          1              8860         0         0
                                                             48,230       1,400      X   X  1                 0      1400         0
                                                        -----------   ---------
                                                            353,457      10,260

CONAGRA FOODS INC              COM            205887102     283,162      11,322  X          1             11322         0         0
                                                             61,275       2,450      X   X  1              2450         0         0
                                                        -----------   ---------
                                                            344,437      13,772

CONCORD EFS INC                COM            206197105     203,315      12,917  X          1             12917         0         0
                                                        -----------   ---------
                                                            203,315      12,917

CONOCOPHILLIPS                 COM            20825C104     238,851       4,936  X          1              4708       228         0
                                                            196,755       4,066      X   X  1              2566      1500         0
                                                        -----------   ---------
                                                            435,606       9,002

CORNING INC                    COM            219350105      53,736      16,234  X          1             16234         0         0
                                                             79,441      24,000      X   X  1             13200     10800         0
                                                        -----------   ---------
                                                            133,177      40,234

COSTCO WHSL CORP NEW           COM            22160K105   4,560,316     162,520  X          1            142616     18700      1204
                                                            452,273      16,118      X   X  1             15818       300         0
                                                              4,209         150  X          2               150         0         0
                                                        -----------   ---------
                                                          5,016,798     178,788

COX COMMUNICATIONS INC NEW     CL A           224044107     629,656      22,171  X          1             20171      2000         0
                                                            176,080       6,200      X   X  1              5450       750         0
                                                              8,520         300  X          2               300         0         0
                                                        -----------   ---------
                                                            814,256      28,671

DANAHER CORP DEL               COM            235851102      39,420         600  X          1               600         0         0
                                                            190,530       2,900      X   X  1              2900         0         0
                                                        -----------   ---------
                                                            229,950       3,500

DEAN FOODS CO NEW              COM            242370104     416,930      11,238      X   X  1             11238         0         0
                                                        -----------   ---------
                                                            416,930      11,238

DEERE & CO                     COM            244199105     348,462       7,600  X          1              7600         0         0
                                                            231,543       5,050      X   X  1              3750      1300         0
                                                        -----------   ---------
                                                            580,005      12,650

DELL COMPUTER CORP             COM            247025109     705,809      26,395  X          1             24595      1800         0
                                                            195,204       7,300      X   X  1              6675       625         0
                                                              7,354         275  X          2               275         0         0
                                                        -----------   ---------
                                                            908,367      33,970

DIAMONDS TR                    UNIT SER 1     252787106   2,092,935      25,062  X          1             24962       100         0
                                                            989,177      11,845      X   X  1              4955      6890         0
                                                        -----------   ---------
                                                          3,082,112      36,907

DISNEY WALT CO                 COM DISNEY     254687106   1,113,944      68,298  X          1             64898      3400         0
                                                            481,148      29,500      X   X  1             19975      9525         0
                                                              9,786         600  X          2               600         0         0
                                                        -----------   ---------
                                                          1,604,878      98,398

DOLLAR GEN CORP                COM            256669102     119,345       9,987  X          1              9987         0         0
                                                             77,018       6,445      X   X  1              6445         0         0
                                                        -----------   ---------
                                                            196,363      16,432

DOMINION RES INC VA NEW        COM            25746U109     277,959       5,063  X          1              5063         0         0
                                                            352,512       6,421      X   X  1              4171      2250         0
                                                        -----------   ---------
                                                            630,471      11,484

DOVER CORP                     COM            260003108     831,789      28,525  X          1             28525         0         0
                                                            174,960       6,000      X   X  1              2000      4000         0
                                                        -----------   ---------
                                                          1,006,749      34,525

DOW CHEM CO                    COM            260543103   1,678,674      56,521  X          1             56221       300         0
                                                            786,042      26,466      X   X  1             16566      9900         0
                                                        -----------   ---------
                                                          2,464,716      82,987

DOW JONES & CO INC             COM            260561105     285,318       6,600      X   X  1              6600         0         0
                                                        -----------   ---------
                                                            285,318       6,600

DU PONT E I DE NEMOURS & CO    COM            263534109   1,434,223      33,826  X          1             32642       734       450
                                                          1,468,271      34,629      X   X  1             27124      7505         0
                                                              4,240         100  X          2               100         0         0
                                                        -----------   ---------
                                                          2,906,734      68,555

DUKE ENERGY CORP               COM            264399106     748,969      38,330  X          1             36375      1955         0
                                                            385,760      19,742      X   X  1             18713      1029         0
                                                              5,862         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,140,591      58,372

E-LOAN INC                     COM            26861P107      54,693      29,580      X   X  1             29580         0         0
                                                        -----------   ---------
                                                             54,693      29,580

E M C CORP MASS                COM            268648102   2,065,099     336,335  X          1            278877     50700      6758
                                                            212,778      34,654      X   X  1             21304     13350         0
                                                        -----------   ---------
                                                          2,277,877     370,989

EASTMAN KODAK CO               COM            277461109     358,389      10,228  X          1             10028       200         0
                                                             38,544       1,100      X   X  1                 0      1100         0
                                                        -----------   ---------
                                                            396,933      11,328

EL PASO CORP                   COM            28336L109     181,809      26,122  X          1             25876       246         0
                                                            146,028      20,981      X   X  1             17875      3106         0
                                                        -----------   ---------
                                                            327,837      47,103

ELAN PLC                       ADR            284131208      57,810      23,500  X          1             23500         0         0
                                                              5,658       2,300      X   X  1                 0      2300         0
                                                        -----------   ---------
                                                             63,468      25,800

ELECTRONIC DATA SYS NEW        COM            285661104     618,180      33,542  X          1             33542         0         0
                                                            307,323      16,675      X   X  1              9375      7300         0
                                                        -----------   ---------
                                                            925,503      50,217

EMERSON ELEC CO                COM            291011104     920,337      18,099  X          1             17899       200         0
                                                            866,739      17,045      X   X  1             10245      6800         0
                                                        -----------   ---------
                                                          1,787,076      35,144

ENCANA CORP                    COM            292505104     178,514       5,740  X          1              5740         0         0
                                                            114,448       3,680      X   X  1              3680         0         0
                                                        -----------   ---------
                                                            292,962       9,420

EQUIFAX INC                    COM            294429105     407,081      17,592  X          1             16927         0       665
                                                             64,861       2,803      X   X  1              1703      1100         0
                                                        -----------   ---------
                                                            471,942      20,395

ERICSSON L M TEL CO            ADR B SEK 10   294821608       2,696         400  X          1               400         0         0
                                                             96,841      14,368      X   X  1              8408      5960         0
                                                        -----------   ---------
                                                             99,537      14,768

EXXON MOBIL CORP               COM            30231G102  16,203,349     463,748  X          1            457432      2316      4000
                                                         12,352,442     353,533      X   X  1            261881     91652         0
                                                              4,857         139  X          2               139         0         0
                                                        -----------   ---------
                                                         28,560,648     817,420

FPL GROUP INC                  COM            302571104     395,297       6,574  X          1              6074       500         0
                                                            372,806       6,200      X   X  1              3700      2500         0
                                                        -----------   ---------
                                                            768,103      12,774

FEDERAL HOME LN MTG CORP       COM            313400301   4,596,102      77,834  X          1             71265      6100       469
                                                            866,559      14,675      X   X  1             13475      1200         0
                                                        -----------   ---------
                                                          5,462,661      92,509

FEDERAL NATL MTG ASSN          COM            313586109   4,501,183      69,970  X          1             59756      9300       914
                                                            768,425      11,945      X   X  1              4145      7800         0
                                                             11,258         175  X          2               175         0         0
                                                        -----------   ---------
                                                          5,280,866      82,090

FEDERATED DEPT STORES INC DE   COM            31410H101   1,281,142      44,546  X          1             43923       400       223
                                                             91,313       3,175      X   X  1               950      2225         0
                                                        -----------   ---------
                                                          1,372,455      47,721

FEDEX CORP                     COM            31428X106     518,075       9,555  X          1              8980       575         0
                                                            180,282       3,325      X   X  1              3325         0         0
                                                              6,778         125  X          2               125         0         0
                                                        -----------   ---------
                                                            705,135      13,005

FIFTH THIRD BANCORP            COM            316773100   1,845,498      31,520  X          1             31520         0         0
                                                            282,856       4,831      X   X  1              4718       113         0
                                                        -----------   ---------
                                                          2,128,354      36,351

FIRST DATA CORP                COM            319963104     558,028      15,759  X          1             14334      1425         0
                                                            200,067       5,650      X   X  1              5650         0         0
                                                             10,623         300  X          2               300         0         0
                                                        -----------   ---------
                                                            768,718      21,709

FIRST TENN NATL CORP           COM            337162101  67,009,661   1,864,487  X          1           1816387     48000       100
                                                         13,919,165     387,289      X   X  1            305930     39347     42012
                                                        -----------   ---------
                                                         80,928,826   2,251,776

FIRST VA BANKS INC             COM            337477103     379,372      10,190  X          1             10190         0         0
                                                        -----------   ---------
                                                            379,372      10,190

FLEETBOSTON FINL CORP          COM            339030108   3,221,142     132,557  X          1            125916      5702       939
                                                            281,713      11,593      X   X  1              8194      3399         0
                                                             10,328         425  X          2               425         0         0
                                                        -----------   ---------
                                                          3,513,183     144,575

FLUOR CORP NEW                 COM            343412102     294,504      10,518  X          1              9193      1325         0
                                                            130,900       4,675      X   X  1              4675         0         0
                                                              7,000         250  X          2               250         0         0
                                                        -----------   ---------
                                                            432,404      15,443

FORD MTR CO DEL                COM PAR $0.01  345370860     148,530      15,971  X          1             15971         0         0
                                                             81,859       8,802      X   X  1              8702       100         0
                                                        -----------   ---------
                                                            230,389      24,773

FORTUNE BRANDS INC             COM            349631101     150,878       3,244  X          1              3244         0         0
                                                            158,134       3,400      X   X  1              3400         0         0
                                                        -----------   ---------
                                                            309,012       6,644

FRANKLIN RES INC               COM            354613101     522,958      15,345  X          1             14935         0       410
                                                             27,264         800      X   X  1               300       500         0
                                                        -----------   ---------
                                                            550,222      16,145

GANNETT INC                    COM            364730101     987,824      13,758  X          1             10358      3400         0
                                                            499,010       6,950      X   X  1              5750      1200         0
                                                        -----------   ---------
                                                          1,486,834      20,708

GENERAL ELEC CO                COM            369604103  20,536,136     843,372  X          1            796986     42360      4026
                                                          9,430,614     387,294      X   X  1            217014    170280         0
                                                             14,001         575  X          2               575         0         0
                                                        -----------   ---------
                                                         29,980,751   1,231,241

GENERAL MLS INC                COM            370334104     476,028      10,139  X          1              9739       400         0
                                                            386,681       8,236      X   X  1              7836       400         0
                                                        -----------   ---------
                                                            862,709      18,375

GENERAL MTRS CORP              COM            370442105     716,818      19,447  X          1             19447         0         0
                                                            233,803       6,343      X   X  1              4688      1655         0
                                                        -----------   ---------
                                                            950,621      25,790

GILLETTE CO                    COM            375766102     627,542      20,670  X          1             19595      1075         0
                                                            483,908      15,939      X   X  1             15330       609         0
                                                              4,554         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,116,004      36,759

GLAXOSMITHKLINE PLC            SPONSORED ADR  37733W105     429,442      11,464  X          1             11464         0         0
                                                          1,060,942      28,322      X   X  1              3742     24580         0
                                                        -----------   ---------
                                                          1,490,384      39,786

GRAINGER W W INC               COM            384802104     736,135      14,280  X          1             13757       200       323
                                                            381,470       7,400      X   X  1              5400      2000         0
                                                        -----------   ---------
                                                          1,117,605      21,680

HEINZ H J CO                   COM            423074103     279,231       8,495  X          1              8495         0         0
                                                             47,663       1,450      X   X  1              1150       300         0
                                                        -----------   ---------
                                                            326,894       9,945

HERSHEY FOODS CORP             COM            427866108      67,440       1,000  X          1              1000         0         0
                                                            134,880       2,000      X   X  1                 0      2000         0
                                                        -----------   ---------
                                                            202,320       3,000

HEWLETT PACKARD CO             COM            428236103     882,584      50,840  X          1             50840         0         0
                                                            269,636      15,532      X   X  1              6472      9060         0
                                                        -----------   ---------
                                                          1,152,220      66,372

HOME DEPOT INC                 COM            437076102   4,308,140     179,356  X          1            163777     14212      1367
                                                          1,113,140      46,342      X   X  1             31456     14886         0
                                                              9,008         375  X          2               375         0         0
                                                        -----------   ---------
                                                          5,430,288     226,073

HOUSEHOLD INTL INC             COM            441815107     390,706      14,049  X          1             12074      1375       600
                                                            153,650       5,525      X   X  1              5525         0         0
                                                              5,562         200  X          2               200         0         0
                                                        -----------   ---------
                                                            549,918      19,774

ILLINOIS TOOL WKS INC          COM            452308109     237,842       3,667  X          1              3467       200         0
                                                            111,170       1,714      X   X  1              1650        64         0
                                                        -----------   ---------
                                                            349,012       5,381

INTEL CORP                     COM            458140100   8,283,765     532,033  X          1            505636     21450      4947
                                                          2,149,862     138,077      X   X  1             70958     67119         0
                                                              6,228         400  X          2               400         0         0
                                                        -----------   ---------
                                                         10,439,855     670,510

INTERNATIONAL BUSINESS MACHS   COM            459200101   6,906,806      89,120  X          1             86670      2000       450
                                                          2,894,083      37,343      X   X  1             24106     13237         0
                                                        -----------   ---------
                                                          9,800,889     126,463

INTL PAPER CO                  COM            460146103     260,560       7,451  X          1              6651       800         0
                                                            473,947      13,553      X   X  1             13153       400         0
                                                        -----------   ---------
                                                            734,507      21,004

INTERPUBLIC GROUP COS INC      COM            460690100     488,814      34,717  X          1             34717         0         0
                                                             56,672       4,025      X   X  1              2500      1525         0
                                                        -----------   ---------
                                                            545,486      38,742

J P MORGAN CHASE & CO          COM            46625H100   6,208,584     258,691  X          1            254220      2612      1859
                                                          1,195,272      49,803      X   X  1             31237     18566         0
                                                              7,200         300  X          2               300         0         0
                                                        -----------   ---------
                                                          7,411,056     308,794

JEFFERSON PILOT CORP           COM            475070108         724          19  X          1                19         0         0
                                                            216,922       5,692      X   X  1              5692         0         0
                                                        -----------   ---------
                                                            217,646       5,711

JOHNSON & JOHNSON              COM            478160104   9,320,789     173,539  X          1            171289      1650       600
                                                          3,441,149      64,069      X   X  1             36715     27354         0
                                                              6,714         125  X          2               125         0         0
                                                        -----------   ---------
                                                         12,768,652     237,733

KELLOGG CO                     COM            487836108     166,209       4,850  X          1              4850         0         0
                                                            226,182       6,600      X   X  1              4800      1800         0
                                                        -----------   ---------
                                                            392,391      11,450

KEYCORP NEW                    COM            493267108      97,468       3,877  X          1              3877         0         0
                                                            210,548       8,375      X   X  1                 0      8375         0
                                                        -----------   ---------
                                                            308,016      12,252

KIMBERLY CLARK CORP            COM            494368103   1,737,601      36,604  X          1             35979       625         0
                                                            696,339      14,669      X   X  1             13165      1504         0
                                                              4,747         100  X          2               100         0         0
                                                        -----------   ---------
                                                          2,438,687      51,373

KINDER MORGAN ENERGY PARTNER   UT LTD PARTNER 494550106     419,020      11,972  X          1             11972         0         0
                                                             60,375       1,725      X   X  1              1725         0         0
                                                        -----------   ---------
                                                            479,395      13,697

KOHLS CORP                     COM            500255104     155,373       2,777  X          1              2777         0         0
                                                            159,458       2,850      X   X  1              2850         0         0
                                                        -----------   ---------
                                                            314,831       5,627

KROGER CO                      COM            501044101      23,098       1,495  X          1              1495         0         0
                                                            197,760      12,800      X   X  1             12800         0         0
                                                        -----------   ---------
                                                            220,858      14,295

LA Z BOY INC                   COM            505336107     275,938      11,507  X          1             11507         0         0
                                                             87,312       3,641      X   X  1              3641         0         0
                                                        -----------   ---------
                                                            363,250      15,148

LILLY ELI & CO                 COM            532457108     764,034      12,032  X          1             11357       675         0
                                                            398,464       6,275      X   X  1              2275      4000         0
                                                              6,350         100  X          2               100         0         0
                                                        -----------   ---------
                                                          1,168,848      18,407

LINCOLN NATL CORP IND          COM            534187109     230,534       7,300      X   X  1              7300         0         0
                                                        -----------   ---------
                                                            230,534       7,300

LOCKHEED MARTIN CORP           COM            539830109   1,251,097      21,664  X          1             21664         0         0
                                                            583,275      10,100      X   X  1              2900      7200         0
                                                        -----------   ---------
                                                          1,834,372      31,764

LUCENT TECHNOLOGIES INC        COM            549463107     116,566      92,509  X          1             85736      6773         0
                                                             38,532      30,580      X   X  1             24136      5968       476
                                                              2,079       1,650  X          2              1650         0         0
                                                        -----------   ---------
                                                            157,177     124,739

MBIA INC                       COM            55262C100     327,241       7,461  X          1              7461         0         0
                                                             40,571         925      X   X  1                 0       925         0
                                                        -----------   ---------
                                                            367,812       8,386

MBNA CORP                      COM            55262L100     301,889      15,872  X          1             14298      1574         0
                                                            112,199       5,899      X   X  1              5899         0         0
                                                              4,983         262  X          2               262         0         0
                                                        -----------   ---------
                                                            419,071      22,033

MGIC INVT CORP WIS             COM            552848103     217,736       5,272  X          1              4672       600         0
                                                            101,186       2,450      X   X  1              2450         0         0
                                                              3,098          75  X          2                75         0         0
                                                        -----------   ---------
                                                            322,020       7,797

MANULIFE FINL CORP             COM            56501R106     265,621      12,235  X          1             10678      1557         0
                                                            147,715       6,804      X   X  1              1007      5797         0
                                                        -----------   ---------
                                                            413,336      19,039

MASCO CORP                     COM            574599106     375,216      17,825  X          1             17425       400         0
                                                            940,935      44,700      X   X  1             19900     24800         0
                                                        -----------   ---------
                                                          1,316,151      62,525

MAY DEPT STORES CO             COM            577778103     233,247      10,150      X   X  1              3750      6400         0
                                                        -----------   ---------
                                                            233,247      10,150

MAYTAG CORP                    COM            578592107     759,412      26,646  X          1             11626     15020         0
                                                          2,603,081      91,336      X   X  1             70111     21225         0
                                                        -----------   ---------
                                                          3,362,493     117,982

MCCORMICK & CO INC             COM NON VTG    579780206     399,040      17,200  X          1             16600       600         0
                                                            139,200       6,000      X   X  1              1200      4800         0
                                                        -----------   ---------
                                                            538,240      23,200

MCDONALDS CORP                 COM            580135101     797,262      49,581  X          1             47606      1975         0
                                                            209,844      13,050      X   X  1              8550      4500         0
                                                              3,216         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,010,322      62,831

MCGRAW HILL COS INC            COM            580645109     899,467      14,882  X          1             12674      2000       208
                                                             66,484       1,100      X   X  1               800       300         0
                                                        -----------   ---------
                                                            965,951      15,982

MCKESSON CORP                  COM            58155Q103     246,651       9,125  X          1              8050      1075         0
                                                             94,605       3,500      X   X  1              3500         0         0
                                                              5,406         200  X          2               200         0         0
                                                        -----------   ---------
                                                            346,662      12,825

MEADWESTVACO CORP              COM            583334107      77,589       3,140  X          1              3140         0         0
                                                            141,069       5,709      X   X  1              5709         0         0
                                                        -----------   ---------
                                                            218,658       8,849

MEDTRONIC INC                  COM            585055106   6,035,342     132,354  X          1            111389     20000       965
                                                          2,456,336      53,867      X   X  1             47621      6246         0
                                                        -----------   ---------
                                                          8,491,678     186,221

MELLON FINL CORP               COM            58551A108     993,955      38,068  X          1             38068         0         0
                                                            104,440       4,000      X   X  1                 0      4000         0
                                                        -----------   ---------
                                                          1,098,395      42,068

MERCK & CO INC                 COM            589331107  10,033,911     177,246  X          1            166996      9650       600
                                                          6,792,579     119,989      X   X  1             84650     35339         0
                                                             19,814         350  X          2               350         0         0
                                                        -----------   ---------
                                                         16,846,304     297,585

MICROSOFT CORP                 COM            594918104   9,723,952     188,084  X          1            173337     13705      1042
                                                          1,956,746      37,848      X   X  1             20559     17289         0
                                                              9,048         175  X          2               175         0         0
                                                        -----------   ---------
                                                         11,689,746     226,107

MID-AMER APT CMNTYS INC        COM            59522J103       9,756         399  X          1               399         0         0
                                                            207,825       8,500      X   X  1                 0      8500         0
                                                        -----------   ---------
                                                            217,581       8,899

MIDWAY GAMES INC               COM            598148104      50,040      12,000  X          1             12000         0         0
                                                        -----------   ---------
                                                             50,040      12,000

MILACRON INC                   COM            598709103     233,327      39,214  X          1             35164      4050         0
                                                             71,401      12,000      X   X  1             12000         0         0
                                                              4,760         800  X          2               800         0         0
                                                        -----------   ---------
                                                            309,488      52,014

MORGAN STANLEY                 COM NEW        617446448   1,243,468      31,149  X          1             29574      1575         0
                                                            189,500       4,747      X   X  1              4747         0         0
                                                              9,980         250  X          2               250         0         0
                                                        -----------   ---------
                                                          1,442,948      36,146

MOTOROLA INC                   COM            620076109   1,105,129     127,760  X          1            115710      9650      2400
                                                            419,665      48,516      X   X  1             28891     19625         0
                                                              4,325         500  X          2               500         0         0
                                                        -----------   ---------
                                                          1,529,119     176,776

MYLAN LABS INC                 COM            628530107     477,260      13,675  X          1             12300      1375         0
                                                            137,856       3,950      X   X  1              3950         0         0
                                                              9,598         275  X          2               275         0         0
                                                        -----------   ---------
                                                            624,714      17,900

NASDAQ 100 TR                  UNIT SER 1     631100104     528,684      21,694  X          1             21446       248         0
                                                            189,721       7,785      X   X  1               850      6935         0
                                                        -----------   ---------
                                                            718,405      29,479

NATIONAL CITY CORP             COM            635405103     313,525      11,476  X          1             11476         0         0
                                                        -----------   ---------
                                                            313,525      11,476

NATIONAL COMMERCE FINL CORP    COM            63545P104   2,116,877      88,758  X          1             87258         0      1500
                                                          1,617,698      67,828      X   X  1             61368      6460         0
                                                        -----------   ---------
                                                          3,734,575     156,586

NOKIA CORP                     SPONSORED ADR  654902204     154,752       9,984  X          1              7984         0      2000
                                                             88,350       5,700      X   X  1              4500      1200         0
                                                        -----------   ---------
                                                            243,102      15,684

NORFOLK SOUTHERN CORP          COM            655844108     733,254      36,681  X          1             36681         0         0
                                                            484,319      24,228      X   X  1             22616      1612         0
                                                        -----------   ---------
                                                          1,217,573      60,909

OLD NATL BANCORP IND           COM            680033107     225,723       9,289  X          1              9289         0         0
                                                             54,797       2,255      X   X  1              2255         0         0
                                                        -----------   ---------
                                                            280,520      11,544

OMNICOM GROUP INC              COM            681919106   2,460,548      38,089  X          1             37856         0       233
                                                             71,060       1,100      X   X  1               100      1000         0
                                                        -----------   ---------
                                                          2,531,608      39,189

ORACLE CORP                    COM            68389X105     455,878      42,211  X          1             39161      3050         0
                                                            256,154      23,718      X   X  1             13275     10443         0
                                                              3,780         350  X          2               350         0         0
                                                        -----------   ---------
                                                            715,812      66,279

PNC FINL SVCS GROUP INC        COM            693475105     255,800       6,105  X          1              6105         0         0
                                                             68,213       1,628      X   X  1                 0      1628         0
                                                        -----------   ---------
                                                            324,013       7,733

PPG INDS INC                   COM            693506107     362,835       7,235  X          1              7235         0         0
                                                            100,300       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            463,135       9,235

PARKER HANNIFIN CORP           COM            701094104     409,635       8,880  X          1              7362      1518         0
                                                        -----------   ---------
                                                            409,635       8,880

PENNEY J C INC                 COM            708160106     225,545       9,802  X          1              9802         0         0
                                                            115,970       5,040      X   X  1              4040      1000         0
                                                        -----------   ---------
                                                            341,515      14,842

PEPSICO INC                    COM            713448108   7,979,287     188,993  X          1            174318     14675         0
                                                          1,848,181      43,775      X   X  1             35600      8175         0
                                                             10,555         250  X          2               250         0         0
                                                        -----------   ---------
                                                          9,838,023     233,018

PERFORMANCE FOOD GROUP CO      COM            713755106     237,713       7,000  X          1              7000         0         0
                                                        -----------   ---------
                                                            237,713       7,000

PFIZER INC                     COM            717081103   8,234,620     269,369  X          1            239052     28725      1592
                                                          5,888,916     192,637      X   X  1            167942     24695         0
                                                        -----------   ---------
                                                         14,123,536     462,006

PHARMACIA CORP                 COM            71713U102   3,440,098      82,299  X          1             81526         0       773
                                                            916,465      21,925      X   X  1             18400      3525         0
                                                        -----------   ---------
                                                          4,356,563     104,224

PHILIP MORRIS COS INC          COM            718154107   3,719,155      91,763  X          1             91763         0         0
                                                          2,094,185      51,670      X   X  1              9500     42170         0
                                                        -----------   ---------
                                                          5,813,340     143,433

PIER 1 IMPORTS INC             COM            720279108     265,493      14,025  X          1             14025         0         0
                                                        -----------   ---------
                                                            265,493      14,025

PITNEY BOWES INC               COM            724479100     287,408       8,800  X          1              8800         0         0
                                                             65,320       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            352,728      10,800

PLUM CREEK TIMBER CO INC       COM            729251108     389,589      16,508  X          1             16508         0         0
                                                             40,049       1,697      X   X  1              1697         0         0
                                                        -----------   ---------
                                                            429,638      18,205

PROCTER & GAMBLE CO            COM            742718109   6,250,162      72,727  X          1             67877      4850         0
                                                          2,448,862      28,495      X   X  1             18680      9815         0
                                                              6,446          75  X          2                75         0         0
                                                        -----------   ---------
                                                          8,705,470     101,297

PROGRESS ENERGY INC            COM            743263105     286,978       6,620  X          1              6620         0         0
                                                            302,193       6,971      X   X  1              4132      2839         0
                                                        -----------   ---------
                                                            589,171      13,591

PROVIDIAN FINL CORP            COM            74406A102     128,502      19,800  X          1             19800         0         0
                                                              6,925       1,067      X   X  1              1067         0         0
                                                        -----------   ---------
                                                            135,427      20,867

PRUDENTIAL FINL INC            COM            744320102     577,289      18,188  X          1             18188         0         0
                                                        -----------   ---------
                                                            577,289      18,188

PUBLIC STORAGE INC             COM            74460D109     113,085       3,500  X          1              3500         0         0
                                                            101,550       3,143      X   X  1              3003       140         0
                                                        -----------   ---------
                                                            214,635       6,643

QUALCOMM INC                   COM            747525103     263,174       7,232  X          1              6942         0       290
                                                             45,488       1,250      X   X  1               500       750         0
                                                        -----------   ---------
                                                            308,662       8,482

QWEST COMMUNICATIONS INTL IN   COM            749121109     249,830      49,966  X          1             44607      5359         0
                                                            110,635      22,127      X   X  1             19034      3093         0
                                                              2,760         552  X          2               552         0         0
                                                        -----------   ---------
                                                            363,225      72,645

RADIOSHACK CORP                COM            750438103     244,370      13,040  X          1             13040         0         0
                                                        -----------   ---------
                                                            244,370      13,040

RAYTHEON CO                    COM NEW        755111507     542,279      17,635  X          1             16996       100       539
                                                            468,169      15,225      X   X  1              7200      8025         0
                                                        -----------   ---------
                                                          1,010,448      32,860

REGIONS FINL CORP              COM            758940100     260,174       7,799  X          1              6899       900         0
                                                          4,872,428     146,056      X   X  1              2150    143906         0
                                                              5,004         150  X          2               150         0         0
                                                        -----------   ---------
                                                          5,137,606     154,005

REPSOL YPF S A                 SPONSORED ADR  76026T205     219,090      16,750  X          1             16750         0         0
                                                             32,700       2,500      X   X  1               400      2100         0
                                                        -----------   ---------
                                                            251,790      19,250

ROYAL DUTCH PETE CO            NY REG EUR .56 780257804   1,103,893      25,077  X          1             24377       700         0
                                                            927,810      21,077      X   X  1              8577     12500         0
                                                              6,603         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,038,306      46,304

RUBY TUESDAY INC               COM            781182100     241,161      13,948      X   X  1                 0     13948         0
                                                        -----------   ---------
                                                            241,161      13,948

SBC COMMUNICATIONS INC         COM            78387G103   2,299,361      84,816  X          1             82764      1052      1000
                                                          1,463,397      53,980      X   X  1             41477     12503         0
                                                        -----------   ---------
                                                          3,762,758     138,796

SPDR TR                        UNIT SER 1     78462F103   3,850,010      43,636  X          1             43536       100         0
                                                            994,882      11,276      X   X  1              5116      6160         0
                                                        -----------   ---------
                                                          4,844,892      54,912

SAFECO CORP                    COM            786429100     473,765      13,665  X          1             13665         0         0
                                                            166,416       4,800      X   X  1              4800         0         0
                                                        -----------   ---------
                                                            640,181      18,465

SARA LEE CORP                  COM            803111103     906,052      40,251  X          1             38626      1625         0
                                                            339,902      15,100      X   X  1             12700      2400         0
                                                              7,316         325  X          2               325         0         0
                                                        -----------   ---------
                                                          1,253,270      55,676

SCHERING PLOUGH CORP           COM            806605101   6,464,354     291,187  X          1            285546      3250      2391
                                                          2,288,110     103,068      X   X  1             94768      8300         0
                                                              6,105         275  X          2               275         0         0
                                                        -----------   ---------
                                                          8,758,569     394,530

SCHLUMBERGER LTD               COM            806857108   1,002,797      23,825  X          1             23000       825         0
                                                            403,014       9,575      X   X  1              6750      2825         0
                                                              6,314         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,412,125      33,550

SEARS ROEBUCK & CO             COM            812387108     419,462      17,514  X          1             16014         0      1500
                                                             81,334       3,396      X   X  1              1096      2300         0
                                                        -----------   ---------
                                                            500,796      20,910

SELECT SECTOR SPDR TR          SBI CONS STPLS 81369Y308     285,082      14,297  X          1             11675         0      2622
                                                        -----------   ---------
                                                            285,082      14,297

SECURITY NATL FINL CORP        CL A NEW       814785309     159,975      23,700      X   X  1             23700         0         0
                                                        -----------   ---------
                                                            159,975      23,700

SERVICE CORP INTL              COM            817565104      73,571      22,160  X          1             22160         0         0
                                                        -----------   ---------
                                                             73,571      22,160

SOLECTRON CORP                 COM            834182107     146,352      41,225  X          1             36550      4675         0
                                                             39,406      11,100      X   X  1             11100         0         0
                                                              4,438       1,250  X          2              1250         0         0
                                                        -----------   ---------
                                                            190,196      53,575

SOUTHERN CO                    COM            842587107     616,631      21,720  X          1             19320      2400         0
                                                            440,783      15,526      X   X  1              8426      5100      2000
                                                        -----------   ---------
                                                          1,057,414      37,246

SPRINT CORP                    COM FON GROUP  852061100     273,093      18,860  X          1             18460         0       400
                                                            143,714       9,925      X   X  1              1200      8725         0
                                                        -----------   ---------
                                                            416,807      28,785

SPRINT CORP                    PCS COM SER 1  852061506      41,720       9,525  X          1              9325         0       200
                                                             32,412       7,400      X   X  1              1100      6300         0
                                                        -----------   ---------
                                                             74,132      16,925

STREETTRACKS SER TR            FORTUNE 500    86330E885     296,525       4,680  X          1              4680         0         0
                                                            153,014       2,415      X   X  1                 0      2415         0
                                                        -----------   ---------
                                                            449,539       7,095

SUN MICROSYSTEMS INC           COM            866810104     109,429      35,186  X          1             35186         0         0
                                                             41,843      13,454      X   X  1              7650      5804         0
                                                        -----------   ---------
                                                            151,272      48,640

SUNTRUST BKS INC               COM            867914103   1,923,042      33,785  X          1             32985       800         0
                                                          2,963,710      52,068      X   X  1             38459     12909       700
                                                              5,692         100  X          2               100         0         0
                                                        -----------   ---------
                                                          4,892,444      85,953

SYSCO CORP                     COM            871829107   2,963,065      99,465  X          1             77165     21100      1200
                                                             96,818       3,250      X   X  1              1950      1300         0
                                                        -----------   ---------
                                                          3,059,883     102,715

TARGET CORP                    COM            87612E106     483,300      16,110  X          1             14810      1300         0
                                                            166,050       5,535      X   X  1              5085       450         0
                                                              7,500         250  X          2               250         0         0
                                                        -----------   ---------
                                                            656,850      21,895

TELEFONOS DE MEXICO S A        SPON ADR ORD L 879403780     205,312       6,420  X          1              6420         0         0
                                                             28,782         900      X   X  1               900         0         0
                                                        -----------   ---------
                                                            234,094       7,320

TELLABS INC                    COM            879664100     244,548      33,638  X          1             29713      3925         0
                                                             79,243      10,900      X   X  1             10900         0         0
                                                              5,453         750  X          2               750         0         0
                                                        -----------   ---------
                                                            329,244      45,288

TEXAS INSTRS INC               COM            882508104   1,078,564      71,856  X          1             68706      2550       600
                                                            485,274      32,330      X   X  1             31330      1000         0
                                                              6,004         400  X          2               400         0         0
                                                        -----------   ---------
                                                          1,569,842     104,586

3M CO                          COM            88579Y101   1,487,245      12,062  X          1             12062         0         0
                                                          4,795,631      38,894      X   X  1              8100     30794         0
                                                        -----------   ---------
                                                          6,282,876      50,956

TRACTOR SUPPLY CO              COM            892356106     315,840       8,400  X          1              8400         0         0
                                                        -----------   ---------
                                                            315,840       8,400

TYCO INTL LTD NEW              COM            902124106     306,244      17,930  X          1             17080       850         0
                                                             73,512       4,304      X   X  1              4175       129         0
                                                        -----------   ---------
                                                            379,756      22,234

UST INC                        COM            902911106     445,789      13,335  X          1             13335         0         0
                                                             53,488       1,600      X   X  1              1600         0         0
                                                        -----------   ---------
                                                            499,277      14,935

UNILEVER N V                   N Y SHS NEW    904784709     289,174       4,686  X          1              4686         0         0
                                                            234,374       3,798      X   X  1              1000      2798         0
                                                        -----------   ---------
                                                            523,548       8,484

UNION PAC CORP                 COM            907818108     735,563      12,286  X          1             10686      1600         0
                                                            186,435       3,114      X   X  1              2114      1000         0
                                                        -----------   ---------
                                                            921,998      15,400

UNION PLANTERS CORP            COM            908068109   1,695,830      60,264  X          1             58632      1632         0
                                                            931,068      33,087      X   X  1             29187      3900         0
                                                        -----------   ---------
                                                          2,626,898      93,351

UNITED TECHNOLOGIES CORP       COM            913017109     768,057      12,400  X          1             11000      1400         0
                                                            168,477       2,720      X   X  1              2120       600         0
                                                        -----------   ---------
                                                            936,534      15,120

UNITEDHEALTH GROUP INC         COM            91324P102     513,860       6,154  X          1              6154         0         0
                                                        -----------   ---------
                                                            513,860       6,154

UNOCAL CORP                    COM            915289102     362,220      11,845  X          1             11845         0         0
                                                            169,352       5,538      X   X  1               338      5200         0
                                                        -----------   ---------
                                                            531,572      17,383

UNUMPROVIDENT CORP             COM            91529Y106     845,498      48,204  X          1             48204         0         0
                                                            653,594      37,263      X   X  1               400     36863         0
                                                        -----------   ---------
                                                          1,499,092      85,467

VI TECHNOLOGIES INC            COM            917920100      14,645      14,500      X   X  1             14500         0         0
                                                        -----------   ---------
                                                             14,645      14,500

VERIZON COMMUNICATIONS         COM            92343V104   7,689,440     198,436  X          1            176460     20878      1098
                                                          2,737,511      70,645      X   X  1             43213     27432         0
                                                              7,750         200  X          2               200         0         0
                                                        -----------   ---------
                                                         10,434,701     269,281

VIACOM INC                     CL B           925524308     914,288      22,431  X          1             22431         0         0
                                                            321,555       7,889      X   X  1              7589       300         0
                                                        -----------   ---------
                                                          1,235,843      30,320

VODAFONE GROUP PLC NEW         SPONSORED ADR  92857W100   6,614,560     365,042  X          1            315457     47635      1950
                                                          1,183,453      65,312      X   X  1             37790     27522         0
                                                        -----------   ---------
                                                          7,798,013     430,354

VULCAN MATLS CO                COM            929160109     600,638      16,017  X          1             14217       300      1500
                                                          7,464,488     199,053      X   X  1              9558    189495         0
                                                        -----------   ---------
                                                          8,065,126     215,070

WACHOVIA CORP 2ND NEW          COM            929903102   1,321,276      36,259  X          1             35509       750         0
                                                            772,200      21,191      X   X  1              8308     12883         0
                                                              5,466         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,098,942      57,600

WAL MART STORES INC            COM            931142103   5,963,725     118,070  X          1            114968      1475      1627
                                                          1,784,772      35,335      X   X  1             17889     16646       800
                                                              5,051         100  X          2               100         0         0
                                                        -----------   ---------
                                                          7,753,548     153,505

WALGREEN CO                    COM            931422109   4,295,310     147,150  X          1            147150         0         0
                                                          3,870,361     132,592      X   X  1             10200    122392         0
                                                        -----------   ---------
                                                          8,165,671     279,742

WASTE MGMT INC DEL             COM            94106L109     863,418      37,671  X          1             37426       245         0
                                                            349,069      15,230      X   X  1             10780      4450         0
                                                        -----------   ---------
                                                          1,212,487      52,901

WATSON PHARMACEUTICALS INC     COM            942683103     356,912      12,625  X          1             11050      1575         0
                                                            139,231       4,925      X   X  1              4925         0         0
                                                              7,068         250  X          2               250         0         0
                                                        -----------   ---------
                                                            503,211      17,800

WAUSAU-MOSINEE PAPER CORP      COM            943315101     318,784      28,412  X          1             28087       325         0
                                                             58,906       5,250      X   X  1              1450      3800         0
                                                        -----------   ---------
                                                            377,690      33,662

WELLS FARGO & CO NEW           COM            949746101  10,273,679     219,195  X          1            193782     22045      3368
                                                          2,155,038      45,979      X   X  1             36179      9800         0
                                                        -----------   ---------
                                                         12,428,717     265,174

WEYERHAEUSER CO                COM            962166104     571,484      11,613  X          1             11138       475         0
                                                            289,261       5,878      X   X  1              5753       125         0
                                                        -----------   ---------
                                                            860,745      17,491

WILLIAMS COS INC DEL           COM            969457100      23,085       8,550  X          1              8550         0         0
                                                              8,100       3,000      X   X  1              1800      1200         0
                                                        -----------   ---------
                                                             31,185      11,550

WISCONSIN ENERGY CORP          COM            976657106     143,136       5,680  X          1              5680         0         0
                                                             81,900       3,250      X   X  1                 0      3250         0
                                                        -----------   ---------
                                                            225,036       8,930

WORTHINGTON INDS INC           COM            981811102     305,562      20,050  X          1             20050         0         0
                                                            102,108       6,700      X   X  1              1600      5100         0
                                                        -----------   ---------
                                                            407,670      26,750

WRIGLEY WM JR CO               COM            982526105     248,058       4,520  X          1              4520         0         0
                                                            170,128       3,100      X   X  1              3100         0         0
                                                        -----------   ---------
                                                            418,186       7,620

WYETH                          COM            983024100   1,686,516      45,094  X          1             42794      2300         0
                                                            275,713       7,372      X   X  1              4872      2500         0
                                                        -----------   ---------
                                                          1,962,229      52,466

ZIMMER HLDGS INC               COM            98956P102     843,276      20,310  X          1             20270        40         0
                                                            463,281      11,158      X   X  1              4352      6806         0
                                                        -----------   ---------
                                                          1,306,557      31,468

                GRAND TOTAL                             618,036,907