FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ABBOTT LABS                    COMMON STOCK     002824100     2441    57631 SH       DEFINED               56056        0     1575
ABBOTT LABS                    COMMON STOCK     002824100     2210    52170 SH       OTHER                 52170        0        0
ADOBE SYS INC                  COMMON STOCK     00724F101        7      144 SH       DEFINED                 144        0        0
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107        8      600 SH       DEFINED                 600        0        0
AETNA INC                      COMMON STOCK     00817Y108       55      548 SH       DEFINED                 548        0        0
AETNA INC                      COMMON STOCK     00817Y108      296     2959 SH       OTHER                  2959        0        0
AFFILIATED COMPUTER SVCS INC C COMMON STOCK     008190100       50      900 SH       OTHER                   900        0        0
AFLAC INC                      COMMON STOCK     001055102     4874   124301 SH       DEFINED               91551        0    32750
AFLAC INC                      COMMON STOCK     001055102     1640    41827 SH       OTHER                 34127      100     7600
AGCO CORP                      COMMON STOCK     001084102      301    13300 SH       DEFINED               13300        0        0
AGCO CORP                      COMMON STOCK     001084102        5      200 SH       OTHER                   200        0        0
AGERE SYSTEMS INC-CL A         COMMON STOCK     00845V100        0       38 SH       DEFINED                  38        0        0
AGERE SYSTEMS INC-CL A         COMMON STOCK     00845V100        0       47 SH       OTHER                    47        0        0
AGERE SYSTEMS INC-CL B         COMMON STOCK     00845V209        1     1321 SH       DEFINED                1321        0        0
AGERE SYSTEMS INC-CL B         COMMON STOCK     00845V209        2     1576 SH       OTHER                  1576        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101       48     2205 SH       DEFINED                2205        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101        5      228 SH       OTHER                   228        0        0
AGL RES INC                    COMMON STOCK     001204106       16      536 SH       DEFINED                 536        0        0
AGL RES INC                    COMMON STOCK     001204106       25      800 SH       OTHER                   800        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106     1003    18440 SH       DEFINED               18440        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106      324     5965 SH       OTHER                  5965        0        0
ALBEMARLE FIRST BK CHARLOTTESV COMMON STOCK     012684106       15     1500 SH       OTHER                  1500        0        0
ALBERTO CULVER CO              COMMON STOCK     013068101      666    15312 SH       DEFINED               15312        0        0
ALBERTO CULVER CO              COMMON STOCK     013068101      199     4572 SH       OTHER                  4125        0      447
ALBERTSONS INC                 COMMON STOCK     013104104        2      100 SH       DEFINED                 100        0        0
ALCOA INC COM                  COMMON STOCK     013817101      991    29505 SH       DEFINED               29330        0      175
ALCOA INC COM                  COMMON STOCK     013817101     1609    47901 SH       OTHER                 47901        0        0
ALEXANDER & BALDWIN INC        COMMON STOCK     014482103       78     2300 SH       DEFINED                2300        0        0
ALLEGHENY ENERGY INC           COMMON STOCK     017361106        6      400 SH       OTHER                   400        0        0
ALLERGAN INC                   COMMON STOCK     018490102       15      200 SH       DEFINED                 200        0        0
ALLERGAN INC                   COMMON STOCK     018490102        7      100 SH       OTHER                   100        0        0
ALLIANT CORP                   COMMON STOCK     018802108       20      800 SH       DEFINED                 400        0      400
ALLIANT CORP                   COMMON STOCK     018802108       25     1000 SH       OTHER                  1000        0        0
ALLIANT TECHSYSTEMS INC        COMMON STOCK     018804104        2       33 SH       OTHER                    33        0        0
ALLIED CAP CORP NEW            COMMON STOCK     01903Q108       38     1550 SH       DEFINED                1550        0        0
ALLSTATE CORP                  COMMON STOCK     020002101        9      192 SH       DEFINED                 192        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      502    10464 SH       OTHER                 10464        0        0
ALLTEL CORP                    COMMON STOCK     020039103      253     4600 SH       DEFINED                4450        0      150
ALLTEL CORP                    COMMON STOCK     020039103      492     8969 SH       OTHER                  8625        0      344
ALTRIA GROUP INC               COMMON STOCK     02209S103     1898    40355 SH       DEFINED               40355        0        0
ALTRIA GROUP INC               COMMON STOCK     02209S103     4496    95579 SH       OTHER                 91279        0     4300
AMER TECH CORP                 COMMON STOCK     030145205        1      200 SH       DEFINED                 200        0        0
AMERADA HESS CORP              COMMON STOCK     023551104       86      968 SH       OTHER                   968        0        0
AMEREN CORP                    COMMON STOCK     023608102      135     2931 SH       DEFINED                2931        0        0
AMEREN CORP                    COMMON STOCK     023608102       65     1400 SH       OTHER                  1400        0        0
AMERICAN EAGLE OUTFITTERS INC  COMMON STOCK     02553E106       11      300 SH       DEFINED                 300        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101       93     2905 SH       DEFINED                2905        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      173     5427 SH       OTHER                  5427        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109      423     8225 SH       DEFINED                7725        0      500
AMERICAN EXPRESS CO            COMMON STOCK     025816109      933    18130 SH       OTHER                 18130        0        0
AMERICAN FINANCIAL REALTY TR   COMMON STOCK     02607P305       21     1500 SH       OTHER                     0        0     1500
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     8201   120625 SH       DEFINED               95225        0    25400
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     3654    53737 SH       OTHER                 46651     1399     5687
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        6      348 SH       DEFINED                 348        0        0
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        9      570 SH       OTHER                   570        0        0
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107      170     9800 SH       DEFINED                9475        0      325
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107       37     2150 SH       OTHER                  2150        0        0
AMERISOURCEBERGEN CORP         COMMON STOCK     03073E105       23      434 SH       DEFINED                 434        0        0
AMERUS GROUP CO                COMMON STOCK     03072M108        5      112 SH       DEFINED                 112        0        0
AMGEN INC                      COMMON STOCK     031162100       75     1327 SH       DEFINED                 527        0      800
AMGEN INC                      COMMON STOCK     031162100      146     2578 SH       OTHER                  2578        0        0
AMSOUTH BANCORPORATION         COMMON STOCK     032165102     4138   169577 SH       DEFINED              155873        0    13704
AMSOUTH BANCORPORATION         COMMON STOCK     032165102     3655   149785 SH       OTHER                130285        0    19500
ANADARKO PETE CORP             COMMON STOCK     032511107      130     1962 SH       DEFINED                1162        0      800
ANADARKO PETE CORP             COMMON STOCK     032511107      350     5268 SH       OTHER                  5268        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105        4      100 SH       OTHER                   100        0        0
ANDREW CORP                    COMMON STOCK     034425108      161    13187 SH       DEFINED               13187        0        0
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      839    16800 SH       DEFINED               16675        0      125
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      929    18592 SH       OTHER                 18592        0        0
ANNALY MTG MGMT INC COM        COMMON STOCK     035710409        7      430 SH       DEFINED                 430        0        0
ANTHEM INC                     COMMON STOCK     03674B104       17      200 SH       OTHER                   200        0        0
APACHE CORP                    COMMON STOCK     037411105        6      125 SH       OTHER                   125        0        0
APPLERA CORP-APPLIED BIOSYS    COMMON STOCK     038020103       14      750 SH       OTHER                   750        0        0
APPLERA CORP-CELERA GENOMICS   COMMON STOCK     038020202        2      200 SH       OTHER                   200        0        0
APPLIED MATERIALS INC          COMMON STOCK     038222105      569    34525 SH       DEFINED               33725        0      800
APPLIED MATERIALS INC          COMMON STOCK     038222105      426    25850 SH       OTHER                 25850        0        0
APPLIED MICRO CIRCUITS CORP CD COMMON STOCK     03822W109        5     1600 SH       OTHER                  1600        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102      148     8693 SH       DEFINED                8693        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102      146     8592 SH       OTHER                  8592        0        0
ARROW ELECTRS INC              COMMON STOCK     042735100       54     2413 SH       DEFINED                2413        0        0
ARTHROCARE CORP                COMMON STOCK     043136100        6      200 SH       OTHER                   200        0        0
ARVINMERITOR INC               COMMON STOCK     043353101        9      500 SH       DEFINED                 500        0        0
ARVINMERITOR INC               COMMON STOCK     043353101       15      817 SH       OTHER                   817        0        0
ASHLAND INC                    COMMON STOCK     044204105        6      100 SH       DEFINED                 100        0        0
ASTEC INDS INC COM             COMMON STOCK     046224101        4      200 SH       DEFINED                 200        0        0
AT&T CORP NEW                  COMMON STOCK     001957505       71     4931 SH       DEFINED                4931        0        0
AT&T CORP NEW                  COMMON STOCK     001957505       55     3809 SH       OTHER                  3809        0        0
AT&T WIRELESS SERVICES         COMMON STOCK     00209A106       70     4711 SH       DEFINED                4711        0        0
AT&T WIRELESS SERVICES         COMMON STOCK     00209A106       45     3033 SH       OTHER                  3033        0        0
ATLANTIS PLASTICS INC          COMMON STOCK     049156102      245    16300 SH       DEFINED               16300        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105      242     9599 SH       DEFINED                9599        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105       19      750 SH       OTHER                   750        0        0
AUTOBYTEL INC                  COMMON STOCK     05275N106       29     3183 SH       OTHER                  3183        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      386     9350 SH       DEFINED                8650        0      700
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      433    10482 SH       OTHER                 10482        0        0
AUTOZONE INC                   COMMON STOCK     053332102       66      850 SH       DEFINED                 850        0        0
AVANEX CORP                    COMMON STOCK     05348W109       12     6000 SH       DEFINED                6000        0        0
AVAYA INC                      COMMON STOCK     053499109        5      382 SH       DEFINED                 382        0        0
AVAYA INC                      COMMON STOCK     053499109        6      456 SH       OTHER                   456        0        0
AVON PRODUCTS INC              COMMON STOCK     054303102       34      770 SH       DEFINED                 770        0        0
AVON PRODUCTS INC              COMMON STOCK     054303102      100     2300 SH       OTHER                  2300        0        0
AXCELIS TECHNOLOGIES INC       COMMON STOCK     054540109       38     4597 SH       DEFINED                4597        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       44     1000 SH       OTHER                  1000        0        0
BANDAG INC                     COMMON STOCK     059815100        9      200 SH       DEFINED                 200        0        0
BANK AMERICA CORP              COMMON STOCK     060505104     2648    61102 SH       DEFINED               60442        0      660
BANK AMERICA CORP              COMMON STOCK     060505104     1681    38796 SH       OTHER                 38796        0        0
BANK NEW YORK INC              COMMON STOCK     064057102       64     2200 SH       DEFINED                2200        0        0
BANKUNITED FINL CORP CL A      COMMON STOCK     06652B103      122     4200 SH       OTHER                  4200        0        0
BARD CR INC                    COMMON STOCK     067383109      375     6630 SH       DEFINED                6630        0        0
BARD CR INC                    COMMON STOCK     067383109      299     5280 SH       OTHER                  5280        0        0
BAXTER INTL INC                COMMON STOCK     071813109      396    12325 SH       DEFINED               12025        0      300
BAXTER INTL INC                COMMON STOCK     071813109      908    28220 SH       OTHER                 28220        0        0
BB&T CORPORATION               COMMON STOCK     054937107      407    10257 SH       DEFINED               10257        0        0
BB&T CORPORATION               COMMON STOCK     054937107      221     5578 SH       OTHER                  5578        0        0
BECTON DICKINSON               COMMON STOCK     075887109      229     4425 SH       DEFINED                4225        0      200
BECTON DICKINSON               COMMON STOCK     075887109       83     1600 SH       OTHER                  1600        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100        7      200 SH       DEFINED                 200        0        0
BELDEN CDT INC                 COMMON STOCK     077454106       47     2150 SH       DEFINED                2150        0        0
BELDEN CDT INC                 COMMON STOCK     077454106       37     1700 SH       OTHER                  1700        0        0
BELLSOUTH CORP                 COMMON STOCK     079860102     3257   120083 SH       DEFINED              118883        0     1200
BELLSOUTH CORP                 COMMON STOCK     079860102     3832   141293 SH       OTHER                141293        0        0
BELO CORPORATION               COMMON STOCK     080555105       86     3800 SH       DEFINED                3800        0        0
BELO CORPORATION               COMMON STOCK     080555105       18      800 SH       OTHER                   800        0        0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK     084670108       87        1 SH       DEFINED                   1        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      296      103 SH       DEFINED                 103        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      129       45 SH       OTHER                    45        0        0
BEST BUY COMPANY INC           COMMON STOCK     086516101      159     2925 SH       DEFINED                2825        0      100
BEST BUY COMPANY INC           COMMON STOCK     086516101       63     1167 SH       OTHER                  1167        0        0
BIO RAD LABS INC CL A          COMMON STOCK     090572207      118     2300 SH       DEFINED                2300        0        0
BIOGEN IDEC INC                COMMON STOCK     09062X103        7      115 SH       OTHER                   115        0        0
BIOMET INC                     COMMON STOCK     090613100       45      950 SH       DEFINED                 950        0        0
BIOTECH HOLDERS TRUST          COMMON STOCK     09067D201       14      100 SH       DEFINED                 100        0        0
BLACK HILLS CORP               COMMON STOCK     092113109       13      450 SH       DEFINED                 450        0        0
BLOCK H & R INC                COMMON STOCK     093671105       74     1500 SH       DEFINED                1500        0        0
BOEING CO                      COMMON STOCK     097023105      918    17775 SH       DEFINED               17525        0      250
BOEING CO                      COMMON STOCK     097023105     1527    29580 SH       OTHER                 29580        0        0
BOWATER INC                    COMMON STOCK     102183100       11      300 SH       DEFINED                 300        0        0
BRIGGS & STRATTON CORP         COMMON STOCK     109043109       32      400 SH       OTHER                   400        0        0
BRINKER INTL INC               COMMON STOCK     109641100       25      800 SH       DEFINED                 800        0        0
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     3032   128102 SH       DEFINED              126377        0     1725
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     3974   167885 SH       OTHER                167885        0        0
BRUNSWICK CORP                 COMMON STOCK     117043109        5      100 SH       DEFINED                 100        0        0
BUCKEYE PARTNERS LP            COMMON STOCK     118230101       21      475 SH       OTHER                   475        0        0
BUCKEYE TECHNOLOGIES INC       COMMON STOCK     118255108       19     1725 SH       DEFINED                1725        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       11      300 SH       DEFINED                 300        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       31      816 SH       OTHER                   816        0        0
CABOT CORP                     COMMON STOCK     127055101        1       21 SH       OTHER                    21        0        0
CALLON PETE CO DEL             COMMON STOCK     13123X102        3      213 SH       DEFINED                 213        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109        3      100 SH       DEFINED                 100        0        0
CAPITAL LEASE FUNDING INC      COMMON STOCK     140288101       22     2000 SH       DEFINED                2000        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     5913    80014 SH       DEFINED               56812        0    23202
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     1705    23075 SH       OTHER                 18600        0     4475
CARDINAL HEALTH INC            COMMON STOCK     14149Y108     3292    75200 SH       DEFINED               52500        0    22700
CARDINAL HEALTH INC            COMMON STOCK     14149Y108     1178    26924 SH       OTHER                 24624        0     2300
CAREMARK RX INC                COMMON STOCK     141705103       13      400 SH       DEFINED                 400        0        0
CAREMARK RX INC                COMMON STOCK     141705103       18      571 SH       OTHER                   571        0        0
CARMAX INC                     COMMON STOCK     143130102        3      125 SH       OTHER                   125        0        0
CASCADE CORP                   COMMON STOCK     147195101      278    10000 SH       DEFINED               10000        0        0
CATALINA MARKETING CORP        COMMON STOCK     148867104      160     6953 SH       OTHER                  6953        0        0
CATERPILLAR INC                COMMON STOCK     149123101      138     1712 SH       DEFINED                1712        0        0
CATERPILLAR INC                COMMON STOCK     149123101      380     4726 SH       OTHER                  4726        0        0
CBRL GROUP INC COM             COMMON STOCK     12489V106       36     1000 SH       DEFINED                1000        0        0
CBRL GROUP INC COM             COMMON STOCK     12489V106      102     2837 SH       OTHER                  2837        0        0
CEDAR FAIR LP                  COMMON STOCK     150185106       92     3000 SH       OTHER                     0        0     3000
CENDANT CORP                   COMMON STOCK     151313103      340    15737 SH       DEFINED               15137        0      600
CENDANT CORP                   COMMON STOCK     151313103       98     4550 SH       OTHER                  4550        0        0
CENTERPOINT ENERGY INC         COMMON STOCK     15189T107       23     2174 SH       DEFINED                2174        0        0
CENTERPOINT ENERGY INC         COMMON STOCK     15189T107       22     2090 SH       OTHER                   650     1440        0
CERTEGY INC                    COMMON STOCK     156880106        2       50 SH       OTHER                    50        0        0
CHAMPION ENTERPRISES INC       COMMON STOCK     158496109       21     2000 SH       OTHER                  2000        0        0
CHARTER COMMUNICATIONS INC     COMMON STOCK     16117M107        0      100 SH       DEFINED                 100        0        0
CHATTEM INC COM                COMMON STOCK     162456107        2       50 SH       DEFINED                  50        0        0
CHEVRONTEXACO CORP             COMMON STOCK     166764100     3928    73232 SH       DEFINED               72032        0     1200
CHEVRONTEXACO CORP             COMMON STOCK     166764100     3760    70102 SH       OTHER                 70102        0        0
CHOICEPOINT INC                COMMON STOCK     170388102       10      240 SH       DEFINED                 240        0        0
CHUBB CORP                     COMMON STOCK     171232101      376     5350 SH       DEFINED                5150        0      200
CHUBB CORP                     COMMON STOCK     171232101      107     1525 SH       OTHER                  1525        0        0
CHURCH & DWIGHT INC            COMMON STOCK     171340102      498    17750 SH       OTHER                 17750        0        0
CIGNA CORP                     COMMON STOCK     125509109       42      600 SH       DEFINED                 600        0        0
CIGNA CORP                     COMMON STOCK     125509109      252     3615 SH       OTHER                  3615        0        0
CINERGY CORP                   COMMON STOCK     172474108        6      150 SH       DEFINED                 150        0        0
CINERGY CORP                   COMMON STOCK     172474108       30      750 SH       OTHER                   750        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        6      400 SH       OTHER                   400        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     1148    63442 SH       DEFINED               62742        0      700
CISCO SYSTEMS INC              COMMON STOCK     17275R102     1353    74772 SH       OTHER                 74522      250        0
CITIGROUP INC                  COMMON STOCK     172967101     2481    56240 SH       DEFINED               53074        0     3166
CITIGROUP INC                  COMMON STOCK     172967101     1677    37999 SH       OTHER                 37499        0      500
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101       40     3008 SH       OTHER                     0        0     3008
CKE RESTAURANTS INC            COMMON STOCK     12561E105       33     3000 SH       OTHER                  3000        0        0
CLAIRES STORES INC             COMMON STOCK     179584107      254    10150 SH       DEFINED               10150        0        0
CLOROX CO                      COMMON STOCK     189054109       52      967 SH       DEFINED                 967        0        0
CMG INFORMATION SVCS           COMMON STOCK     125750109        1      500 SH       OTHER                   500        0        0
COCA COLA CO                   COMMON STOCK     191216100     3889    97094 SH       DEFINED               95944        0     1150
COCA COLA CO                   COMMON STOCK     191216100     6782   169335 SH       OTHER                161485        0     7850
COCA COLA ENTERPRISES INC      COMMON STOCK     191219104       14      750 SH       OTHER                   600        0      150
COGNEX CORP                    COMMON STOCK     192422103        5      200 SH       OTHER                   200        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     2510    55565 SH       DEFINED               41640        0    13925
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     1191    26360 SH       OTHER                 24535        0     1825
COMCAST CORP-CL A              COMMON STOCK     20030N101      573    20303 SH       DEFINED               18053        0     2250
COMCAST CORP-CL A              COMMON STOCK     20030N101      511    18108 SH       OTHER                 17866        0      242
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200     4848   173653 SH       DEFINED              118203        0    55450
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200     1778    63694 SH       OTHER                 52272        0    11422
COMERICA INC                   COMMON STOCK     200340107       49      825 SH       DEFINED                 825        0        0
COMERICA INC                   COMMON STOCK     200340107      111     1875 SH       OTHER                  1875        0        0
COMMERCIAL METALS CO           COMMON STOCK     201723103      185     4666 SH       OTHER                  4666        0        0
COMPASS BANCSHARES INC         COMMON STOCK     20449H109       13      300 SH       OTHER                   300        0        0
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109       18      676 SH       DEFINED                 676        0        0
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109       13      506 SH       OTHER                   506        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      227     4810 SH       DEFINED                4810        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      112     2370 SH       OTHER                  2370        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102      152     5925 SH       DEFINED                3925        0     2000
CONAGRA FOODS INC              COMMON STOCK     205887102      384    14950 SH       OTHER                 14950        0        0
CONOCOPHILLIPS                 COMMON STOCK     20825C104      280     3381 SH       DEFINED                3381        0        0
CONOCOPHILLIPS                 COMMON STOCK     20825C104      500     6040 SH       OTHER                  6040        0        0
CONSECO INC                    COMMON STOCK     208464883        0       19 SH       OTHER                    19        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       98     2325 SH       OTHER                  2325        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100       29      730 SH       OTHER                   730        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407      248     7950 SH       DEFINED                7950        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407       66     2125 SH       OTHER                  2125        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308     1041    48060 SH       DEFINED               48060        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308      222    10233 SH       OTHER                 10233        0        0
CONVERGYS CORP COM             COMMON STOCK     212485106        9      700 SH       OTHER                   700        0        0
CORN PRODS INTL INC            COMMON STOCK     219023108       18      400 SH       OTHER                   400        0        0
CORNING INC                    COMMON STOCK     219350105       68     6102 SH       DEFINED                6102        0        0
CORNING INC                    COMMON STOCK     219350105      242    21850 SH       OTHER                 21850        0        0
CORRECTIONS CORP AMER NEW      COMMON STOCK     22025Y407       68     1936 SH       DEFINED                1936        0        0
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     5356   129035 SH       DEFINED               93735        0    35300
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     1802    43423 SH       OTHER                 34623        0     8800
COX COMMUNICATIONS INC-CL A    COMMON STOCK     224044107      197     5950 SH       DEFINED                5750        0      200
COX COMMUNICATIONS INC-CL A    COMMON STOCK     224044107       40     1200 SH       OTHER                  1200        0        0
CRESCENT BANKING CO            COMMON STOCK     225646108      101     4000 SH       DEFINED                4000        0        0
CROSSROADS SYSTEM INC          COMMON STOCK     22765D100        1      500 SH       OTHER                   500        0        0
CROWN HOLDINGS INC             COMMON STOCK     228368106       21     2000 SH       OTHER                  2000        0        0
CSX CORP                       COMMON STOCK     126408103      200     6010 SH       DEFINED                6010        0        0
CSX CORP                       COMMON STOCK     126408103      205     6188 SH       OTHER                  4144        0     2044
CTI MOLECULAR IMAGING INC      COMMON STOCK     22943D105        1      100 SH       OTHER                   100        0        0
CVS CORP                       COMMON STOCK     126650100       29      700 SH       DEFINED                 700        0        0
CVS CORP                       COMMON STOCK     126650100       74     1750 SH       OTHER                  1750        0        0
DANA CORP                      COMMON STOCK     235811106        6      350 SH       DEFINED                 350        0        0
DANAHER CORP                   COMMON STOCK     235851102       67     1300 SH       DEFINED                1300        0        0
DANAHER CORP                   COMMON STOCK     235851102      267     5200 SH       OTHER                  5200        0        0
DARDEN RESTAURANTS INC         COMMON STOCK     237194105       47     2001 SH       DEFINED                2001        0        0
DEERE & CO                     COMMON STOCK     244199105      365     5650 SH       DEFINED                5650        0        0
DEERE & CO                     COMMON STOCK     244199105      239     3700 SH       OTHER                  3700        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        7      667 SH       DEFINED                 667        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        1      133 SH       OTHER                   133        0        0
DELL INC                       COMMON STOCK     24702R101      620    17425 SH       DEFINED               16975        0      450
DELL INC                       COMMON STOCK     24702R101      479    13450 SH       OTHER                 13450        0        0
DELPHI CORPORATION             COMMON STOCK     247126105        9      977 SH       DEFINED                 977        0        0
DELPHI CORPORATION             COMMON STOCK     247126105       46     4977 SH       OTHER                  4977        0        0
DELTA AIR LINES INC            COMMON STOCK     247361108        1      210 SH       OTHER                   210        0        0
DELTA NAT GAS INC              COMMON STOCK     247748106       13      500 SH       DEFINED                 500        0        0
DELUXE CORP                    COMMON STOCK     248019101      111     2700 SH       OTHER                  2700        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     1970    19527 SH       DEFINED               19527        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     1397    13845 SH       OTHER                 13845        0        0
DIRECTV GROUP INC              COMMON STOCK     25459L106       30     1700 SH       DEFINED                1700        0        0
DIRECTV GROUP INC              COMMON STOCK     25459L106       15      826 SH       OTHER                   826        0        0
DISNEY WALT CO NEW             COMMON STOCK     254687106     1324    58700 SH       DEFINED               45000        0    13700
DISNEY WALT CO NEW             COMMON STOCK     254687106      743    32954 SH       OTHER                 26404        0     6550
DIXIE GROUP INC                COMMON STOCK     255519100       11     1000 SH       DEFINED                1000        0        0
DOLLAR GEN CORP                COMMON STOCK     256669102      201     9987 SH       DEFINED                9987        0        0
DOLLAR GEN CORP                COMMON STOCK     256669102       27     1343 SH       OTHER                  1100      243        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      172     2643 SH       DEFINED                2643        0        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      667    10220 SH       OTHER                 10220        0        0
DOVER CORP                     COMMON STOCK     260003108       65     1675 SH       DEFINED                1675        0        0
DOVER CORP                     COMMON STOCK     260003108      214     5500 SH       OTHER                  5500        0        0
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     1557    34456 SH       DEFINED               34126        0      330
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     1973    43662 SH       OTHER                 43662        0        0
DOW JONES & CO INC             COMMON STOCK     260561105      268     6600 SH       OTHER                  6600        0        0
DTE ENERGY CO                  COMMON STOCK     233331107       32      762 SH       DEFINED                 762        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1509    35255 SH       DEFINED               35055        0      200
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1817    42459 SH       OTHER                 42009        0      450
DUKE ENERGY CORP               COMMON STOCK     264399106      542    23684 SH       DEFINED               23109        0      575
DUKE ENERGY CORP               COMMON STOCK     264399106      553    24150 SH       OTHER                 22550     1600        0
DUN & BRADSTREET CORP DEL NEW  COMMON STOCK     26483E100       18      300 SH       DEFINED                 300        0        0
DUN & BRADSTREET CORP DEL NEW  COMMON STOCK     26483E100       32      537 SH       OTHER                   537        0        0
DUQUESNE LIGHT HOLDINGS INC    COMMON STOCK     266233105       18     1000 SH       OTHER                  1000        0        0
EARTHLINK INC                  COMMON STOCK     270321102       64     6178 SH       DEFINED                6178        0        0
EASTMAN CHEMICAL CO            COMMON STOCK     277432100       12      256 SH       DEFINED                 256        0        0
EASTMAN CHEMICAL CO            COMMON STOCK     277432100       10      219 SH       OTHER                   219        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       67     2075 SH       DEFINED                2075        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       54     1664 SH       OTHER                  1664        0        0
EATON CORP                     COMMON STOCK     278058102      723    11400 SH       DEFINED               11400        0        0
EDISON INTERNATIONAL           COMMON STOCK     281020107       53     2000 SH       OTHER                  2000        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       14      419 SH       DEFINED                 419        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       45     1339 SH       OTHER                  1339        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109       52     5647 SH       DEFINED                5647        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109      117    12706 SH       OTHER                 12706        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      167     8604 SH       DEFINED                8604        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      372    19190 SH       OTHER                 19190        0        0
EMC CORP/MASS                  COMMON STOCK     268648102     1470   127360 SH       DEFINED              123360        0     4000
EMC CORP/MASS                  COMMON STOCK     268648102      428    37125 SH       OTHER                 37125        0        0
EMERSON ELEC CO                COMMON STOCK     291011104      909    14691 SH       DEFINED               14291        0      400
EMERSON ELEC CO                COMMON STOCK     291011104      751    12142 SH       OTHER                 11892        0      250
EMPIRE DIST ELEC CO            COMMON STOCK     291641108        6      300 SH       OTHER                   300        0        0
ENBRIDGE ENERGY PARTNERS LP    COMMON STOCK     29250R106       26      550 SH       DEFINED                 550        0        0
ENDO PHARMACEUTICALS HLDGS INC COMMON STOCK     29264F205       92     5000 SH       OTHER                  5000        0        0
ENERGIZER HLDGS INC            COMMON STOCK     29266R108        5       99 SH       DEFINED                  99        0        0
ENERGIZER HLDGS INC            COMMON STOCK     29266R108        9      198 SH       OTHER                   198        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      436    12488 SH       DEFINED               12488        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      128     3669 SH       OTHER                  3669        0        0
ENGELHARD CORP                 COMMON STOCK     292845104       19      675 SH       OTHER                   675        0        0
ENPRO INDUSTRIES INC           COMMON STOCK     29355X107        2      100 SH       DEFINED                 100        0        0
ENSCO INTERNATIONAL INC        COMMON STOCK     26874Q100       33     1000 SH       DEFINED                1000        0        0
ENTERGY CORP                   COMMON STOCK     29364G103       27      448 SH       DEFINED                 448        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107       23     1000 SH       DEFINED                1000        0        0
EQUIFAX INC                    COMMON STOCK     294429105      164     6225 SH       DEFINED                6225        0        0
EQUIFAX INC                    COMMON STOCK     294429105      135     5121 SH       OTHER                  5121        0        0
EQUITABLE RES INC              COMMON STOCK     294549100      407     7500 SH       OTHER                  7500        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107        3      100 SH       DEFINED                 100        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107       19      600 SH       OTHER                   600        0        0
EXELON CORP                    COMMON STOCK     30161N101       69     1876 SH       DEFINED                1876        0        0
EXELON CORP                    COMMON STOCK     30161N101       10      266 SH       OTHER                   266        0        0
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    13750   284497 SH       DEFINED              265445        0    19052
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    22757   470866 SH       OTHER                461687     2240     6939
FAIRCHILD SEMICONDUCTOR INTL I COMMON STOCK     303726103       71     5000 SH       DEFINED                5000        0        0
FAMILY DLR STORES INC          COMMON STOCK     307000109       60     2200 SH       OTHER                  2200        0        0
FARMERS CAP BK CORP COM        COMMON STOCK     309562106      809    23600 SH       OTHER                 23600        0        0
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301     1331    20403 SH       DEFINED               18853        0     1550
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301      718    11002 SH       OTHER                  9402        0     1600
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      839    18475 SH       DEFINED               18475        0        0
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      410     9020 SH       OTHER                  9020        0        0
FEDEX CORPORATION              COMMON STOCK     31428X106      373     4350 SH       DEFINED                4225        0      125
FEDEX CORPORATION              COMMON STOCK     31428X106      965    11267 SH       OTHER                 11267        0        0
FERRELLGAS PARTNERS L.P.       COMMON STOCK     315293100       22     1000 SH       OTHER                     0        0     1000
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     316326107     1095    28747 SH       DEFINED               11647        0    17100
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     316326107      395    10371 SH       OTHER                  6516        0     3855
FIFTH THIRD BANCORP            COMMON STOCK     316773100      799    16226 SH       DEFINED               16226        0        0
FIFTH THIRD BANCORP            COMMON STOCK     316773100      256     5207 SH       OTHER                  5207        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605      455    15980 SH       DEFINED               15980        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605       78     2742 SH       OTHER                  2742        0        0
FIRST AMERICAN CORP            COMMON STOCK     318522307        9      300 SH       DEFINED                 300        0        0
FIRST DATA CORP                COMMON STOCK     319963104      556    12783 SH       DEFINED               10733        0     2050
FIRST DATA CORP                COMMON STOCK     319963104     1108    25479 SH       OTHER                 25479        0        0
FIRST FINANCIAL HOLDINGS INC   COMMON STOCK     320239106       63     2000 SH       DEFINED                2000        0        0
FIRST HEALTH GROUP CORP        COMMON STOCK     320960107        9      563 SH       OTHER                   563        0        0
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105    53650  1237322 SH       DEFINED             1230489        0     6833
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105    24002   553563 SH       OTHER                553563        0        0
FIRSTENERGY CORP               COMMON STOCK     337932107        7      178 SH       OTHER                   178        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102       40      900 SH       DEFINED                 900        0        0
FNMA                           COMMON STOCK     313586109     5350    84383 SH       DEFINED               70083        0    14300
FNMA                           COMMON STOCK     313586109     2001    31562 SH       OTHER                 28662        0     2900
FOOT LOCKER INC                COMMON STOCK     344849104       13      568 SH       OTHER                   568        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860      158    11267 SH       DEFINED               11267        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860      220    15692 SH       OTHER                 15692        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      257     3463 SH       DEFINED                3463        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      199     2692 SH       OTHER                  2692        0        0
FORTUNE 500 INDEX FUND         COMMON STOCK     86330E885       11      135 SH       DEFINED                 135        0        0
FORTUNE 500 INDEX FUND         COMMON STOCK     86330E885      278     3515 SH       OTHER                  3515        0        0
FPL GROUP INC                  COMMON STOCK     302571104      413     6049 SH       DEFINED                5899        0      150
FPL GROUP INC                  COMMON STOCK     302571104      316     4624 SH       OTHER                  4624        0        0
FRANKLIN RESOURCES INC         COMMON STOCK     354613101      834    14949 SH       DEFINED               14449        0      500
FRANKLIN RESOURCES INC         COMMON STOCK     354613101      393     7050 SH       OTHER                  7050        0        0
FREDS INC                      COMMON STOCK     356108100        9      500 SH       OTHER                   500        0        0
FREEPORT-MCMORAN COPPER-B      COMMON STOCK     35671D857       20      501 SH       DEFINED                 501        0        0
GALLAGHER ARTHUR J & CO        COMMON STOCK     363576109       20      600 SH       OTHER                     0        0      600
GANNETT INC                    COMMON STOCK     364730101      398     4750 SH       DEFINED                4750        0        0
GANNETT INC                    COMMON STOCK     364730101      484     5779 SH       OTHER                  5779        0        0
GAP INC                        COMMON STOCK     364760108       69     3675 SH       DEFINED                3675        0        0
GATEWAY INC                    COMMON STOCK     367626108       50    10000 SH       OTHER                 10000        0        0
GENCORP INC                    COMMON STOCK     368682100        7      552 SH       OTHER                   552        0        0
GENENTECH INC                  COMMON STOCK     368710406       63     1200 SH       DEFINED                1200        0        0
GENERAL DYNAMICS CORP          COMMON STOCK     369550108      735     7200 SH       DEFINED                6400        0      800
GENERAL DYNAMICS CORP          COMMON STOCK     369550108       87      850 SH       OTHER                   850        0        0
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    16698   497274 SH       DEFINED              445424        0    51850
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    21892   651933 SH       OTHER                634883      150    16900
GENERAL MLS INC                COMMON STOCK     370334104      217     4825 SH       DEFINED                4625        0      200
GENERAL MLS INC                COMMON STOCK     370334104      626    13941 SH       OTHER                 13941        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105      615    14486 SH       DEFINED               14486        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105      507    11929 SH       OTHER                 11929        0        0
GENESEE & WYO INC CL A         COMMON STOCK     371559105       30     1200 SH       DEFINED                1200        0        0
GENUINE PARTS CO               COMMON STOCK     372460105      161     4200 SH       DEFINED                4200        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       29      752 SH       OTHER                   752        0        0
GEORGIA PACIFIC CORP           COMMON STOCK     373298108       29      800 SH       DEFINED                 800        0        0
GEORGIA PACIFIC CORP           COMMON STOCK     373298108       41     1150 SH       OTHER                   510      640        0
GETTY IMAGES INC               COMMON STOCK     374276103       36      654 SH       OTHER                   654        0        0
GILLETTE CO                    COMMON STOCK     375766102      585    14025 SH       DEFINED               11300        0     2725
GILLETTE CO                    COMMON STOCK     375766102      680    16284 SH       OTHER                 16284        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       75      800 SH       DEFINED                   0        0      800
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       70      750 SH       OTHER                   750        0        0
GOODRICH CORP.                 COMMON STOCK     382388106        6      200 SH       DEFINED                 200        0        0
GOODYEAR TIRE & RUBBER CO      COMMON STOCK     382550101       21     2000 SH       DEFINED                2000        0        0
GOODYEAR TIRE & RUBBER CO      COMMON STOCK     382550101        2      200 SH       OTHER                   200        0        0
GOVERNMENT PROPERTIES TRUST    COMMON STOCK     38374W107        8      800 SH       DEFINED                 800        0        0
GRAINGER W W INC               COMMON STOCK     384802104      830    14396 SH       DEFINED               14396        0        0
GRAINGER W W INC               COMMON STOCK     384802104      421     7309 SH       OTHER                  7309        0        0
GREENE COUNTY BANCSHARES INC   COMMON STOCK     394361208        1       45 SH       DEFINED                  45        0        0
GREENE COUNTY BANCSHARES INC   COMMON STOCK     394361208     1333    56250 SH       OTHER                 56250        0        0
GREENHILL & CO                 COMMON STOCK     395259104       12      500 SH       DEFINED                 500        0        0
GUIDANT CORP                   COMMON STOCK     401698105       17      250 SH       DEFINED                 250        0        0
GUIDANT CORP                   COMMON STOCK     401698105       30      450 SH       OTHER                   450        0        0
GULFTERRA ENERGY PARTNERS LP   COMMON STOCK     40274U108       31      750 SH       DEFINED                 750        0        0
HALLIBURTON CO                 COMMON STOCK     406216101       16      470 SH       DEFINED                 470        0        0
HALLIBURTON CO                 COMMON STOCK     406216101      283     8400 SH       OTHER                  8400        0        0
HANCOCK HLDG CO                COMMON STOCK     410120109      177     5568 SH       DEFINED                5568        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108     1712    28803 SH       DEFINED               28653        0      150
HARLEY DAVIDSON INC            COMMON STOCK     412822108     1003    16880 SH       OTHER                 15330        0     1550
HARRAHS ENTERTAINMENT INC      COMMON STOCK     413619107       26      500 SH       DEFINED                 500        0        0
HARRAHS ENTERTAINMENT INC      COMMON STOCK     413619107       79     1500 SH       OTHER                  1500        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104       56      900 SH       DEFINED                 900        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104      109     1762 SH       OTHER                  1762        0        0
HASBRO INC                     COMMON STOCK     418056107        8      425 SH       DEFINED                 425        0        0
HCA INC                        COMMON STOCK     404119109       12      318 SH       DEFINED                 318        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209      257     8925 SH       DEFINED                8925        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209       66     2300 SH       OTHER                  2300        0        0
HEARTLAND EXPRESS INC          COMMON STOCK     422347104       28     1500 SH       DEFINED                1500        0        0
HEINZ H J CO                   COMMON STOCK     423074103      176     4875 SH       DEFINED                4875        0        0
HEINZ H J CO                   COMMON STOCK     423074103       35      975 SH       OTHER                   975        0        0
HELMERICH & PAYNE INC          COMMON STOCK     423452101        8      290 SH       OTHER                   290        0        0
HERSHEY FOODS CORP             COMMON STOCK     427866108      280     6000 SH       OTHER                  6000        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     2928   156154 SH       DEFINED              136154        0    20000
HEWLETT PACKARD CO             COMMON STOCK     428236103     1328    70835 SH       OTHER                 66635        0     4200
HIBERNIA CORP CL A             COMMON STOCK     428656102      188     7103 SH       DEFINED                7103        0        0
HILLENBRAND INDUSTRIES INC     COMMON STOCK     431573104       55     1094 SH       DEFINED                1094        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109       84     4460 SH       OTHER                  4460        0        0
HOME DEPOT INC                 COMMON STOCK     437076102     6983   178149 SH       DEFINED              133662        0    44487
HOME DEPOT INC                 COMMON STOCK     437076102     3309    84413 SH       OTHER                 74913      300     9200
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      130     3628 SH       DEFINED                3628        0        0
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      147     4098 SH       OTHER                  4098        0        0
HOSPIRA INC                    COMMON STOCK     441060100       99     3239 SH       DEFINED                3239        0        0
HOSPIRA INC                    COMMON STOCK     441060100      141     4609 SH       OTHER                  4609        0        0
HUMAN GENOME SCIENCES INC      COMMON STOCK     444903108       33     3000 SH       DEFINED                3000        0        0
HUMANA INC                     COMMON STOCK     444859102       18      900 SH       DEFINED                 900        0        0
HYPERION SOLUTIONS CORP COM    COMMON STOCK     44914M104        3       79 SH       OTHER                    79        0        0
IDACORP INC                    COMMON STOCK     451107106        6      200 SH       OTHER                   200        0        0
IHOP CORP                      COMMON STOCK     449623107       11      300 SH       DEFINED                 300        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      353     3789 SH       DEFINED                3789        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      260     2792 SH       OTHER                  2792        0        0
IMATION CORP                   COMMON STOCK     45245A107       63     1780 SH       OTHER                  1780        0        0
IMS HEALTH INC                 COMMON STOCK     449934108       13      550 SH       OTHER                   550        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704      111     3900 SH       DEFINED                3900        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704       94     3300 SH       OTHER                  3300        0        0
INTEL CORP                     COMMON STOCK     458140100     7253   361563 SH       DEFINED              309513        0    52050
INTEL CORP                     COMMON STOCK     458140100     4958   247137 SH       OTHER                236637      600     9900
INTERGRAPH CORP                COMMON STOCK     458683109        8      291 SH       OTHER                   291        0        0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     3885    45311 SH       DEFINED               43347        0     1964
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     5234    61047 SH       OTHER                 59977        0     1070
INTERNATIONAL GAME TECHNOLOGY  COMMON STOCK     459902102        7      200 SH       DEFINED                 200        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      250     6182 SH       DEFINED                6182        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      729    18039 SH       OTHER                 18039        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100       23     2150 SH       DEFINED                2150        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100        9      815 SH       OTHER                   815        0        0
IPIX CORP                      COMMON STOCK     44982L103        0       50 SH       DEFINED                  50        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564      415     3495 SH       DEFINED                3495        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564      420     3542 SH       OTHER                  3542        0        0
ISHARES DJ JONES U.S. TECHNOLO COMMON STOCK     464287721      296     6900 SH       DEFINED                6900        0        0
ISHARES DJ SELECT DIVIDEND IND COMMON STOCK     464287168      157     2740 SH       OTHER                  2740        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      461    20400 SH       DEFINED               20400        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      121     5358 SH       OTHER                  5358        0        0
ISHARES DJ US UTILITIES SECTOR COMMON STOCK     464287697        6       90 SH       OTHER                    90        0        0
ISHARES LEHMAN 1-3YR TRS BD    COMMON STOCK     464287457      107     1310 SH       DEFINED                1310        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465      226     1600 SH       DEFINED                1600        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465       47      330 SH       OTHER                   330        0        0
ISHARES NASDAQ BIOTECHNOLOGY I COMMON STOCK     464287556        6       85 SH       OTHER                    85        0        0
ISHARES RUSSELL 2000 GROWTH IN COMMON STOCK     464287648        6      100 SH       DEFINED                 100        0        0
ISHARES RUSSELL 2000 INDEX FUN COMMON STOCK     464287655      239     2100 SH       DEFINED                2100        0        0
ISHARES S&P 500/BARRA VALUE    COMMON STOCK     464287408      127     2200 SH       DEFINED                2200        0        0
ISHARES TRUST GS CORP BOND FUN COMMON STOCK     464287242       45      400 SH       DEFINED                 400        0        0
ISHARES TRUST GS CORP BOND FUN COMMON STOCK     464287242       61      550 SH       OTHER                   550        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       48      600 SH       DEFINED                 600        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       76      956 SH       OTHER                   956        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103     1899    82575 SH       DEFINED               49875        0    32700
JABIL CIRCUIT INC              COMMON STOCK     466313103      366    15910 SH       OTHER                  8510        0     7400
JACOBS ENGR GROUP INC          COMMON STOCK     469814107       46     1200 SH       DEFINED                1200        0        0
JANUS CAPITAL GROUP INC        COMMON STOCK     47102X105       65     4800 SH       DEFINED                4800        0        0
JARDEN CORP                    COMMON STOCK     471109108       27      750 SH       DEFINED                 750        0        0
JDS UNIPHASE CORP              COMMON STOCK     46612J101        6     1863 SH       OTHER                  1863        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108        1       19 SH       DEFINED                  19        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108        5      100 SH       OTHER                   100        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405        5      118 SH       DEFINED                 118        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405       18      398 SH       OTHER                   398        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104     5122    90930 SH       DEFINED               90480        0      450
JOHNSON & JOHNSON              COMMON STOCK     478160104     5748   102046 SH       OTHER                102046        0        0
JOHNSON CTLS INC               COMMON STOCK     478366107       71     1242 SH       DEFINED                1242        0        0
JOHNSON CTLS INC               COMMON STOCK     478366107        9      150 SH       OTHER                   150        0        0
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     8034   202222 SH       DEFINED              160595        0    41627
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     4053   102011 SH       OTHER                 93311        0     8700
KANSAS CITY SOUTHERN           COMMON STOCK     485170302       11      750 SH       DEFINED                 750        0        0
KAYDON CORP                    COMMON STOCK     486587108       29     1000 SH       OTHER                     0        0     1000
KELLOGG CO                     COMMON STOCK     487836108       60     1400 SH       DEFINED                1400        0        0
KELLOGG CO                     COMMON STOCK     487836108      360     8437 SH       OTHER                  8437        0        0
KERR MCGEE CORP                COMMON STOCK     492386107       57     1000 SH       DEFINED                   0        0     1000
KERR MCGEE CORP                COMMON STOCK     492386107        9      153 SH       OTHER                   153        0        0
KEYCORP NEW                    COMMON STOCK     493267108       93     2944 SH       DEFINED                2944        0        0
KEYCORP NEW                    COMMON STOCK     493267108      238     7537 SH       OTHER                  7537        0        0
KEYSPAN CORP                   COMMON STOCK     49337W100        2       55 SH       OTHER                    55        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103     1356    20993 SH       DEFINED               20893        0      100
KIMBERLY CLARK CORP            COMMON STOCK     494368103     1068    16528 SH       OTHER                 16528        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106      661    14122 SH       DEFINED               14122        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106       91     1950 SH       OTHER                  1950        0        0
KING PHARMACEUTICALS INC       COMMON STOCK     495582108       33     2765 SH       OTHER                  2765        0        0
KOHLS CORP                     COMMON STOCK     500255104      608    12611 SH       DEFINED               12611        0        0
KOHLS CORP                     COMMON STOCK     500255104      391     8110 SH       OTHER                  8110        0        0
KROGER CO                      COMMON STOCK     501044101        8      500 SH       DEFINED                 500        0        0
KROGER CO                      COMMON STOCK     501044101      210    13550 SH       OTHER                 13550        0        0
KYPHON INC                     COMMON STOCK     501577100       10      400 SH       DEFINED                 400        0        0
LA-Z-BOY INC                   COMMON STOCK     505336107      175    11507 SH       DEFINED               11507        0        0
LA-Z-BOY INC                   COMMON STOCK     505336107       55     3641 SH       OTHER                  3641        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       13      300 SH       DEFINED                 300        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       24      550 SH       OTHER                   550        0        0
LANCE INC                      COMMON STOCK     514606102       19     1164 SH       DEFINED                1164        0        0
LAYNE CHRISTENSEN CO           COMMON STOCK     521050104        8      500 SH       DEFINED                 500        0        0
LEHMAN BROS HLDGS INC          COMMON STOCK     524908100       16      200 SH       DEFINED                 200        0        0
LIBERTY MEDIA CORP-A           COMMON STOCK     530718105        8      900 SH       DEFINED                 900        0        0
LIBERTY MEDIA INTL INC SER A   COMMON STOCK     530719103        2       45 SH       DEFINED                  45        0        0
LIFEPOINT HOSPS INC            COMMON STOCK     53219L109        0       16 SH       DEFINED                  16        0        0
LILLY ELI & CO                 COMMON STOCK     532457108      557     9270 SH       DEFINED                9145        0      125
LILLY ELI & CO                 COMMON STOCK     532457108      365     6075 SH       OTHER                  6075        0        0
LIMITED BRANDS INC             COMMON STOCK     532716107       27     1200 SH       DEFINED                1200        0        0
LINCARE HLDGS INC              COMMON STOCK     532791100        3      100 SH       OTHER                   100        0        0
LINCOLN NATL CORP              COMMON STOCK     534187109      118     2500 SH       OTHER                  2500        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106       19      520 SH       DEFINED                 520        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106        4      100 SH       OTHER                   100        0        0
LIZ CLAIBORNE INC              COMMON STOCK     539320101       25      675 SH       DEFINED                 675        0        0
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      765    13709 SH       DEFINED               12809        0      900
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      469     8400 SH       OTHER                  8400        0        0
LOWES COS INC                  COMMON STOCK     548661107      209     3850 SH       DEFINED                3850        0        0
LOWES COS INC                  COMMON STOCK     548661107      198     3650 SH       OTHER                  3650        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        2      400 SH       DEFINED                 400        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        4     1000 SH       OTHER                  1000        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       23     7393 SH       DEFINED                7393        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       72    22850 SH       OTHER                 22850        0        0
M D C HLDGS INC                COMMON STOCK     552676108       27      372 SH       DEFINED                 372        0        0
MANITOWOC INC                  COMMON STOCK     563571108       24      675 SH       DEFINED                 675        0        0
MARATHON OIL CORP              COMMON STOCK     565849106       37      900 SH       DEFINED                 900        0        0
MARKEL CORPORATION             COMMON STOCK     570535104       93      300 SH       DEFINED                 300        0        0
MARRIOTT INTL INC A            COMMON STOCK     571903202       21      400 SH       DEFINED                   0        0      400
MARRIOTT INTL INC A            COMMON STOCK     571903202       10      200 SH       OTHER                   200        0        0
MARSH & MCLENNAN COS INC       COMMON STOCK     571748102       18      400 SH       DEFINED                 400        0        0
MARSH & MCLENNAN COS INC       COMMON STOCK     571748102      112     2446 SH       OTHER                  2446        0        0
MARTEK BIOSCIENCES CORP        COMMON STOCK     572901106       22      450 SH       DEFINED                 450        0        0
MASCO CORP                     COMMON STOCK     574599106      421    12200 SH       DEFINED               12200        0        0
MASCO CORP                     COMMON STOCK     574599106     1530    44300 SH       OTHER                 44300        0        0
MASSEY ENERGY COMPANY          COMMON STOCK     576206106       20      700 SH       DEFINED                 700        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      510    18507 SH       DEFINED               18507        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      177     6431 SH       OTHER                  6431        0        0
MATTEL INC                     COMMON STOCK     577081102        5      297 SH       OTHER                   297        0        0
MAY DEPT STORES CO             COMMON STOCK     577778103       15      600 SH       DEFINED                   0        0      600
MAY DEPT STORES CO             COMMON STOCK     577778103      183     7150 SH       OTHER                  7150        0        0
MAYTAG CORP                    COMMON STOCK     578592107      176     9583 SH       DEFINED                9583        0        0
MAYTAG CORP                    COMMON STOCK     578592107     1702    92661 SH       OTHER                 87161        0     5500
MBIA INC                       COMMON STOCK     55262C100      210     3610 SH       DEFINED                3610        0        0
MBIA INC                       COMMON STOCK     55262C100       73     1250 SH       OTHER                  1250        0        0
MBNA CORP                      COMMON STOCK     55262L100      251     9978 SH       DEFINED                9666        0      312
MBNA CORP                      COMMON STOCK     55262L100      186     7386 SH       OTHER                  7386        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      388    11300 SH       DEFINED               11300        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      196     5700 SH       OTHER                  5700        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        1      220 SH       DEFINED                 220        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        0       95 SH       OTHER                    95        0        0
MCDONALDS CORP                 COMMON STOCK     580135101      924    32947 SH       DEFINED               30897        0     2050
MCDONALDS CORP                 COMMON STOCK     580135101      495    17656 SH       OTHER                 12258        0     5398
MCG CAP CORP                   COMMON STOCK     58047P107       17     1000 SH       DEFINED                1000        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     2659    33369 SH       DEFINED               26169        0     7200
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     1137    14263 SH       OTHER                 12063        0     2200
MCI INC                        COMMON STOCK     552691107        3      174 SH       DEFINED                 174        0        0
MCI INC                        COMMON STOCK     552691107       24     1449 SH       OTHER                     0        0     1449
MCKESSON CORP                  COMMON STOCK     58155Q103      153     5950 SH       DEFINED                5650        0      300
MCKESSON CORP                  COMMON STOCK     58155Q103       46     1800 SH       OTHER                  1800        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107       42     1309 SH       DEFINED                1309        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107       70     2182 SH       OTHER                  2182        0        0
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102       75     2434 SH       DEFINED                2422        0       12
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      428    13867 SH       OTHER                 13843       24        0
MEDICIS PHARMACEUTICAL CL-A    COMMON STOCK     584690309       47     1200 SH       OTHER                  1200        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     4389    84569 SH       DEFINED               65769        0    18800
MEDTRONIC INC                  COMMON STOCK     585055106     2579    49700 SH       OTHER                 43450        0     6250
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      724    26143 SH       DEFINED               26143        0        0
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      172     6200 SH       OTHER                  6200        0        0
MEMBERWORKS INC                COMMON STOCK     586002107      220     8398 SH       OTHER                  8398        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101       86     1800 SH       DEFINED                1800        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101      126     2618 SH       OTHER                  2618        0        0
MERCK & CO INC                 COMMON STOCK     589331107     2364    71644 SH       DEFINED               71244        0      400
MERCK & CO INC                 COMMON STOCK     589331107     5458   165398 SH       OTHER                165198      200        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       15      300 SH       DEFINED                 300        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       12      250 SH       OTHER                   250        0        0
METLIFE INC                    COMMON STOCK     59156R108        1       32 SH       DEFINED                  32        0        0
METRIS COS INC                 COMMON STOCK     591598107       24     2500 SH       OTHER                     0        0     2500
MGIC INVT CORP WIS             COMMON STOCK     552848103      193     2900 SH       DEFINED                2800        0      100
MGIC INVT CORP WIS             COMMON STOCK     552848103       83     1250 SH       OTHER                  1250        0        0
MICRON TECHNOLOGY INC          COMMON STOCK     595112103       48     4000 SH       DEFINED                4000        0        0
MICROSOFT CORP                 COMMON STOCK     594918104     9163   331382 SH       DEFINED              264182        0    67200
MICROSOFT CORP                 COMMON STOCK     594918104     4666   168753 SH       OTHER                155753     1000    12000
MICROSTRATEGY INC-CL A         COMMON STOCK     594972408        4      100 SH       OTHER                   100        0        0
MICROTEK MEDICAL HOLDINGS IN   COMMON STOCK     59515B109       13     4000 SH       DEFINED                4000        0        0
MIDAS INC                      COMMON STOCK     595626102        3      200 SH       OTHER                   200        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103      684     6310 SH       DEFINED                6310        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103      386     3558 SH       OTHER                  3558        0        0
MILACRON INC                   COMMON STOCK     598709103        9     2900 SH       DEFINED                2900        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       96     7000 SH       DEFINED                7000        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103        4      300 SH       OTHER                   300        0        0
MILLER HERMAN INC              COMMON STOCK     600544100       22      900 SH       OTHER                   900        0        0
MONEYGRAM INTERNATIONAL INC    COMMON STOCK     60935Y109        9      508 SH       DEFINED                 508        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       80     2195 SH       DEFINED                2195        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       54     1492 SH       OTHER                  1492        0        0
MOODYS CORP                    COMMON STOCK     615369105      183     2500 SH       DEFINED                2500        0        0
MOODYS CORP                    COMMON STOCK     615369105       73     1000 SH       OTHER                  1000        0        0
MORGAN STANLEY                 COMMON STOCK     617446448      845    17135 SH       DEFINED               16835        0      300
MORGAN STANLEY                 COMMON STOCK     617446448      443     8989 SH       OTHER                  8989        0        0
MOTOROLA INC                   COMMON STOCK     620076109     1539    85312 SH       DEFINED               84787        0      525
MOTOROLA INC                   COMMON STOCK     620076109      978    54212 SH       OTHER                 54212        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101       10      381 SH       DEFINED                 381        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101       63     2500 SH       OTHER                  1000        0     1500
MYLAN LABS INC                 COMMON STOCK     628530107      264    14656 SH       DEFINED               14356        0      300
MYLAN LABS INC                 COMMON STOCK     628530107       49     2698 SH       OTHER                  2698        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      292     8300 SH       DEFINED                8300        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      326     9285 SH       OTHER                  8435      850        0
NATIONAL BANKSHARES INC        COMMON STOCK     634865109      527    12066 SH       OTHER                 12066        0        0
NATIONAL CITY CORP             COMMON STOCK     635405103      239     6188 SH       DEFINED                6188        0        0
NATIONAL COMM FINL CORP        COMMON STOCK     63545P104     1862    54423 SH       DEFINED               54423        0        0
NATIONAL COMM FINL CORP        COMMON STOCK     63545P104     1011    29564 SH       OTHER                 29564        0        0
NATIONWIDE FINANCIAL SERVICES  COMMON STOCK     638612101       45     1287 SH       OTHER                     0     1287        0
NAVISTAR INTERNATIONAL CORP    COMMON STOCK     63934E108        1       20 SH       DEFINED                  20        0        0
NCR CORP                       COMMON STOCK     62886E108        6      128 SH       DEFINED                 128        0        0
NCR CORP                       COMMON STOCK     62886E108        5      104 SH       OTHER                   104        0        0
NEOMAGIC CORP                  COMMON STOCK     640497103        1     1000 SH       OTHER                  1000        0        0
NEUROCRINE BIOSCIENCES INC     COMMON STOCK     64125C109       42      900 SH       OTHER                     0        0      900
NEW JERSEY RES CORP            COMMON STOCK     646025106       22      525 SH       DEFINED                 525        0        0
NEW JERSEY RES CORP            COMMON STOCK     646025106       41     1000 SH       OTHER                  1000        0        0
NEW YORK CMNTY BANCORP INC     COMMON STOCK     649445103       29     1400 SH       OTHER                   400        0     1000
NEWCASTLE INVESTMENT CORP      COMMON STOCK     65105M108       31     1000 SH       DEFINED                   0        0     1000
NEWELL RUBBERMAID INC          COMMON STOCK     651229106       14      675 SH       DEFINED                 675        0        0
NEWELL RUBBERMAID INC          COMMON STOCK     651229106       16      788 SH       OTHER                   788        0        0
NEWFIELD EXPLORATION CO        COMMON STOCK     651290108      288     4705 SH       DEFINED                4705        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106        5      100 SH       DEFINED                 100        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106      217     4762 SH       OTHER                  4762        0        0
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103        4      150 SH       OTHER                   150        0        0
NICOR INC                      COMMON STOCK     654086107       14      382 SH       DEFINED                 382        0        0
NIKE INC-CLASS B               COMMON STOCK     654106103       35      450 SH       OTHER                   450        0        0
NISOURCE INC                   COMMON STOCK     65473P105       23     1100 SH       DEFINED                1100        0        0
NISOURCE INC                   COMMON STOCK     65473P105       44     2102 SH       OTHER                  2102        0        0
NN INC                         COMMON STOCK     629337106       23     2000 SH       OTHER                  2000        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      275     9240 SH       DEFINED                9240        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108     1125    37812 SH       OTHER                 36912      900        0
NORTH EUROPEAN OIL RTY TRUST   COMMON STOCK     659310106       67     2850 SH       DEFINED                2850        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105      482    10850 SH       DEFINED                8275        0     2575
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105      143     3225 SH       OTHER                  3225        0        0
NORTHERN TR CORP               COMMON STOCK     665859104       73     1800 SH       DEFINED                1800        0        0
NORTHROP GRUMMAN CORP          COMMON STOCK     666807102       93     1742 SH       OTHER                  1742        0        0
NORTHWEST AIRLINES CORP CL A   COMMON STOCK     667280101       12     1500 SH       OTHER                  1500        0        0
NUCOR CORP                     COMMON STOCK     670346105       14      150 SH       DEFINED                 150        0        0
NVR INC COM                    COMMON STOCK     62944T105        2        3 SH       OTHER                     3        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       48      850 SH       DEFINED                 850        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106       62     4135 SH       DEFINED                4135        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106       10      650 SH       OTHER                   650        0        0
OLD NATL BANCORP IND           COMMON STOCK     680033107      316    12724 SH       OTHER                 12724        0        0
OMNICELL INC                   COMMON STOCK     68213N109        7      500 SH       OTHER                   500        0        0
OMNICOM GROUP                  COMMON STOCK     681919106     3229    44198 SH       DEFINED               30698        0    13500
OMNICOM GROUP                  COMMON STOCK     681919106      847    11591 SH       OTHER                  9091        0     2500
OMNOVA SOLUTIONS INC           COMMON STOCK     682129101        3      552 SH       OTHER                   552        0        0
ONEOK INC                      COMMON STOCK     682680103       16      600 SH       DEFINED                 600        0        0
ONEOK INC                      COMMON STOCK     682680103      180     6900 SH       OTHER                  6900        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      226    20023 SH       DEFINED               19248        0      775
ORACLE CORPORATION             COMMON STOCK     68389X105      287    25418 SH       OTHER                 25418        0        0
P F CHANGS CHINA BISTRO INC CO COMMON STOCK     69333Y108       12      250 SH       DEFINED                 250        0        0
PACTIV CORP                    COMMON STOCK     695257105       30     1300 SH       DEFINED                1300        0        0
PACTIV CORP                    COMMON STOCK     695257105       79     3400 SH       OTHER                  3400        0        0
PALL CORP                      COMMON STOCK     696429307      122     5000 SH       DEFINED                5000        0        0
PALL CORP                      COMMON STOCK     696429307       83     3400 SH       OTHER                  3400        0        0
PARKER HANNIFIN CORP           COMMON STOCK     701094104       99     1675 SH       DEFINED                1000        0      675
PARKER HANNIFIN CORP           COMMON STOCK     701094104      233     3962 SH       OTHER                  3962        0        0
PATTERSON-UTI ENERGY INC       COMMON STOCK     703481101       19     1000 SH       OTHER                  1000        0        0
PAYCHEX INC                    COMMON STOCK     704326107       12      400 SH       OTHER                   400        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       32      800 SH       DEFINED                 800        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       14      350 SH       OTHER                   350        0        0
PENNEY J C CO                  COMMON STOCK     708160106      534    15122 SH       DEFINED               15122        0        0
PENNEY J C CO                  COMMON STOCK     708160106      184     5208 SH       OTHER                  5208        0        0
PEOPLES ENERGY CORP            COMMON STOCK     711030106       20      475 SH       OTHER                   475        0        0
PEOPLESOFT INC                 COMMON STOCK     712713106       17      850 SH       OTHER                   850        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       21     1075 SH       DEFINED                1075        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       57     2888 SH       OTHER                  2888        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200       52     2700 SH       OTHER                  2700        0        0
PEPSICO INC                    COMMON STOCK     713448108     6684   137391 SH       DEFINED              110866        0    26525
PEPSICO INC                    COMMON STOCK     713448108     3279    67408 SH       OTHER                 60908        0     6500
PERFORMANCE FOOD GROUP CO      COMMON STOCK     713755106       95     4000 SH       DEFINED                   0        0     4000
PFIZER INC                     COMMON STOCK     717081103     8015   261926 SH       DEFINED              210026        0    51900
PFIZER INC                     COMMON STOCK     717081103     9501   310506 SH       OTHER                293426     1700    15380
PG & E CORP                    COMMON STOCK     69331C108       23      751 SH       DEFINED                 751        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102       39      421 SH       DEFINED                 421        0        0
PHOENIX COMPANIES INC          COMMON STOCK     71902E109        9      905 SH       DEFINED                 905        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105       35      800 SH       DEFINED                 800        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105      132     3000 SH       OTHER                  3000        0        0
PIER 1 IMPORTS INC             COMMON STOCK     720279108      185    10225 SH       DEFINED               10225        0        0
PINNACLE WEST CAP CORP         COMMON STOCK     723484101       42     1000 SH       OTHER                  1000        0        0
PITNEY BOWES INC               COMMON STOCK     724479100        9      200 SH       DEFINED                 200        0        0
PITNEY BOWES INC               COMMON STOCK     724479100      500    11349 SH       OTHER                 10000        0     1349
PLAINS ALL AMERICAN PIPELINE L COMMON STOCK     726503105       36     1000 SH       DEFINED                1000        0        0
PLAYTEX PRODS INC              COMMON STOCK     72813P100        6     1000 SH       DEFINED                1000        0        0
PLUG POWER INC                 COMMON STOCK     72919P103        3      500 SH       OTHER                   500        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108      703    20070 SH       DEFINED               20070        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108       47     1349 SH       OTHER                   349        0     1000
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      195     3600 SH       DEFINED                3600        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      221     4083 SH       OTHER                  4083        0        0
PPG INDS INC                   COMMON STOCK     693506107      141     2300 SH       DEFINED                2300        0        0
PPG INDS INC                   COMMON STOCK     693506107      362     5900 SH       OTHER                  5900        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      168     3936 SH       DEFINED                3936        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      128     3000 SH       OTHER                  3000        0        0
PRICE T ROWE GROUP INC         COMMON STOCK     74144T108       10      200 SH       OTHER                   200        0        0
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       25      700 SH       DEFINED                 700        0        0
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       16      436 SH       OTHER                   436        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     4169    77032 SH       DEFINED               75832        0     1200
PROCTER & GAMBLE CO            COMMON STOCK     742718109     5463   100944 SH       OTHER                100944        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      152     3596 SH       DEFINED                3596        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      468    11063 SH       OTHER                 11063        0        0
PROTECTIVE LIFE CORP           COMMON STOCK     743674103       19      495 SH       OTHER                   495        0        0
PROTEIN DESIGN LABS INC        COMMON STOCK     74369L103       20     1000 SH       DEFINED                1000        0        0
PROVIDIAN FINANCIAL CORP       COMMON STOCK     74406A102        9      600 SH       DEFINED                 600        0        0
PROVIDIAN FINANCIAL CORP       COMMON STOCK     74406A102       78     5000 SH       OTHER                  5000        0        0
PRUDENTIAL FINL INC            COMMON STOCK     744320102       17      371 SH       DEFINED                 371        0        0
PRUDENTIAL FINL INC            COMMON STOCK     744320102       78     1649 SH       OTHER                  1649        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106      282     6630 SH       DEFINED                6630        0        0
QUALCOMM INC                   COMMON STOCK     747525103      306     7848 SH       DEFINED                7848        0        0
QUALCOMM INC                   COMMON STOCK     747525103      172     4400 SH       OTHER                  4400        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       23     7036 SH       DEFINED                7036        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       21     6184 SH       OTHER                  6184        0        0
R H DONNELLEY CORP             COMMON STOCK     74955W307        1       15 SH       OTHER                    15        0        0
RADIOSHACK CORP                COMMON STOCK     750438103       92     3200 SH       DEFINED                3200        0        0
RADIOSHACK CORP                COMMON STOCK     750438103      229     8000 SH       OTHER                  8000        0        0
RAIT INVT TR                   COMMON STOCK     749227104        5      200 SH       OTHER                   200        0        0
RAYTHEON COMPANY               COMMON STOCK     755111507      854    22495 SH       DEFINED               22495        0        0
RAYTHEON COMPANY               COMMON STOCK     755111507     1041    27403 SH       OTHER                 26203        0     1200
REDWOOD TR INC                 COMMON STOCK     758075402       25      400 SH       DEFINED                 400        0        0
REDWOOD TR INC                 COMMON STOCK     758075402       19      300 SH       OTHER                   300        0        0
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100      886    26789 SH       DEFINED               24633        0     2156
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     7157   216494 SH       OTHER                216494        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105       16     1711 SH       DEFINED                1711        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105       16     1727 SH       OTHER                   590     1137        0
RENT A CTR INC NEW             COMMON STOCK     76009N100       10      400 SH       OTHER                     0        0      400
REYNOLDS AMERICA               COMMON STOCK     761713106       20      297 SH       DEFINED                 297        0        0
REYNOLDS AMERICA               COMMON STOCK     761713106       23      332 SH       OTHER                   332        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107       41      957 SH       DEFINED                 957        0        0
ROLLINS INC                    COMMON STOCK     775711104        5      225 SH       DEFINED                 225        0        0
ROSS STORES INC                COMMON STOCK     778296103        9      400 SH       OTHER                   400        0        0
ROYAL GOLD INC                 COMMON STOCK     780287108       17     1000 SH       OTHER                  1000        0        0
RUBY TUESDAY INC               COMMON STOCK     781182100      118     4232 SH       OTHER                  4232        0        0
RUSSELL CORP                   COMMON STOCK     782352108       51     3000 SH       DEFINED                3000        0        0
RYDER SYSTEM INC               COMMON STOCK     783549108      207     4400 SH       DEFINED                4400        0        0
SAFECO CORP                    COMMON STOCK     786429100      894    19590 SH       OTHER                 19590        0        0
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        5     2600 SH       DEFINED                2600        0        0
SAFEWAY INC                    COMMON STOCK     786514208        6      325 SH       DEFINED                 325        0        0
SAKS INC                       COMMON STOCK     79377W108        2      200 SH       DEFINED                 200        0        0
SAKS INC                       COMMON STOCK     79377W108       13     1099 SH       OTHER                  1099        0        0
SAN JUAN BASIN ROYALTY TRUST   COMMON STOCK     798241105      305    10000 SH       OTHER                 10000        0        0
SANMINA-SCI CORP               COMMON STOCK     800907107       18     2584 SH       DEFINED                2584        0        0
SANMINA-SCI CORP               COMMON STOCK     800907107        1      204 SH       OTHER                   204        0        0
SARA LEE CORP                  COMMON STOCK     803111103      649    28389 SH       DEFINED               28089        0      300
SARA LEE CORP                  COMMON STOCK     803111103      449    19662 SH       OTHER                 19662        0        0
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     1085    41810 SH       DEFINED               41010        0      800
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     1554    59885 SH       OTHER                 59593      292        0
SCANA CORP                     COMMON STOCK     80589M102       88     2344 SH       DEFINED                2344        0        0
SCANA CORP                     COMMON STOCK     80589M102       35      928 SH       OTHER                   928        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101      903    47384 SH       DEFINED               39309        0     8075
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1154    60538 SH       OTHER                 57976        0     2562
SCOTTS CO CL A                 COMMON STOCK     810186106      103     1600 SH       DEFINED                1600        0        0
SCOTTS CO CL A                 COMMON STOCK     810186106       26      400 SH       OTHER                   400        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      283     7104 SH       DEFINED                7104        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      371     9306 SH       OTHER                  9306        0        0
SEMCO ENERGY INC               COMMON STOCK     78412D109        2      432 SH       DEFINED                 432        0        0
SEMPRA ENERGY                  COMMON STOCK     816851109        8      228 SH       DEFINED                 228        0        0
SERVICE CORP INTERNATIONAL     COMMON STOCK     817565104       31     5000 SH       OTHER                  5000        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109       86     6681 SH       DEFINED                6681        0        0
SFBC INTERNATIONAL INC         COMMON STOCK     784121105        8      300 SH       OTHER                   300        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101      116     2000 SH       DEFINED                2000        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101       35      600 SH       OTHER                   600        0        0
SIRUS SATELLITE RADIO INC      COMMON STOCK     82966U103       12     3675 SH       DEFINED                3675        0        0
SNAP ON INC                    COMMON STOCK     833034101       33     1200 SH       DEFINED                1200        0        0
SOLECTRON CORP                 COMMON STOCK     834182107        4      800 SH       DEFINED                 800        0        0
SONOCO PRODS CO                COMMON STOCK     835495102       13      500 SH       DEFINED                 500        0        0
SOUTHERN COMMUNITY FIN CORP    COMMON STOCK     84263N105       12     1000 SH       OTHER                  1000        0        0
SOUTHERN COMPANY               COMMON STOCK     842587107      220     7348 SH       DEFINED                6948        0      400
SOUTHERN COMPANY               COMMON STOCK     842587107      581    19381 SH       OTHER                 19381        0        0
SOUTHERN UN CO NEW             COMMON STOCK     844030106       41     2000 SH       OTHER                  2000        0        0
SOUTHTRUST CORP                COMMON STOCK     844730101       83     2000 SH       DEFINED                   0        0     2000
SOUTHTRUST CORP                COMMON STOCK     844730101       62     1500 SH       OTHER                  1500        0        0
SOUTHWEST AIRLINES CO          COMMON STOCK     844741108        2      150 SH       DEFINED                 150        0        0
SOUTHWEST AIRLINES CO          COMMON STOCK     844741108        4      300 SH       OTHER                   300        0        0
SPRINT CORP                    COMMON STOCK     852061100       40     2000 SH       DEFINED                2000        0        0
SPRINT CORP                    COMMON STOCK     852061100      505    25100 SH       OTHER                 23900        0     1200
SPSS INC                       COMMON STOCK     78462K102       17     1242 SH       OTHER                  1242        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     2699    24151 SH       DEFINED               24151        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     2239    20036 SH       OTHER                 19626      410        0
STAPLES INC                    COMMON STOCK     855030102       30     1000 SH       DEFINED                1000        0        0
STAPLES INC                    COMMON STOCK     855030102        3      100 SH       OTHER                   100        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       26      550 SH       DEFINED                 550        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       17      367 SH       OTHER                   367        0        0
STATE AUTO FINL CORP           COMMON STOCK     855707105       22      750 SH       DEFINED                 750        0        0
STATE STREET CORP              COMMON STOCK     857477103      569    13325 SH       DEFINED                4625        0     8700
STATE STREET CORP              COMMON STOCK     857477103      310     7250 SH       OTHER                  4525        0     2725
STEWART ENTERPRISES INC CL A   COMMON STOCK     860370105        3      500 SH       DEFINED                 500        0        0
STRYKER CORP                   COMMON STOCK     863667101       38      800 SH       DEFINED                 800        0        0
STRYKER CORP                   COMMON STOCK     863667101       63     1300 SH       OTHER                  1300        0        0
SUBURBAN PROPANE PARTNERS LP   COMMON STOCK     864482104       24      700 SH       DEFINED                 700        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       44    10915 SH       DEFINED               10915        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       36     8816 SH       OTHER                  7816     1000        0
SUNGARD DATA SYS INC           COMMON STOCK     867363103       50     2100 SH       OTHER                  2100        0        0
SUNOCO INC                     COMMON STOCK     86764P109       31      416 SH       OTHER                   416        0        0
SUNTRUST BANKS INC             COMMON STOCK     867914103     1631    23169 SH       DEFINED               22969        0      200
SUNTRUST BANKS INC             COMMON STOCK     867914103     2401    34106 SH       OTHER                 34106        0        0
SUPERVALU INC                  COMMON STOCK     868536103      220     8000 SH       OTHER                  8000        0        0
SYMANTEC CORPORATION           COMMON STOCK     871503108       84     1532 SH       OTHER                  1532        0        0
SYSCO CORP                     COMMON STOCK     871829107      577    19280 SH       DEFINED               17580        0     1700
SYSCO CORP                     COMMON STOCK     871829107      381    12750 SH       OTHER                  8750        0     4000
S1 CORPORATION                 COMMON STOCK     78463B101        3      330 SH       OTHER                   330        0        0
TARGET CORP                    COMMON STOCK     87612E106      481    10625 SH       DEFINED               10275        0      350
TARGET CORP                    COMMON STOCK     87612E106      294     6500 SH       OTHER                  6500        0        0
TC PIPELINES LP                COMMON STOCK     87233Q108       37     1000 SH       DEFINED                1000        0        0
TECO ENERGY INC                COMMON STOCK     872375100       50     3700 SH       DEFINED                3700        0        0
TECO ENERGY INC                COMMON STOCK     872375100       51     3767 SH       OTHER                  3767        0        0
TELLABS INC                    COMMON STOCK     879664100      188    20425 SH       DEFINED               19550        0      875
TELLABS INC                    COMMON STOCK     879664100       54     5900 SH       OTHER                  5900        0        0
TENET HEALTHCARE CORP          COMMON STOCK     88033G100        6      550 SH       DEFINED                 550        0        0
TENET HEALTHCARE CORP          COMMON STOCK     88033G100        8      750 SH       OTHER                   750        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105       10      800 SH       DEFINED                 800        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        5      360 SH       OTHER                   360        0        0
TEPPCO PARTNERS LP             COMMON STOCK     872384102       35      850 SH       DEFINED                 850        0        0
TEPPCO PARTNERS LP             COMMON STOCK     872384102       31      750 SH       OTHER                   750        0        0
TEXAS GENCO HOLDINGS INC       COMMON STOCK     882443104        5      107 SH       DEFINED                 107        0        0
TEXAS GENCO HOLDINGS INC       COMMON STOCK     882443104        3       68 SH       OTHER                    68        0        0
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104     1952    91745 SH       DEFINED               77020        0    14725
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104     1534    72106 SH       OTHER                 68806        0     3300
THE CHARLES SCHWAB CORP        COMMON STOCK     808513105       14     1575 SH       DEFINED                1575        0        0
THE CHARLES SCHWAB CORP        COMMON STOCK     808513105        1      150 SH       OTHER                   150        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108       23      697 SH       DEFINED                 697        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108       20      617 SH       OTHER                   589        0       28
THORNBURG MTG ASSET CORP       COMMON STOCK     885218107       62     2150 SH       DEFINED                2150        0        0
THORNBURG MTG ASSET CORP       COMMON STOCK     885218107       35     1200 SH       OTHER                  1200        0        0
TIFFANY & CO                   COMMON STOCK     886547108       12      400 SH       DEFINED                 400        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       41     2561 SH       DEFINED                2561        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       49     3056 SH       OTHER                  3056        0        0
TORCHMARK CORP                 COMMON STOCK     891027104      117     2200 SH       OTHER                  2200        0        0
TOYS R US INC                  COMMON STOCK     892335100       20     1100 SH       DEFINED                1100        0        0
TOYS R US INC                  COMMON STOCK     892335100       44     2500 SH       OTHER                  2500        0        0
TRACTOR SUPPLY CO              COMMON STOCK     892356106      252     8000 SH       DEFINED                8000        0        0
TRIAD HOSPS INC                COMMON STOCK     89579K109        1       16 SH       DEFINED                  16        0        0
TRIBUNE CO                     COMMON STOCK     896047107        5      119 SH       DEFINED                 119        0        0
TRINITY INDUSTRIES INC         COMMON STOCK     896522109      196     6300 SH       DEFINED                6300        0        0
TRUSTCO BK CORP NY             COMMON STOCK     898349105       21     1625 SH       DEFINED                1625        0        0
TUPPERWARE CORPORATION         COMMON STOCK     899896104        4      240 SH       DEFINED                 240        0        0
TUPPERWARE CORPORATION         COMMON STOCK     899896104       20     1200 SH       OTHER                     0        0     1200
TXU CORP                       COMMON STOCK     873168108       74     1554 SH       DEFINED                1554        0        0
TXU CORP                       COMMON STOCK     873168108       48     1000 SH       OTHER                  1000        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      317    10333 SH       DEFINED               10333        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106       56     1821 SH       OTHER                  1821        0        0
TYSON FOODS INC CLASS A        COMMON STOCK     902494103        3      166 SH       DEFINED                 166        0        0
UNION PAC CORP                 COMMON STOCK     907818108      224     3820 SH       DEFINED                3820        0        0
UNION PAC CORP                 COMMON STOCK     907818108      511     8728 SH       OTHER                  8248      480        0
UNISYS CORP                    COMMON STOCK     909214108       15     1476 SH       OTHER                  1476        0        0
UNITED PARCEL SERVICE-CLASS B  COMMON STOCK     911312106       46      600 SH       DEFINED                 600        0        0
UNITED PARCEL SERVICE-CLASS B  COMMON STOCK     911312106        8      100 SH       OTHER                   100        0        0
UNITED STATES STEEL CORP       COMMON STOCK     912909108       19      509 SH       DEFINED                 509        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     1388    14859 SH       DEFINED               14859        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      661     7075 SH       OTHER                  7075        0        0
UNITED TENNESSEE BANKSHARES IN COMMON STOCK     91307P103       49     2500 SH       DEFINED                2500        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102       97     1318 SH       DEFINED                1318        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      597     8090 SH       OTHER                  8090        0        0
UNIVERSAL CORP VA              COMMON STOCK     913456109       71     1600 SH       OTHER                  1600        0        0
UNIZAN FINANCIAL CORP          COMMON STOCK     91528W101       21      775 SH       DEFINED                 775        0        0
UNOCAL CORP                    COMMON STOCK     915289102      433    10079 SH       DEFINED               10079        0        0
UNOCAL CORP                    COMMON STOCK     915289102      288     6704 SH       OTHER                  6704        0        0
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106      265    16897 SH       DEFINED               16897        0        0
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106       31     2000 SH       OTHER                  2000        0        0
US BANCORP NEW                 COMMON STOCK     902973304      169     5861 SH       DEFINED                5861        0        0
UST INC                        COMMON STOCK     902911106      210     5220 SH       DEFINED                5220        0        0
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886      874    34889 SH       DEFINED               34889        0        0
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886      329    13130 SH       OTHER                 13130        0        0
UTSTARCOM INC                  COMMON STOCK     918076100        2      100 SH       OTHER                   100        0        0
VALERO LP                      COMMON STOCK     91913W104       58     1050 SH       DEFINED                1050        0        0
VECTREN CORP                   COMMON STOCK     92240G101       35     1391 SH       DEFINED                1391        0        0
VERISIGN INC                   COMMON STOCK     92343E102        8      400 SH       OTHER                   400        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     2909    73877 SH       DEFINED               71052        0     2825
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     3316    84204 SH       OTHER                 84204        0        0
VERTEX PHARMACEUTICALS INC     COMMON STOCK     92532F100       53     5000 SH       DEFINED                5000        0        0
VIACOM INC CL A                COMMON STOCK     925524100       19      550 SH       DEFINED                 550        0        0
VIACOM INC CL B                COMMON STOCK     925524308      190     5670 SH       DEFINED                5670        0        0
VIACOM INC CL B                COMMON STOCK     925524308      162     4839 SH       OTHER                  4839        0        0
VIAD CORP                      COMMON STOCK     92552R406        3      127 SH       DEFINED                 127        0        0
VIRGINIA FINANCIAL             COMMON STOCK     927810101       64     1954 SH       OTHER                  1954        0        0
VISTEON CORP                   COMMON STOCK     92839U107        0       13 SH       DEFINED                  13        0        0
VISTEON CORP                   COMMON STOCK     92839U107        2      261 SH       OTHER                   261        0        0
VULCAN MATLS CO                COMMON STOCK     929160109      516    10118 SH       DEFINED               10118        0        0
VULCAN MATLS CO                COMMON STOCK     929160109    11300   221791 SH       OTHER                220591        0     1200
W P S RESOURCES CORP           COMMON STOCK     92931B106       58     1300 SH       OTHER                  1300        0        0
WACHOVIA CORP                  COMMON STOCK     929903102     1322    28159 SH       DEFINED               27809        0      350
WACHOVIA CORP                  COMMON STOCK     929903102     1119    23837 SH       OTHER                 23837        0        0
WADDELL & REED FINL INC        COMMON STOCK     930059100       24     1083 SH       OTHER                  1083        0        0
WAL MART STORES INC            COMMON STOCK     931142103     3367    63295 SH       DEFINED               51170        0    12125
WAL MART STORES INC            COMMON STOCK     931142103     2860    53768 SH       OTHER                 53468      300        0
WALGREEN CO                    COMMON STOCK     931422109      180     5035 SH       DEFINED                5035        0        0
WALGREEN CO                    COMMON STOCK     931422109     8390   234170 SH       OTHER                234170        0        0
WASHINGTON FEDERAL INC         COMMON STOCK     938824109      184     7320 SH       DEFINED                7320        0        0
WASHINGTON FEDERAL INC         COMMON STOCK     938824109       21      847 SH       OTHER                   847        0        0
WASHINGTON MUTUAL INC          COMMON STOCK     939322103       16      400 SH       DEFINED                 400        0        0
WASHINGTON MUTUAL INC          COMMON STOCK     939322103       59     1500 SH       OTHER                  1500        0        0
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      829    30338 SH       DEFINED               29758        0      580
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      487    17830 SH       OTHER                 15855        0     1975
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103      138     4700 SH       DEFINED                4500        0      200
WATSON PHARMACEUTICALS INC     COMMON STOCK     942683103       43     1475 SH       OTHER                  1475        0        0
WAUSAU-MOSINEE PAPER CORP      COMMON STOCK     943315101      210    12637 SH       DEFINED               12637        0        0
WAUSAU-MOSINEE PAPER CORP      COMMON STOCK     943315101       35     2125 SH       OTHER                  2125        0        0
WEIGHT WATCHERS INTL INC       COMMON STOCK     948626106        2       60 SH       DEFINED                  60        0        0
WEIS MARKETS INC               COMMON STOCK     948849104       20      600 SH       DEFINED                 600        0        0
WELLPOINT HEALTH NETWORKS INC  COMMON STOCK     94973H108      215     2050 SH       DEFINED                1950        0      100
WELLPOINT HEALTH NETWORKS INC  COMMON STOCK     94973H108       50      475 SH       OTHER                   475        0        0
WELLS FARGO & CO               COMMON STOCK     949746101     8465   141966 SH       DEFINED              125416        0    16550
WELLS FARGO & CO               COMMON STOCK     949746101     5458    91525 SH       OTHER                 87278        0     4247
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109       20      600 SH       OTHER                   600        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       14      669 SH       DEFINED                 669        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       12      600 SH       OTHER                   600        0        0
WEYERHAEUSER CO                COMMON STOCK     962166104      542     8153 SH       DEFINED                7928        0      225
WEYERHAEUSER CO                COMMON STOCK     962166104      475     7145 SH       OTHER                  7145        0        0
WGL HLDGS INC                  COMMON STOCK     92924F106       45     1600 SH       DEFINED                1600        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106       78     1300 SH       DEFINED                1300        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106       23      375 SH       OTHER                   375        0        0
WILLIAMS COAL SEAM GAS RTY TR  COMMON STOCK     969450105        4      250 SH       OTHER                   250        0        0
WILLIAMS COS INC               COMMON STOCK     969457100        8      700 SH       OTHER                   700        0        0
WINMARK CORP                   COMMON STOCK     974250102        4      150 SH       OTHER                   150        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       87     2730 SH       DEFINED                2730        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       13      400 SH       OTHER                   400        0        0
WORTHINGTON INDS INC           COMMON STOCK     981811102      214    10000 SH       DEFINED               10000        0        0
WORTHINGTON INDS INC           COMMON STOCK     981811102      196     9200 SH       OTHER                  9200        0        0
WRIGHT MEDICAL GROUP INC       COMMON STOCK     98235T107       25     1000 SH       DEFINED                1000        0        0
WRIGLEY WM JR CO               COMMON STOCK     982526105      114     1800 SH       DEFINED                1200        0      600
WRIGLEY WM JR CO               COMMON STOCK     982526105      310     4900 SH       OTHER                  4900        0        0
WYETH                          COMMON STOCK     983024100     1566    41864 SH       DEFINED               41864        0        0
WYETH                          COMMON STOCK     983024100      522    13956 SH       OTHER                 13956        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100      148     8525 SH       OTHER                  8525        0        0
XEROX CORP                     COMMON STOCK     984121103        8      550 SH       DEFINED                 550        0        0
XEROX CORP                     COMMON STOCK     984121103        8      592 SH       OTHER                   592        0        0
YORK INTL CORP NEW             COMMON STOCK     986670107       47     1500 SH       DEFINED                1500        0        0
YUM! BRANDS INC                COMMON STOCK     988498101       24      600 SH       DEFINED                 600        0        0
YUM! BRANDS INC                COMMON STOCK     988498101      122     3000 SH       OTHER                  3000        0        0
ZIMMER HLDGS INC               COMMON STOCK     98956P102      941    11907 SH       DEFINED                9827        0     2080
ZIMMER HLDGS INC               COMMON STOCK     98956P102     1047    13246 SH       OTHER                 13086        0      160
3COM CORP                      COMMON STOCK     885535104        4     1000 SH       OTHER                  1000        0        0
3M CO                          COMMON STOCK     88579Y101     1125    14069 SH       DEFINED               14069        0        0
3M CO                          COMMON STOCK     88579Y101     6159    77021 SH       OTHER                 77021        0        0
AEGON NV                       COMMON STOCK     007924103       26     2381 SH       DEFINED                2381        0        0
AEGON NV                       COMMON STOCK     007924103      185    17109 SH       OTHER                 17109        0        0
AGNICO EAGLE MINES LTD         COMMON STOCK     008474108       14     1000 SH       OTHER                  1000        0        0
ALCAN INC                      COMMON STOCK     013716105       16      345 SH       DEFINED                 345        0        0
AMERICA MOVIL SERIES L ADR     COMMON STOCK     02364W105       12      300 SH       DEFINED                 300        0        0
AMERICA MOVIL SERIES L ADR     COMMON STOCK     02364W105       23      600 SH       OTHER                   600        0        0
AUTOLIV INC                    COMMON STOCK     052800109        3       68 SH       DEFINED                  68        0        0
AUTOLIV INC                    COMMON STOCK     052800109        1       34 SH       OTHER                    34        0        0
BARCLAYS PLC ADR               COMMON STOCK     06738E204        8      200 SH       OTHER                   200        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108       22     1060 SH       OTHER                  1060        0        0
BCE INC ADR                    COMMON STOCK     05534B109        7      322 SH       DEFINED                 322        0        0
BCE INC ADR                    COMMON STOCK     05534B109       87     4000 SH       OTHER                  4000        0        0
BP AMOCO PLC ADR               COMMON STOCK     055622104     3489    60640 SH       DEFINED               60340        0      300
BP AMOCO PLC ADR               COMMON STOCK     055622104     4493    78099 SH       OTHER                 78099        0        0
CADBURY SCHWEPPES PLC-ADR      COMMON STOCK     127209302        8      250 SH       OTHER                   250        0        0
CAMBIOR INC                    COMMON STOCK     13201L103        6     2000 SH       DEFINED                2000        0        0
CHICAGO BRIDGE & IRON CO       COMMON STOCK     167250109       28      950 SH       DEFINED                 950        0        0
CHINA PETE & CHEM CORP ADR     COMMON STOCK     16941R108        8      200 SH       OTHER                   200        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100      325     5500 SH       DEFINED                5500        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100       59     1000 SH       OTHER                  1000        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       69     1665 SH       DEFINED                1665        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       21      498 SH       OTHER                   498        0        0
DELHAIZE GROUP ADR             COMMON STOCK     29759W101        3       40 SH       OTHER                    40        0        0
DEUTSCHE TELEKOM AG SPONS ADR  COMMON STOCK     251566105       34     1800 SH       DEFINED                1800        0        0
DEUTSCHE TELEKOM AG SPONS ADR  COMMON STOCK     251566105       10      554 SH       OTHER                   554        0        0
DORAL FINL CORP COM            COMMON STOCK     25811P100       28      675 SH       OTHER                   675        0        0
DURBAN ROODEPOORT DEEP LTD     COMMON STOCK     266597301       10     5000 SH       OTHER                  5000        0        0
ELAN PLC SPONSORED ADR         COMMON STOCK     284131208       21      900 SH       DEFINED                 900        0        0
ELAN PLC SPONSORED ADR         COMMON STOCK     284131208        7      300 SH       OTHER                   300        0        0
ERICSSON (LM) TEL SPONS ADR    COMMON STOCK     294821608       16      500 SH       DEFINED                 500        0        0
ERICSSON (LM) TEL SPONS ADR    COMMON STOCK     294821608      446    14280 SH       OTHER                 14280        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     3100   233960 SH       DEFINED              159860        0    74100
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     1173    88518 SH       OTHER                 72568        0    15950
FORDING CANADIAN COAL TRUST    COMMON STOCK     345425102       11      200 SH       OTHER                   200        0        0
FUJI PHOTO FILM LTD ADR        COMMON STOCK     359586302        6      173 SH       DEFINED                 173        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       22      463 SH       DEFINED                 463        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       74     1592 SH       OTHER                  1592        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105      180     4121 SH       DEFINED                4121        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105     1304    29823 SH       OTHER                 29823        0        0
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101      188     6120 SH       DEFINED                5787        0      333
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101       60     1964 SH       OTHER                  1964        0        0
GOLD FIELDS LTD NEW            COMMON STOCK     38059T106       20     1500 SH       OTHER                  1500        0        0
GOLDCORP INC                   COMMON STOCK     380956409       14     1000 SH       DEFINED                1000        0        0
HONDA MOTOR LTD ADR            COMMON STOCK     438128308       15      600 SH       DEFINED                 600        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406      129     1611 SH       DEFINED                1611        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406       22      280 SH       OTHER                   280        0        0
HUANENG PWR INTL INC SPONS ADR COMMON STOCK     443304100       10      300 SH       OTHER                   300        0        0
INCO LTD                       COMMON STOCK     453258402       12      300 SH       DEFINED                 300        0        0
INCO LTD                       COMMON STOCK     453258402       23      600 SH       OTHER                   600        0        0
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     4393    64625 SH       DEFINED               50325        0    14300
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     1765    25973 SH       OTHER                 22973        0     3000
KINROSS GOLD CORP              COMMON STOCK     496902206        3      500 SH       DEFINED                 500        0        0
KONINKLIJKE PHILIPS ELECTRS NV COMMON STOCK     500472303      115     5006 SH       DEFINED                5006        0        0
KONINKLIJKE PHILIPS ELECTRS NV COMMON STOCK     500472303        4      194 SH       OTHER                   194        0        0
LANOPTICS LTD                  COMMON STOCK     M6706C103       16     2000 SH       DEFINED                2000        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106       96     2203 SH       DEFINED                2203        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106       77     1767 SH       OTHER                  1767        0        0
NABORS INDUSTRIES LTD          COMMON STOCK     G6359F103        9      200 SH       OTHER                   200        0        0
NATIONAL WESTMINSTER BK PLC AD COMMON STOCK     638539700       26     1000 SH       DEFINED                1000        0        0
NEWS CORP PREF ADR             COMMON STOCK     652487802        6      189 SH       DEFINED                 189        0        0
NEWS CORP PREF ADR             COMMON STOCK     652487802        2       76 SH       OTHER                    76        0        0
NOBLE CORPORATION              COMMON STOCK     G65422100      219     4875 SH       DEFINED                4575        0      300
NOBLE CORPORATION              COMMON STOCK     G65422100       60     1325 SH       OTHER                  1325        0        0
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204      657    47919 SH       DEFINED               45969        0     1950
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204      306    22300 SH       OTHER                 18000        0     4300
NORTEL NETWORKS CORP           COMMON STOCK     656568102       26     7781 SH       OTHER                  7781        0        0
NOVARTIS AG SPONSORED ADR      COMMON STOCK     66987V109       14      300 SH       OTHER                   300        0        0
PENGROWTH ENERGY TRUST-A       COMMON STOCK     706902301        4      200 SH       OTHER                   200        0        0
PLACER DOME INC                COMMON STOCK     725906101      216    10883 SH       OTHER                  9413        0     1470
PROVIDENT ENERGY TRUST-UTS     COMMON STOCK     74386K104        9     1000 SH       OTHER                  1000        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205      178     8100 SH       DEFINED                8100        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205        4      200 SH       OTHER                   200        0        0
REUTERS GROUP PLC SPONSORED AD COMMON STOCK     76132M102       22      646 SH       OTHER                   646        0        0
RINKER GROUP LTD-ADR           COMMON STOCK     76687M101        6      100 SH       DEFINED                 100        0        0
ROYAL BK SCOT GROUP ADR SER F  COMMON STOCK     780097804       11      400 SH       DEFINED                 400        0        0
ROYAL DUTCH PETROLEUM          COMMON STOCK     780257804      666    12905 SH       DEFINED               12755        0      150
ROYAL DUTCH PETROLEUM          COMMON STOCK     780257804      967    18746 SH       OTHER                 18746        0        0
SCHLUMBERGER LTD               COMMON STOCK     806857108      854    12684 SH       DEFINED               12509        0      175
SCHLUMBERGER LTD               COMMON STOCK     806857108      694    10317 SH       OTHER                 10317        0        0
SCOTTISH POWER PLC-ADR         COMMON STOCK     81013T705       26      843 SH       OTHER                   843        0        0
SMITH & NEPHEW PLC-ADR         COMMON STOCK     83175M205       15      326 SH       DEFINED                 326        0        0
SUN LIFE FINANCIAL INC         COMMON STOCK     866796105       83     2771 SH       DEFINED                2771        0        0
SUNCOR ENERGY INC              COMMON STOCK     867229106       64     2000 SH       DEFINED                2000        0        0
SUNCOR ENERGY INC              COMMON STOCK     867229106        6      200 SH       OTHER                   200        0        0
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       76     2350 SH       DEFINED                2350        0        0
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       48     1500 SH       OTHER                  1500        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209       21      800 SH       DEFINED                 800        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209       75     2900 SH       OTHER                  2900        0        0
TOYOTA MTR CORP SPONSD ADR     COMMON STOCK     892331307       31      400 SH       DEFINED                 400        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       30      836 SH       DEFINED                 836        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       19      534 SH       OTHER                   534        0        0
ULTRA PETE CORP                COMMON STOCK     903914109       49     1000 SH       DEFINED                1000        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      194     3350 SH       DEFINED                3350        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      237     4101 SH       OTHER                  4101        0        0
VODAFONE GROUP PLC ADR         COMMON STOCK     92857W100     6682   277153 SH       DEFINED              209503        0    67650
VODAFONE GROUP PLC ADR         COMMON STOCK     92857W100     2952   122458 SH       OTHER                107042        0    15416
W HOLDING COMPANY INC          COMMON STOCK     929251106       58     3060 SH       OTHER                  3060        0        0
WEATHERFORD INTL LTD           COMMON STOCK     G95089101       15      300 SH       OTHER                     0        0      300
XL CAP LTD                     COMMON STOCK     G98255105     5296    71582 SH       DEFINED               48382        0    23200
XL CAP LTD                     COMMON STOCK     G98255105     1818    24575 SH       OTHER                 19777        0     4798
CONSECO INC-WTS              9 COMMON STOCK     208464123        0       77 SH       OTHER                    77        0        0
SOUTHERN CMNTY FINL CORP WT  9 COMMON STOCK     84263N113        2     1000 SH       OTHER                  1000        0        0
APARTMENT INVT & MGMT CO       COMMON STOCK     03748R101        6      186 SH       DEFINED             N.A.     N.A.     N.A.
ARCHSTONE-SMITH TRUST          COMMON STOCK     039583109        6      197 SH       OTHER               N.A.     N.A.     N.A.
BRE PROPERTIES CL A            COMMON STOCK     05564E106       51     1325 SH       DEFINED             N.A.     N.A.     N.A.
CAMDEN PPTY TR                 COMMON STOCK     133131102       18      400 SH       DEFINED             N.A.     N.A.     N.A.
CAMDEN PPTY TR                 COMMON STOCK     133131102        2       54 SH       OTHER               N.A.     N.A.     N.A.
CAPITAL AUTOMOTIVE REIT COM    COMMON STOCK     139733109       63     2000 SH       OTHER               N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      552     9050 SH       DEFINED             N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      299     4900 SH       OTHER               N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       18      552 SH       DEFINED             N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       28      846 SH       OTHER               N.A.     N.A.     N.A.
EASTGROUP PPTYS INC            COMMON STOCK     277276101       10      300 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY OFFICE PPTYS TR         COMMON STOCK     294741103        6      225 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY ONE INC COM             COMMON STOCK     294752100        4      218 SH       DEFINED             N.A.     N.A.     N.A.
FEDERAL REALTY INVESTMENT TRUS COMMON STOCK     313747206        9      200 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       41     1100 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       15      400 SH       OTHER               N.A.     N.A.     N.A.
GLENBOROUGH RLTY TR INC        COMMON STOCK     37803P105       21     1000 SH       OTHER               N.A.     N.A.     N.A.
HEALTH CARE PPTY INVS INC      COMMON STOCK     421915109       10      400 SH       DEFINED             N.A.     N.A.     N.A.
HEALTHCARE RLTY TR INC         COMMON STOCK     421946104      109     2800 SH       DEFINED             N.A.     N.A.     N.A.
HOST MARRIOTT CORP NEW         COMMON STOCK     44107P104       59     4200 SH       OTHER               N.A.     N.A.     N.A.
ISTAR FINANCIAL INC            COMMON STOCK     45031U101       24      575 SH       DEFINED             N.A.     N.A.     N.A.
LEXINGTON CORPORATE PPTYS TR   COMMON STOCK     529043101        7      300 SH       DEFINED             N.A.     N.A.     N.A.
MACK CALI RLTY CORP            COMMON STOCK     554489104       18      400 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103        9      233 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103      235     6033 SH       OTHER               N.A.     N.A.     N.A.
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       50     2000 SH       OTHER               N.A.     N.A.     N.A.
PENNSYLVANIA REAL ESTATE INVT  COMMON STOCK     709102107       38      975 SH       DEFINED             N.A.     N.A.     N.A.
PUBLIC STORAGE INC             COMMON STOCK     74460D109        7      140 SH       OTHER               N.A.     N.A.     N.A.
SENIOR HOUSING PROPERTIES TRUS COMMON STOCK     81721M109       12      650 SH       DEFINED             N.A.     N.A.     N.A.
SHURGARD STORAGE CTRS INC CL A COMMON STOCK     82567D104       10      264 SH       OTHER               N.A.     N.A.     N.A.
UNITED DOMINION REALTY TRUST I COMMON STOCK     910197102       48     2400 SH       DEFINED             N.A.     N.A.     N.A.
VORNADO REALTY TRUST           COMMON STOCK     929042109      216     3449 SH       OTHER               N.A.     N.A.     N.A.
AMAZON COM INC       4.750%  2 OTHER            023135AF3        6     6000 PRN      DEFINED             N.A.     N.A.     N.A.
JC PENNEY CO         5.000% 10 OTHER            708160BV7       31    25000 PRN      OTHER               N.A.     N.A.     N.A.
ADAMS EXPRESS COMPANY          OTHER            006212104      181    14308 SH       OTHER               N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        3      100 SH       DEFINED             N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        7      200 SH       OTHER               N.A.     N.A.     N.A.
FIRST FINANCIAL FUND INC       OTHER            320228109      136     6695 SH       DEFINED             N.A.     N.A.     N.A.
FIRST TRUST VALUE LINE 100     OTHER            33735D104        3      200 SH       DEFINED             N.A.     N.A.     N.A.
GABELLI DIVIDEND & INCOME TR   OTHER            36242H104       18     1000 SH       DEFINED             N.A.     N.A.     N.A.
GABELLI DIVIDEND & INCOME TR   OTHER            36242H104       18     1000 SH       OTHER               N.A.     N.A.     N.A.
GENERAL AMERICAN INVESTORS     OTHER            368802104      125     4230 SH       OTHER               N.A.     N.A.     N.A.
LIBERTY ALL STAR EQUITY FD     OTHER            530158104       40     4615 SH       DEFINED             N.A.     N.A.     N.A.
MASSMUTUAL CORPORATE INVS INC  OTHER            576292106       10      400 SH       DEFINED             N.A.     N.A.     N.A.
MFS MULTIMARKET INCOME TR      OTHER            552737108        6     1000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY PREFERRED II    OTHER            67072C105       30     2000 SH       OTHER               N.A.     N.A.     N.A.
OPPENHEIMER MULTI-SECTOR INCOM OTHER            683933105       12     1387 SH       DEFINED             N.A.     N.A.     N.A.
PETROLEUM & RES CORP           OTHER            716549100       15      561 SH       DEFINED             N.A.     N.A.     N.A.
PETROLEUM & RES CORP           OTHER            716549100       69     2627 SH       OTHER               N.A.     N.A.     N.A.
STREETTRACKS SER TR SML CAP VA OTHER            86330E406      101      600 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS FD INC OTHER            880191101        3      234 SH       OTHER               N.A.     N.A.     N.A.
TRI CONTINENTAL CORPORATION    OTHER            895436103      112     6731 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN VA PREM INCOME MUN FD   OTHER            67064R102        9      504 SH       OTHER               N.A.     N.A.     N.A.
ABERDEEN ASIA PAC PRIME INC    OTHER            003009107        2      300 SH       OTHER               N.A.     N.A.     N.A.
ACM INCOME FUND, INC           OTHER            000912105       59     7224 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INSD MUN INCOME TR   OTHER            092479104       11      795 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN INCOME TR   OTHER            092479104       47     3378 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INSD MUN TERM TR INC OTHER            092474105       17     1500 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER            09247K109       74     4500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INVT QUALITY MUN TR  OTHER            09247D105       47     3231 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK MUNI TARGET TERM TR  OTHER            09247M105       46     4300 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL MUN INCOME TR         OTHER            195799101        8     1500 SH       DEFINED             N.A.     N.A.     N.A.
DNP SELECT INCOME FUND INC     OTHER            23325P104      121    10800 SH       OTHER               N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUN BD FD IN OTHER            26202F107        5      600 SH       OTHER               N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUNS INC     OTHER            261932107        5      600 SH       OTHER               N.A.     N.A.     N.A.
EATON VANCE FLOAT RT INC TR    OTHER            278279104       40     2100 SH       DEFINED             N.A.     N.A.     N.A.
EATON VANCE LTD DURATION INCOM OTHER            27828H105       40     2100 SH       DEFINED             N.A.     N.A.     N.A.
FLAH & CRUM PREFERRED INCOME   OTHER            338480106        4      200 SH       DEFINED             N.A.     N.A.     N.A.
HANCOCK JOHN INCOME SECS TR    OTHER            410123103       11      736 SH       DEFINED             N.A.     N.A.     N.A.
HANCOCK JOHN INVS TR SH BEN IN OTHER            410142103       64     3000 SH       OTHER               N.A.     N.A.     N.A.
HIGH INCOME OPPORTUNITY FD INC OTHER            42967Q105       14     2018 SH       DEFINED             N.A.     N.A.     N.A.
JOHN HANCOCK PFD INCOME III    OTHER            41021P103      142     6000 SH       OTHER               N.A.     N.A.     N.A.
LINCOLN NATL INCOME FUND       OTHER            534217104       40     3068 SH       DEFINED             N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       23     2650 SH       DEFINED             N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       18     2000 SH       OTHER               N.A.     N.A.     N.A.
MFS MUN INCOME TR              OTHER            552738106       28     3701 SH       DEFINED             N.A.     N.A.     N.A.
MFS MUN INCOME TR              OTHER            552738106       33     4300 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY INSURED MUNI IN OTHER            61745P791      110     7800 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY MUNI PREM INCOM OTHER            61745P429        9     1000 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P734        7      500 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P668        8      600 SH       OTHER               N.A.     N.A.     N.A.
MUNIYIELD INSD FD INC          OTHER            62630E107       92     6331 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN INTER MUNI BD OTHER            64124P101       29     2077 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN INTER MUNI BD OTHER            64124P101        7      475 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN DVD ADVANTAGE MUNI FD   OTHER            67066V101      203    13400 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       18     1185 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       31     2000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103      133     8763 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN ADVANTAGE FD INC    OTHER            67062H106       19     1230 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103       35     2450 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103      304    21121 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105       69     5500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105       14     1138 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREMIER INSD MUN INCOME OTHER            670987106       28     1800 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREMIER MUN INCOME FD I OTHER            670988104       60     4177 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107       51     3500 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107       96     6648 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT QUALITY MUNI FD  OTHER            670973106      130     8686 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT TAX-FREE INC 2   OTHER            67063C106        9      667 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67069M108       67     4000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67071C106       65     4000 SH       OTHER               N.A.     N.A.     N.A.
PIMCO MUNICIPAL INCOME FUND    OTHER            72200R107        7      487 SH       OTHER               N.A.     N.A.     N.A.
PIMCO STRATEGIC GLOBAL GOVT FD OTHER            72200X104       12     1000 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM HIGH YIELD MUN TR       OTHER            746781103       27     4075 SH       OTHER               N.A.     N.A.     N.A.
PUTNAM MANAGED MUN INCOME TR   OTHER            746823103        7      900 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MUNI OPPORTUNITIES TR   OTHER            746922103       29     2307 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MUNI OPPORTUNITIES TR   OTHER            746922103       30     2400 SH       OTHER               N.A.     N.A.     N.A.
RMK HIGH INCOME FD INC         OTHER            74963B105      233    13457 SH       OTHER               N.A.     N.A.     N.A.
RMK STRATEGIC INCOME FD INC    OTHER            74963H102      347    21780 SH       OTHER               N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS INCOME OTHER            880192109       13     1000 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER            880198106       87    10000 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN ADVNTG MUNI INCOME  OTHER            921124103       24     1575 SH       OTHER               N.A.     N.A.     N.A.
VAN KAMPEN SENIOR INCOME TRS   OTHER            920961109       17     2000 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK MUNI 2020 TERM TR    OTHER            09249X109       29     2000 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL INVT GRADE UIT  MONTH OTHER            195768106       55     5400 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNS PORTFOLIO INC     OTHER            561662107       77     7101 SH       DEFINED             N.A.     N.A.     N.A.
MUNI ENHANCED FD INC           OTHER            626243109       80     7453 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       76     4900 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       11      700 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100       88     9600 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100       46     5000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PERFORM PLUS MUN MIT MO OTHER            67062P108       19     1275 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN TR INSURED MUNIS    OTHER            920928108       16     1024 SH       OTHER               N.A.     N.A.     N.A.
MAGELLAN MIDSTREAM PARTNERS    OTHER            559080106       33      700 SH       DEFINED             N.A.     N.A.     N.A.