Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
FURR RICHARD L
   2. Issuer Name and Ticker or Trading Symbol
SUNTRUST BANKS INC [STI] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
111 CORCORAN STREET		 3. Date of Earliest Transaction (Month/Day/Year)
02/15/2005
(Street)

DURHAM, NC 27701		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock               74,813 D  
Common Stock               12,780.3889 I NCF 401(k) Plan (1)
Common Stock               11,512 I Spouse
Common Stock               17.544 I 401(k) (2)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Option (3) $ 26.32             03/31/1997 03/31/2007 Common Stock 17,164   17,164 D  
Option (3) $ 48.33             10/01/2004 01/14/2013 Common Stock 2,069   2,069 D  
Option (3) $ 52.09             10/01/2004 01/15/2012 Common Stock 1,919   1,919 D  
Option (3) $ 32.76             03/16/2001 03/16/2010 Common Stock 17,123   17,123 D  
Option (3) $ 35.58             08/01/2001 08/01/2010 Common Stock 8,351   8,351 D  
Option (3) $ 45.84             03/22/1999 03/22/2009 Common Stock 17,693   17,693 D  
Option (3) $ 46.12             03/05/1999 03/17/2008 Common Stock 14,443   14,443 D  
Option (3) $ 48.33             01/14/2004 01/14/2013 Common Stock 21,045   21,045 D  
Option (3) $ 52.09             01/15/2003 01/15/2012 Common Stock 17,893   17,893 D  
Option (4) $ 31.93             07/05/2001 07/05/2010 Common Stock 49,530   49,530 D  
Option (4) $ 49.97             01/16/2002 01/16/2011 Common Stock 16,622   16,622 D  
Option (5) $ 56.17             10/01/2004 01/21/2014 Common Stock 20,456   20,456 D  
Option (6) $ 71.24             10/01/2007 10/01/2014 Common Stock 18,000   18,000 D  
Option (6) $ 70.6             11/19/2005 03/16/2010 Common Stock 2,832   2,832 D  
Phantom Stock Units (7) $ 72.74 02/15/2005   S     6,288   (7)   (7) Common Stock 6,288 $ 72.74 0 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
FURR RICHARD L
111 CORCORAN STREET
DURHAM, NC 27701		       Executive Vice President  

Signatures

 Raymond D. Fortin, Attorney-in-Fact for Richard L. Furr   02/17/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Acquired under the National Commerce Financial Corporation Investment Plan, which will be frozen on 12/31/04.
(2) Because the stock fund component of the 401(k) is accounted for in unit accounting, the number of share equivalents varies based on the closing price of SunTrust stock on the applicable measurement date. Includes 17.544 shares acquired under SunTrust's 401(k) plan since the reporting person's last filing.
(3) Granted pursuant to the National Commerce Financial Corporation Amended and Restated Long-Term Incentive Plan.
(4) Granted pursuant to the National Commerce Financial Corporation 1994 Stock Plan, Amended and Restated.
(5) Granted pursuant to the National Commerce Financial Corporation 2003 Stock and Incentive Plan.
(6) Granted pursuant to SunTrust Banks, Inc.'s 2004 Stock Plan.
(7) Acquired under the National Commerce Financial Corporation Equity Investment Plan (the "Plan"), which will be frozen on 12/31/04. These securities convert to common stock on a one-for-one basis. Intra-plan transfer of phantom stock units out of a SunTrust stock fund maintained under the Plan into other diversified funds under the Plan.

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