SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 22, 2003 WORLD ACCEPTANCE CORPORATION ------------------------------------------------------ (Exact Name of Registrant as Specified in its Charter) South Carolina 0-19599 57-0425114 ---------------------------- ------------------------ ------------------- (State or Other Jurisdiction (Commission File Number) (I.R.S. Employer of Incorporation) Identification No.) 108 Frederick Street Greenville, South Carolina 29607 ---------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) (864) 298-9800 ----------------------------------------------------------------------- (Registrant's Telephone Number, Including Area Code) Not Applicable -------------------------------------------------------------------------- (Former name or address, if changed from last report) Item 7. Financial Statements and Exhibits. (c) The following exhibit is filed as part of this report. Exhibit 99.1 - Press Release issued October 22, 2003 Item 9. Regulation FD Disclosure; and Item 12. Results of Operations and Financial Condition. On October 22, 2003, World Acceptance Corporation ("WRLD") issued a press release announcing financial information for its second fiscal quarter ended September 30, 2003. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: October 22, 2003 WORLD ACCEPTANCE CORPORATION By:/s/ A. Alexander McLean, III --------------------------------- A. Alexander McLean, III Executive Vice President and Chief Financial Officer EXHIBIT INDEX Exhibit Exhibit No. ------- ----------- Press Release issued October 22, 2003...................................99.1