UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
October 27, 2004

                               Quotesmith.com, Inc
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             (Exact name of registrant as specified in its charter)

        Delaware                       0-26781                  36-3299423
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(State or other jurisdiction         (Commission             (I.R.S. Employer
    of incorporation)                File Number)           Identification No.)

    8205 South Cass Ave., Darien, IL                               60561
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(Address of principal executive offices)                        (Zip Code)

Registrant's telephone number, including area code 630-515-0170

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         (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

|_|   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13a-4(c))



Item 7.01 Regulation FD Disclosure

      On November 11, 2004, Quotesmith.com, Inc. received a subpoena from the
Illinois Department of Financial and Professional Regulation, Division of
Insurance, seeking documents and information relative to insurance industry
sales practices. The press release making that announcement is attached hereto
as Exhibit 99.1 and is incorporated herein by reference. This information is
being furnished under Item 7.01 (Regulation FD Disclosure) of Form 8-K.

Section 9.01 Financial Exhibits and Exhibits

Item 9.01(c) Exhibits

Exhibit
Number      Description
------      -----------

99.1        Press Release dated November 11, 2004, announcing the receipt of a
            subpoena relative to insurance industry sales practices.



                                    Signature

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date:  November 11, 2004                      By: /s/ PHILLIP A. PERILLO 
                                                  ------------------------------
                                                  Phillip A. Perillo
                                                  Senior Vice President and 
                                                  Chief Financial Officer