UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 14A
(Rule 14a-101)
INFORMATION REQUIRED IN PROXY STATEMENT
SCHEDULE 14A INFORMATION
Proxy Statement Pursuant to Section 14(a) of the Securities
Exchange Act of 1934 (Amendment No. ___)
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/ /Preliminary Proxy Statement / / Confidential, for Use of the
/ /Definitive Proxy Statement Commission Only (as permitted
/X/Definitive Additional Materials by Rule 14a-6(e)(2))
/ /Soliciting Material Pursuant to Sec. 240.14a-12
COOPERATIVE BANKSHARES, INC.
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(Name of Registrant as Specified in Its Charter)
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[Letterhead of Cooperative Bankshares, Inc.]
Dear Stockholder:
The Notice of Annual Meeting and Proxy Statement for the 2004 Annual
Meeting of Stockholders of Cooperative Bankshares, Inc. to be held on April 30,
2004, is being mailed on or about Monday, April 5, 2004, rather than Monday,
March 29, 2004, as is reflected on the Notice of Annual Meeting and Proxy
Statement. Please return your proxy card as soon as possible.
Sincerely,
/s/ Linda B. Garland
Linda B. Garland
Vice President and Secretary