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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________



FORM 8-K


CURRENT REPORT



Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934



Date of Report (Date of earliest event reported):  October 15, 2004

LCNB CORP.

(Exact name of Registrant as specified in its Charter)



 

Ohio

   

0-26121

  

31-1626393

(State or other jurisdiction

 

(Commission File No.)  

(IRS Employer

of incorporation)

  

Identification Number)



2 North Broadway, Lebanon, Ohio

   

45036

(Address of principal executive offices)

  

(Zip Code)


Registrant’s telephone number, including area code:   (513) 932-1414

N/A

(Former name or former address, if changed since last report)








Item 2.02   Results of Operations and Financial Condition.

On October 15, 2004, LCNB Corp. issued an earnings release announcing its financial results for the third quarter ended September 30, 2004.  A copy of the earnings release is attached to this report as Exhibit 99.1 and is furnished under this Item 2.02.

Item 7.01   Regulation FD Disclosure.

On October 15, 2004, LCNB Corp. issued an earnings release announcing its financial results for the third quarter ended September 30, 2004.  A copy of the earnings release is attached to this report as Exhibit 99.1 and is furnished under this Item 7.01.

Item 9.01   Financial Statements and Exhibits.

(c)

Exhibits


Exhibit No.

Description

99.1

Press release dated October 15, 2004



SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.


       

LCNB CORP.

          
           

Date: October 15, 2004

  

By: /s/ Steve P. Foster

        

Steve P. Foster

Chief Financial Officer