UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                 SCHEDULE 13G

                  Under the Securities Exchange Act of 1934
                                

                           Unico American Corporation
                                 (Name of Issuer)

                                  Common Stock
                          (Title of Class of Securities)

                                  904607108      
                                (CUSIP Number)

                              December 31, 2004
              (Date of Event which requires filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this 
Schedule is filed:

[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
 
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, 
and for any subsequent amendment containing information which would alter 
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be 
deemed to be "filed" for the purpose of Section 18 or the Securities Exchange 
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of 
the Act but shall be subject to all other provisions of the Act (however, 
see the Notes).



Page 1 of 6

CUSIP No. 904607108

1. NAMES OF REPORTING PERSONS
             I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (entities only)

              Schwartz Investment Counsel, Inc. ("SICI"), FEIN 38-2325495
              and Schwartz Investment Trust ("SIT"), on behalf of its series
              Funds, Schwartz Value Fund, FEIN 31-6456713 and Ave Maria Catholic
              Values Fund, FEIN 38-3594145
---------------------------------------------------------------------------
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP

(a) [  ]

(b) [  ]

--------------------------------------------------------------------------- 
3. SEC USE ONLY

--------------------------------------------------------------------------- 
4. CITIZENSHIP OR PLACE OF ORGANIZATION

SICI - Michigan
SIT - Ohio
--------------------------------------------------------------------------- 
                                         5.           SOLE VOTING POWER
NUMBER OF                            
SHARES                                                SICI-69,500 shares
BENEFICIALLY                                          SIT-465,645 shares
OWNED BY                           ---------------------------------------------
EACH                                     6.           SHARED VOTING POWER
REPORTING
PERSON                                                
WITH                               ---------------------------------------------
                                         7.           SOLE DISPOSITIVE POWER

                                                      SICI-69,500 shares
                                                      SIT-465,645 shares
                                   ---------------------------------------------
                                         8.           SHARED DISPOSITIVE POWER

                                                      
--------------------------------------------------------------------------------
9.          AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH 
            REPORTING PERSON

            SICI-69,500 shares 
            SIT-465,645 shares
------------------------------------------------------------------------- 



Page 2 of 6

-------------------------------------------------------------------------
10.         CHECK BOX IF THE AGGREGATE AMOUNT IN
            ROW (9) EXCLUES CERTAIN SHARES  [  ]

------------------------------------------------------------------------- 
11.        PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

           SICI-1.2%
           SIT-8.5%
-------------------------------------------------------------------------
12.        TYPE OF REPORTING PERSON

             SICI - IA
             SIT - IV
-------------------------------------------------------------------------



Page 3 of 6

Item 1.
            
(a) Name of Issuer

     Unico American Corporation

(b) Address of Issuer's Principal Executive Offices
 
     23251 Mulholland Drive
     Woodland Hills, CA 91364

Item 2.

(a) Name of Person Filing

     Schwartz Investment Counsel, Inc. ("SICI") and
     Schwartz Investment Trust ("SIT")

(b) Address of Principal Business Office or, if none, Residence

     3707 W. Maple Rd.
     Bloomfield Hills, MI 48301

(c)           Citizenship:                       SICI-MI, SIT-OH

(d)           Title of Class of Securities:             Common Stock

(e) CUSIP Number:  904607108

Item 3.            If this statement is filed pursuant to (s)240.13d-1(b), or 
                   (s)240.13d-2(b), or (c), check whether the person 
                   filing is a:
                
             (d)    [X]    Investment company registered under section 8 of the 
                           Investment Company Act of 1940 (15 U.S.C. 80a-8).
             (e)    [X]    An investment adviser in accordance with Section 
                           240.13d-1(b)(1)(ii)(E).
             
            



Page 4 of 6

Item 4.                   Ownership

(a) Amount Beneficially Owned:
 
    SICI-69,500 shares, SIT-465,645 shares          

(b) Percent of Class
   
    SICI-1.2%, SIT-8.5%             

(c) Number of shares as to which such person has:

(i) sole power to vote or to direct the vote

    SICI-69,500 shares, SIT-465,645 shares              

(ii) shared power to vote or to direct the vote
 
              

(iii) sole power to dispose or to direct the disposition of

      SICI-69,500 shares, SIT-465,645 shares         

(iv) shared power to dispose or to direct the disposition of

              


Item 5.             Ownership of Five Percent or Less of a Class

If this statement is being filed to report the fact that as of the date 
hereof the reporting person has ceased to be the beneficial owner of
more than five percent of the class of securities, check the following [ ].




Page 5 of 6


Item 6.              Ownership of More than Five Percent on Behalf of 
                     Another Person

                                         N/A

Item 7.               Identification and Classification of the Subsidiary 
                      Which Acquired the Security Being Reported on 
                      By the Parent Holding Company
 
                                         N/A

Item 8.               Identification and Classification of Members of the Group

                                         N/A

Item 9.                Notice of Dissolution of Group
 
                                         N/A



Page 6 of  6

Item 10.                    Certification

(a) The following certification shall be included if the statement is 
            filed pursuant to 240.13d-1(b):

            By signing below I certify that, to the best of my knowledge and 
            belief, the securities referred to above were acquired and are held 
            in the ordinary course of business and were not acquired and are 
            not held for the purpose of or with the effect of changing or 
            influencing the control of the issuer of the securities and were 
            not acquired and are not held in connection with or as a participant
            in any transaction having that purpose or effect.



                                                 SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, 
I certify that the information set forth in this statement is true, complete
and correct.

February 14, 2005                        February 14, 2005
----------------------------------      ----------------------------------------
          Date                                   Date

/s/ George P. Schwartz                  /s/ George P. Schwartz
----------------------------------      ----------------------------------------
        Signature                               Signature

George P. Schwartz, CFA, President      George P. Schwartz, CFA, President
Schwartz Investment Counsel, Inc.       Schwartz Investment Trust
----------------------------------      ----------------------------------------
        Name/Title                             Name/Title