UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 --------------- FORM 8-K --------------- CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2003 --------------- TRIAD GUARANTY INC. (Exact name of registrant as specified in its charter) DELAWARE 56-1838519 State of Other I.R.S. Employer Jurisdiction of Identification Number Incorporation 101 SOUTH STRATFORD ROAD WINSTON-SALEM, NORTH CAROLINA 27104 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (336) 723-1282 NOT APPLICABLE (Former name or former address, if changed since last report) ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS (c) The following exhibit is furnished with this document: Number Exhibit ------ ------- 99 Press Release issued by Triad Guaranty Inc dated October 29, 2003. ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 29, 2003, the registrant issued a press release to report results for its third quarter ended September 30, 2003. This release is furnished as exhibit 99 hereto. 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. TRIAD GUARANTY INC. Date: October 29, 2003 By: /s/ Kenneth S. Dwyer ---------------------------- Kenneth S. Dwyer Vice President and Controller 3