UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                      SECURITIES AND EXCHANGE ACT OF 1934

                                 July 3, 2003
                Date of Report (Date of earliest event reported)

                    MID-AMERICA APARTMENT COMMUNITIES, INC.
               (Exact Name of Registrant as Specified in Charter)

        TENNESSEE                     1-12762                   62-1543819
(State of Incorporation)      (Commission File Number)       (I.R.S. Employer
                                                          Identification Number)

                         6584 POPLAR AVENUE, SUITE 300
                           MEMPHIS, TENNEESSEE 38138
                    (Address of principal executive offices)

                                 (901) 682-6600
              (Registrant's telephone number, including area code)

             (Former name or address, if changed since last report)

Item 5.    Other Events

In  connection  with  the  offering  of  up  to  4,000,000   (4,600,000  if  the
underwriters'  over-allotment  option is fully exercised) shares of the Series H
Cumulative  Redeemable  Preferred Stock, par value $0.01 per share  (liquidation
preference  $25 per share) (the  "Series H  Preferred  Stock"),  of  Mid-America
Apartment  Communities,  Inc. (the  "Company"),  attached to this report are the
exhibits listed below.

Item 7.  Financial Statements and Exhibits.

  (c)  Exhibits.

       The following exhibits are filed pursuant to Item 601 of Regulation S-K:

Number          Description

12.1            Statement regarding computation of ratios


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                            MID-AMERICA APARTMENT COMMUNITIES, INC.

Date:  July 3, 2003         /s/Simon R.C. Wadsworth
                            Simon R.C. Wadsworth
                            Executive Vice President and Chief Financial Officer
                            (Principal Financial and Accounting Officer)