================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 03/31/2011 Check here if Amendment [ ] Amendment Number: This Amendment [ ] is a restatement Institutional Investment Manager Filing this Report: Name: HORIZON BANCORP Address: 515 FRANKLIN SQUARE MICHIGAN CITY, IN 46360 13F File Number: 28-6479 The institutional investment Manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Mark E. Secor Title: Chief Financial Officer Phone: 219-873-2611 Signature, Place, and Date of Signing: /s/Mark E. Secor, Chief Financial Officer, Michigan City, IN 04/04/2011 Report Type (Check only one) [X] 13F HOLDINGS REPORT [ ] 13F COMBINATION REPORT =============================================================================== FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE AFLAC INC COMMON STOCK 001055102 292 5527 SH SOLE 741 SOLE 4786 198 3758 SH DEFINED 2157 DEFINED 1601 23 443 SH OTHER 343 OTHER 100 AT&T INC COM COMMON STOCK 00206R102 41 1350 SH SOLE 1350 328 10725 SH DEFINED 10725 12 400 SH OTHER 400 33 1076 SH DEF/OTH 1076 AMERICAN EXPRESS COMMON STOCK 025816109 210 4638 SH DEFINED 4638 AMETEK INC COMMON STOCK 031100100 249 5667 SH DEFINED 5667 ADR BP AMOCO PLC FOREIGN STOCK 055622104 353 7986 SH DEFINED 7986 236 5342 SH OTHER 50 OTHER 5292 BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 251 2 SH DEFINED 2 125 1 SH DEF/OTH 1 BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 8 100 SH SOLE 100 455 5445 SH DEFINED 1070 DEFINED 4375 171 2050 SH DEF/OTH 1250 DEF/OTH 800 CSX CORP COMMON STOCK 126408103 375 4776 SH SOLE 337 SOLE 4439 COLUMN TOTALS 3360 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE CSX CORP COMMON STOCK 126408103 209 2653 SH DEFINED 982 DEFINED 1671 17 215 SH OTHER 115 OTHER 100 CVS/CAREMARK CORP COMMON STOCK 126650100 138 4025 SH SOLE 507 SOLE 3518 93 2700 SH DEFINED 1573 DEFINED 1127 13 385 SH OTHER 185 OTHER 200 CATERPILLAR INC COMMON STOCK 149123101 153 1373 SH SOLE 192 SOLE 1181 111 1000 SH DEFINED 527 DEFINED 473 25 221 SH OTHER 121 OTHER 100 CHEVRON CORP COMMON STOCK 166764100 315 2927 SH SOLE 404 SOLE 2523 502 4668 SH DEFINED 2185 DEFINED 2483 65 603 SH OTHER 203 OTHER 400 CISCO SYSTEMS INC COMMON STOCK 17275R102 93 5429 SH SOLE 711 SOLE 4718 70 4098 SH DEFINED 2427 COLUMN TOTALS 1804 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE CISCO SYSTEMS INC COMMON STOCK 17275R102 70 4098 SH DEFINED 1671 10 600 SH OTHER 300 OTHER 300 COCA COLA COMMON STOCK 191216100 137 2072 SH SOLE 270 SOLE 1802 92 1384 SH DEFINED 801 DEFINED 583 62 930 SH OTHER 180 OTHER 750 31 473 SH DEF/OTH 473 CONAGRA FOODS COMMON STOCK 205887102 137 5749 SH SOLE 780 SOLE 4969 90 3783 SH DEFINED 2173 DEFINED 1610 8 350 SH OTHER 350 DIRECTV GROUP INC COMMON STOCK 25490A101 178 3794 SH SOLE 526 SOLE 3268 137 2923 SH DEFINED 1751 DEFINED 1172 11 233 SH OTHER 233 DU POINT E I DE COMMON STOCK 263534109 145 2632 SH SOLE 358 NEMOURS & CO SOLE 2274 138 2513 SH DEFINED 1417 DEFINED 1096 35 645 SH OTHER 145 COLUMN TOTALS 1211 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE DU POINT E I DE NEMOURS & CO COMMON STOCK 263534109 35 645 SH OTHER 500 EXPRESS 1 COMMON STOCK 30217Q108 454 214225 SH DEFINED 214225 EXPEDITED SOLUTI EXXON MOBIL CORP ORATION COMMON STOCK 30231G102 513 6100 SH DEFINED 6100 76 903 SH OTHER 903 56 664 SH DEF/OTH 664 FLUOR CORP COMMON STOCK 343412102 161 2192 SH SOLE 293 SOLE 1899 107 1446 SH DEFINED 829 DEFINED 617 9 122 SH OTHER 122 GENERAL ELECTRIC COMMON STOCK 369604103 112 5593 SH SOLE 753 SOLE 4840 185 9241 SH DEFINED 4983 DEFINED 4258 33 1639 SH OTHER 1139 OTHER 500 26 1300 SH DEF/OTH 1300 HORIZON BANCORP IND COMMON STOCK 440407104 40 1459 SH SOLE 1459 17256 632096 SH DEFINED 439891 DEFINED 192205 262 9589 SH OTHER 9589 4369 160037 SH DEF/OTH 51465 COLUMN TOTALS 23659 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE HORIZON BANCORP IND COMMON STOCK 440407104 4369 160037 SH DEF/OTH 108572 INTERNATIONAL COMMON STOCK 459200101 323 1980 SH SOLE 261 BUSINESS MACHINES SOLE 1719 377 2313 SH DEFINED 784 DEFINED 1529 31 189 SH OTHER 119 OTHER 70 ISHARES ETF-EQUITY 464287549 763 12115 SH SOLE 1646 SOLE 10469 562 8930 SH DEFINED 5455 DEFINED 3475 54 856 SH OTHER 731 OTHER 125 JOHNSON & JOHNSON COMMON STOCK 478160104 235 3970 SH SOLE 532 SOLE 3438 218 3685 SH DEFINED 1941 DEFINED 1744 31 520 SH OTHER 220 OTHER 300 JOHNSON CONTROLS COMMON STOCK 478366107 185 4448 SH SOLE 599 INCORPORATED SOLE 3849 124 2982 SH DEFINED 1681 DEFINED 1301 9 223 SH OTHER 223 L-3 COMMUNICATION COMMON STOCK 502424104 156 1997 SH SOLE 275 HOLDINGS SOLE 1722 COLUMN TOTALS 3068 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE L-3 COMMUNICATION COMMON STOCK 502424104 122 1552 SH DEFINED 818 HOLDINGS DEFINED 734 34 432 SH OTHER 132 OTHER 300 LABORATORY CORP COMMON STOCK 50540R409 279 3029 SH SOLE 407 OF AMERICA SOLE 2622 192 2085 SH DEFINED 1167 DEFINED 918 27 293 SH OTHER 193 OTHER 100 MARATHON OIL COR COMMON STOCK 565849106 306 5742 SH SOLE 784 PORATION SOLE 4958 217 4072 SH DEFINED 2404 DEFINED 1668 18 337 SH OTHER 337 MICROSOFT COMMON STOCK 594918104 212 8333 SH SOLE 1105 SOLE 7228 150 5900 SH DEFINED 3241 DEFINED 2659 42 1667 SH OTHER 347 OTHER 1320 NATIONAL OIL WELL COMMON STOCK 637071101 290 3662 SH SOLE 503 VARCO SOLE 3159 196 2474 SH DEFINED 1417 DEFINED 1057 19 244 SH OTHER 244 OMNICOM GROUP COMMON STOCK 681919106 190 3868 SH SOLE 521 COLUMN TOTALS 2294 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE OMNICOM GROUP COMMON STOCK 681919106 190 3868 SH SOLE 3347 150 3053 SH DEFINED 1970 DEFINED 1083 9 190 SH OTHER 190 PAYCHEX INCORPOR COMMON STOCK 704326107 157 5008 SH SOLE 670 ATED SOLE 4338 106 3369 SH DEFINED 1945 DEFINED 1424 8 263 SH OTHER 263 PEPSICO COMMON STOCK 713448108 115 1788 SH SOLE 253 SOLE 1535 208 3224 SH DEFINED 2572 DEFINED 652 24 377 SH OTHER 177 OTHER 200 PFIZER COMMON STOCK 717081103 1398 68817 SH DEFINED 68817 2982 146840 SH OTHER 62578 OTHER 84262 PHILIP MORRIS COMMON STOCK 718172109 134 2036 SH SOLE 253 INTL INC SOLE 1783 355 5405 SH DEFINED 2803 DEFINED 2602 31 479 SH OTHER 29 OTHER 450 POWERSHARES ETF ETF-EQUITY 73935X500 104 9688 SH SOLE 1313 TRUST SOLE 8375 71 6581 SH DEFINED 3743 COLUMN TOTALS 5852 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE POWERSHARES ETF ETF-EQUITY 73935X500 71 6581 SH DEFINED 2838 TRUST 6 564 SH OTHER 564 POWERSHARES DB ETF-EQUITY 73936B101 216 6880 SH DEFINED 1000 DEFINED 5880 6 205 SH OTHER 205 11 350 SH DEF/OTH 100 DEF/OTH 250 SPDR GOLD SHARES ETF-EQUITY 78463V107 673 4809 SH DEFINED 84 DEFINED 4725 60 426 SH OTHER 426 84 600 SH DEF/OTH 600 SPDR ETF-EQUITY 81369Y506 425 5331 SH SOLE 732 SOLE 4599 291 3646 SH DEFINED 2076 DEFINED 1570 25 316 SH OTHER 316 SPDR ETF-EQUITY 81369Y886 315 9869 SH SOLE 1343 SOLE 8526 244 7655 SH DEFINED 4789 DEFINED 2866 30 932 SH OTHER 632 OTHER 300 AMERITRADE COMMON STOCK 87236Y108 210 10072 SH SOLE 1344 COLUMN TOTALS 2596 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE AMERITRADE HOLDING CORP COMMON STOCK 87236Y108 210 10072 SH SOLE 8728 142 6792 SH DEFINED 3928 DEFINED 2864 11 517 SH OTHER 517 TJX COS INC NEW COMMON STOCK 872540109 193 3885 SH SOLE 528 SOLE 3357 135 2717 SH DEFINED 1561 DEFINED 1156 11 217 SH OTHER 217 ADR TEVA FOREIGN STOCK 881624209 244 4867 SH SOLE 660 PHARMACEUTICAL SOLE 4207 IND 177 3537 SH DEFINED 1957 DEFINED 1580 27 541 SH OTHER 279 OTHER 262 VANGUARD ETF-EQUITY 92204A108 225 3567 SH SOLE 489 SOLE 3078 161 2557 SH DEFINED 1360 DEFINED 1197 12 192 SH OTHER 192 VANGUARD ETF-EQUITY 92204A207 303 4012 SH SOLE 568 SOLE 3444 212 2803 SH DEFINED 1558 DEFINED 1245 COLUMN TOTALS 1853 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE VANGUARD ETF-EQUITY 92204A207 212 2803 SH 22 295 SH OTHER 295 VANGUARD ETF-EQUITY 92204A405 702 20717 SH SOLE 2783 SOLE 17934 498 14706 SH DEFINED 8049 DEFINED 6657 41 1216 SH OTHER 1016 OTHER 200 VANGUARD ETF-EQUITY 92204A504 389 6486 SH SOLE 893 SOLE 5593 272 4530 SH DEFINED 2627 DEFINED 1903 10 168 SH OTHER 168 VANGUARD ETF-EQUITY 92204A603 300 4270 SH SOLE 575 SOLE 3695 203 2891 SH DEFINED 1653 DEFINED 1238 17 236 SH OTHER 236 VANGUARD ETF-EQUITY 92204A801 319 3650 SH SOLE 502 SOLE 3148 214 2450 SH DEFINED 1410 DEFINED 1040 16 185 SH OTHER 185 VANGUARD ETF-EQUITY 92204A884 288 4193 SH SOLE 580 COLUMN TOTALS 3291 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE VANGUARD ETF-EQUITY 92204A884 288 4193 SH SOLE 3613 202 2939 SH DEFINED 1609 DEFINED 1330 17 251 SH OTHER 251 WAL MART STORES COMMON STOCK 931142103 93 1792 SH SOLE 249 INC SOLE 1543 169 3243 SH DEFINED 2415 DEFINED 828 11 216 SH OTHER 140 OTHER 76 6 124 SH DEF/OTH 124 WALGREEN COMMON STOCK 931422109 2 61 SH SOLE 35 SOLE 26 658 16403 SH DEFINED 563 DEFINED 15840 28 700 SH OTHER 700 WELLS FARGO & COMMON STOCK 949746101 367 11589 SH SOLE 1560 SOLE 10029 501 15805 SH DEFINED 7456 DEFINED 8349 39 1239 SH OTHER 639 OTHER 600 ACCENTURE PLC FOREIGN STOCK G1151C101 213 3876 SH SOLE 525 SOLE 3351 142 2583 SH DEFINED 1505 COLUMN TOTALS 2448 FORM 13F INFORMATION TABLE VALUE SHS NAME OF ISSUER TITLE X PRN SH PUT INVSTMT OTHER VOTING AUTHORITY SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL DISCRTN MANAGERS SOLE SHARED NONE ACCENTURE PLC FOREIGN STOCK G1151C101 142 2583 SH DEFINED 1078 13 242 SH OTHER 242 NOBLE CORPORATION COMMON STOCK H5833N103 212 4640 SH SOLE 592 SWITZERLAND SOLE 4048 143 3133 SH DEFINED 1794 DEFINED 1339 12 270 SH OTHER 270 COLUMN TOTALS 380 AGGREGATE TOTAL 51816 FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 161 Form 13F Information Table Value Total: $ 51,816 List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment Managers with respect to which this report is filed, other than the Manager filing this report. 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