MARYLAND
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1-7797
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52-0551284
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(State
or other jurisdiction
of
incorporation)
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(Commission
File Number)
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(IRS
Employer
Identification
No.)
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PHH
CORPORATION
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By:
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/s/
Neil J. Cashen
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Name:
Neil
J. Cashen
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Title:
Executive
Vice President and CFO
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Dated:
November 10, 2005
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