Unassociated Document
UNITED STATES
SECURITES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

 
FORM 8 – K
 
 
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
 
Date of Report (Date of earliest event reported) January 23, 2008
 
 
PEOPLES FINANCIAL CORPORATION
(Exact Name of Registrant as Specified in its Charter)
 
 
Mississippi
(State or Other Jurisdiction of Incorporation)
 
01-12103
(Commission File Number)
 
64-0709834
(IRS Employer Identification No.)
 
152 Lameuse StreetBiloxi, MS
(Address of Principal Executive Offices)
39530
(Zip Code)
 
(228) 435-5511
(Registrant’s Telephone Number, Including Area Code)
­­­­­­­­­­­­­­­
_________________________________________________________
­­­­­­­­­­­­(Former Name or Former Addresss, if Changed Since Last Report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously Satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230. 425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4(c))


Item 2.02. Results of Operations and Financial Condition

On January 23, 2008, Peoples Financial Corporation issued a press release announcing its earnings for 2007.

Item 9.01. Financial Statements and Exhibits.

(c)
 
Exhibits
 
99.1
Press Release issued by Peoples Financial Corporation dated January 23, 2008, headed “Peoples Financial Corporation Net Income Exceeds $11 Million For 2007.”



 
SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: January 23, 2008

PEOPLES FINANCIAL CORPORATION


     
 
By:
/s/ Chevis C. Swetman
Chevis C. Swetman
Chairman, President and CEO