SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934
April 22, 2003
Date of Report (Date of earliest event reported)
CITIZENS HOLDING COMPANY
(Exact name of the registrant as specified in its charter)
MISSISSIPPI 001-15375 64-0666512
(State or other (Commission File Number) (IRS Employer
jurisdiction of Identification No.)
incorporation)
521 Main Street, Philadelphia, Mississippi 39350
(Address of principal executive office) (Zip Code)
(601) 656-4692
(Registrant's telephone number, including area code)
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(a) Exhibits
Exhibit 99.1 Press Release dated April 22, 2003
Item 9. Regulation FD Disclosure. (Information in this Item 9 is being
furnished under both Items 9 and 12)
The following information is being furnished under both "Item 9. Regulation FD
Disclosure" and "Item 12. Disclosure of Results of Operations and Financial
Condition" pursuant to interim guidance issued by the Securities and Exchange
Commission on March 27, 2003 in Release No. 33-8216:
On April 22, 2003, Citizens Holding Company (the "Company") issued a press
release that announced the earnings for the Company for the first quarter 2003.
This press release is attached as Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CITIZENS HOLDING COMPANY
/s/ Robert T. Smith
BY:_________________________
Robert T. Smith
Treasurer and Chief Financial Officer
DATE: April 24, 2003
EXHIBIT INDEX
Exhibit
Number Description
------- -----------
99.1 Press Release dated April 22, 2003