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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. )*
Sturgis Bancorp, Inc.
Common Stock
864087101
December 23, 2002/Annual Filing
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
o Rule 13d-1 (b)
x Rule 13d-1 (c)
o Rule 13d-1 (d)
*The remainder of this cover page shall be filled out for a
reporting person’s initial filing on this form with respect to the subject
class of securities, and for any subsequent amendment containing information
which would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page
shall not be deemed to be “filed” for the purpose of Section 18
of the Securities Exchange Act of 1934 or otherwise subject to the liabilities
of that section of the Act but shall be subject to all other provisions of the
Act (however, see the notes).
| 13G | ||||||
| CUSIP No. 864087101 | ||||||
| 1. | Name of Reporting Person: Raymond H. Dresser, Jr.; Gretchen M. Dresser |
I.R.S. Identification Nos. of above
persons (entities only): Not applicable |
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| 2. | Check the Appropriate Box if a Member of a Group: | |||||
| (a) | o | |||||
| (b) | x | |||||
| 3. | SEC Use Only: | |||||
| 4. | Citizenship or Place of
Organization: United States |
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| Number
of Shares Beneficially Owned by Each Reporting Person With | ||||||
| 5. | Sole Voting Power: Raymond H. Dresser, Jr.—89,175 shares (includes 975 shares of unexercised options); Gretchen M. Dresser—52,600 shares | |||||
| 6. | Shared Voting Power: 0—Raymond H. Dresser, Jr. and Gretchen M. Dresser | |||||
| 7. | Sole Dispositive Power: Raymond H. Dresser, Jr.—89,175 shares (includes 975 shares of unexercised options); Gretchen M. Dresser—52,600 shares | |||||
| 8. | Shared Dispositive Power: 0—Raymond H. Dresser, Jr. and Gretchen M. Dresser | |||||
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person:
Raymond H. Dresser, Jr.—141,775 shares (includes 975 shares of unexercised options); Gretchen M. Dresser—141,775 shares (includes 975 shares of unexercised options) |
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| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain
Shares: o |
|||||
| 11. | Percent of Class Represented by Amount in Row (9): Raymond H. Dresser, Jr.—5.05%; Gretchen M. Dresser—5.05% | |||||
| 12. | Type of Reporting Person: Raymond H. Dresser, Jr.—IN; Gretchen M. Dresser—IN | |||||
2
13G
| Item 1. | |||
| (a) | Name of Issuer: | ||
| Sturgis Bancorp, Inc. | |||
| (b) | Address of Issuer’s Principal Executive Offices: | ||
| 125 East Chicago Rd., Sturgis, Michigan
49091 |
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| Item 2. | |||
| (a) | Name of Person Filing: | ||
| Raymond H. Dresser, Jr.; Gretchen M. Dresser | |||
| (b) | Address of Principal Business Office or, if none, Residence: | ||
| 215 Haral Ave., Sturgis, MI 49091
|
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| (c) | Citizenship: | ||
| United States | |||
| (d) | Title of Class of Securities: | ||
| Common Stock | |||
| (e) | CUSIP Number: | ||
| 864087101 | |||
| Item 3. | If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a: | ||
| (a) | o | Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o). | |
| (b) | o | Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c). | |
| (c) | o | Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c). | |
| (d) | o | Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8). | |
| (e) | o | An investment adviser in accordance with §240.13d-1(b)(1)(ii)(E); | |
| (f) | o | An employee benefit plan or endowment fund in accordance with §240.13d-1(b)(1)(ii)(F); | |
| (g) | o | A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G); | |
| (h) | o | A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813); | |
| (i) | o | A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3); | |
| (j) | o | Group, in accordance with §240.13d-1(b)(1)(ii)(J). | |
3
13G
| Item 4. | Ownership. | ||
| (a) | Amount beneficially owned: | ||
| Raymond H. Dresser, Jr.—141,775 shares (includes 975 shares of unexercised options); Gretchen M. Dresser—141,775 shares (includes 975 shares of unexercised options) | |||
| (b) | Percent of class: | ||
| Raymond H. Dresser, Jr.—5.05%; Gretchen M. Dresser—5.05% | |||
| (c) | Number of shares as to which the person has: | ||
| (i) | Sole power to vote or to direct the vote: | ||
| Raymond H. Dresser, Jr.—89,175 shares (includes 975 shares of unexercised options); Gretchen M. Dresser—52,600 shares | |||
| (ii) | Shared power to vote or to direct the vote: | ||
| 0—Raymond H. Dresser, Jr. and Gretchen M. Dresser | |||
| (iii) | Sole power to dispose or to direct the disposition of: | ||
| Raymond H. Dresser, Jr.—89,175 shares (includes 975 shares of unexercised options); Gretchen M. Dresser—52,600 shares | |||
| (iv) | Shared power to dispose or to direct the disposition of: | ||
| 0—Raymond H. Dresser, Jr. and Gretchen M. Dresser | |||
| Item 5. | Ownership of Five Percent or Less of a Class. | ||
| If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following o. | |||
| Item 6. | Ownership of More than Five Percent on Behalf of Another Person. | ||
| NOT APPLICABLE | |||
| Item 7. | Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company. | ||
| NOT APPLICABLE | |||
| Item 8. | Identification and Classification of Members of the Group. | ||
| NOT APPLICABLE | |||
| Item 9. | Notice of Dissolution of Group. | ||
| NOT APPLICABLE | |||
4
13G
| Item 10. | Certification. | ||
| By signing below I certify that, to
the best of my knowledge and belief, the securities referred to above were
acquired and are held in the ordinary course of business and were not acquired
and are not held for the purpose of or with the effect of changing or
influencing the control of the issuer of the securities and were not acquired
and are not held in connection with or as a participant in any transaction
having that purpose or effect. |
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PLEASE NOTE, that pursuant to Rule 13d-1(k)(1) this Schedule 13G is being filed on behalf of both Raymond H. Dresser, Jr. and Gretchen M. Dresser. Attached hereto as Exhibit A is a statement from Raymond H. Dresser, Jr. and Gretchen M. Dresser indicating their agreement to file this joint Schedule 13G.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement is true,
complete and correct.
| Date: | February 28, 2003 |
| /s/ Raymond H. Dresser, Jr. Gretchen M. Dresser |
|
| Name: | Raymond H. Dresser, Jr. Gretchen M. Dresser |
5
Exhibit A
Schedule 13G
Raymond H. Dresser, Jr. and Gretchen M. Dresser
Issuer: Sturgis Bancorp, Inc.
Class of Securities: Common Stock
CUSIP Number: 864087101
Agreement to file Schedule 13G
We, Raymond H. Dresser, Jr. and Gretchen M. Dresser, hereby agree pursuant to Rule 13d-1(k)(1) of the Securities Exchange Act of 1934, to jointly file Schedule 13G of the Securities Exchange Act of 1934. The Schedule 13G is being filed on behalf of each of us individually and, by signing below, we each certify that the information contained therein is accurate to the best of our knowledge and belief.
| February 28, 2003 | ||
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| Date | ||
| /s/ Raymond H. Dresser, Jr. | ||
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| Signature | ||
| Raymond H. Dresser, Jr. | ||
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| Name/Title | ||
| February 28, 2003 | ||
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| Date | ||
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| Signature | ||
| Gretchen M. Dresser | ||
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| Name/Title |
6