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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): June 19, 2003

Commission File Number 1-13610

PMC COMMERCIAL TRUST


(Exact name of registrant as specified in its charter)
     
TEXAS   75-6446078

 
(State or other jurisdiction
of incorporation or organization)
  (I.R.S. Employer Identification No.)
     
18111 Preston Road, Suite 600, Dallas, TX 75252   (972) 349-3200

 
(Address of principal executive offices)   (Registrant’s telephone number)

Former name, former address and former fiscal year, if changed since last report: NONE


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Item 7. Financial Statements and Exhibits
Item 9. Regulation FD Disclosure
SIGNATURE
EXHIBIT INDEX
EX-99.1 Press Release


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Item 7. Financial Statements and Exhibits

  (a)   Not applicable.
 
  (b)   Not applicable.
 
  (c)   Exhibits

                   99.1 Press Release dated June 19, 2003.

Item 9. Regulation FD Disclosure

     On June 19, 2003, PMC Commercial Trust (the “Company”) issued a press release announcing its quarterly dividend declared of $0.38 per share and a delay in completion of its proposed securitization. A copy of the press release is attached as Exhibit 99.1 to this report. The information under this caption is furnished by the Company pursuant to Item 12. Results of Operations and Financial Condition, under Item 9 of Form 8-K in accordance with the Securities and Exchange Commission Release No. 34-47583. This information shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.


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SIGNATURE

Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

             
Date:   June 20, 2003        
 
        PMC COMMERCIAL TRUST
 
        By:   /s/ Barry N. Berlin

Barry N. Berlin, Chief Financial Officer


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EXHIBIT INDEX

             
EXHIBIT            
NUMBER   DESCRIPTION        

 
       
99.1   Press Release dated June 19, 2003.