(BPT) - In these economically and environmentally challenging times, the cost of running a home is rising just as swiftly as interest rates. The costs associated with maintaining our homes are growing, driven by increases in energy prices and the escalating expense of non-sustainable building materials. Yet, Earth Month presents an opportunity to examine how we live. Mercury Insurance is assisting homeowners by offering practical ways to reduce their bills and their environmental impact.

'We're highlighting the crucial role individual choices play in global sustainability," said Steven Ward, director, strategic planning and ERM at Mercury Insurance. "By adopting eco-friendly home improvements, homeowners can decrease their environmental footprint while enhancing their home's efficiency and reducing operational costs.'

Mercury Insurance is supporting these initiatives with discounts like the Green Home Discount, rewarding those who achieve Leadership in Energy and Environmental Design (LEED) or National Association of Home Builders (NAHB) green certifications. Not all discounts are available in all states; please check with your local Mercury agent.

'These certifications are not just plaques on the wall - they signify a home's reduced greenhouse gas emissions and lower resource consumption, which can also lead to savings on insurance premiums,' Ward explained.

Moreover, the Digital Discount encourages customers to reduce paper waste by opting for digital account management, further lessening the ecological footprint and aligning with modern, sustainable practices.

Homeowners looking to make a substantial impact might consider the following Mercury-recommended improvements:

• Energy-Efficient Appliances: Installing ENERGY STAR-rated appliances can cut energy consumption by up to 30%, lowering energy bills (Source: U.S. Department of Energy).
• Solar Panel Installation: Reducing reliance on fossil fuels through solar energy can decrease electricity bills by 50%-90% (Source: U.S. Department of Energy).
• Water Conservation Measures: Equipping homes with low-flow fixtures and intelligent irrigation systems can save up to 50% in outdoor water usage (Source: Environmental Protection Agency).
• Sustainable Building Materials: Opting for recycled content or responsibly sourced timber can reduce emissions by up to 50% and operational costs by up to 30% (World Green Building Council).

For those interested in embracing these eco-friendly improvements, visit mercuryinsurance.com or speak with a Mercury Insurance agent to discover if these initiatives are accessible in your state and learn more about the potential reductions in your insurance expenses.