One of the biggest retirement-investment mistakes you can make is to make things more complicated than they need to be. Funny thing is, Wall Street actually makes it easy to fall into this trap! Case in point: A new “financial product” from a group of companies, including BlackRock, that combines target-date funds and annuities. We’ll get into why this isn’t a strong retirement option for those still working in a second. Then we’ll stack it up against a “straight down the middle” 9.2%-paying closed-end fund (CEF) that gives you the dividends, liquidity and growth necessary to fund a more comfortable retirement—maybe a lot sooner than you think.… Read more